IN THE COURT OF THE MOTOR ACCIDENT CLAIMS TRIBUNAL
(VIII ADDL. DIST. JUDGE) AT NIZAMABAD
Present:- Smt.E.Tirumala Devi,M.Sc.,LL.M. Spl.Judge for trial of cases, Under SCs/STs (PoA) Act-cum- VIII ADJ), Nizamabad
Tuesday, this the 14th day of March, 2014
OP No. 1030 of 2007
Between:
Khadeeruddin s/o.Gaffar, aged 38 years, occu: driver, r/o. Perkit village of
Armoor mandal, Dist. Nizamabad, at present residing at RTC colony,
Nizamabad.
.. Petitioner
AND
1. Jabbar s/o.Abdul Rauf, Occu: owner of jeep bearing No.AP-1-T- 5510 r/o.H.No. 5-107, Echoda village of Adilabad Dist.
2. Oriental Insurance Co.Ltd., through its Br.Manager, 1st floor, Jay Sree Bhavan, Warda Maharastra-442001 rep. by its Divisional Manager, godown road, Nizamabad. ( Insurer of the jeep bearing No.AP-1-T-5510s vide policy No.163403/31/2007/1708.)
3. Sri Mahindar singh s/o.Bala Singh,occu: owner of the lorry bearing No.MH-31-AP-7858 r/o. No.9, Sanyansar, BAJWA, Naireu, Nagpur, State MH.
4. The New India Assurance Co. Ltd., rep. by its Divisional Manager, Divisional office at APSFC Bldg. 1st floor, Opp: ZP office, Nizamabad. (Policy No. 00003389 valid from 5.11.2006 to 4.11.2007) …Respondents
This petition coming on 4th day of March, 2014 before me for hearing in the presence of Sri, M. Rajender Reddy, & M. Krishnareddy, advocates for petitioner, and of Sri R. Rathnakar reddy, Advocate for the respondent No.1, and of Sri A. Jaganmohan Reddy, Advocate for the respondent no.2, and of Sri B. Annarao, Advocate for the respondent no.4, and the respondent no.3 remained absent and was set exparte, and having stood over for consideration till this day, this Tribunal made the following:
O R D E R
1. This is a petition filed by the petitioner Under Section 166(1)(a) of Motor Vehicles Act, claiming compensation of 2 OP 1030 of 2007
Rs.6,00,000/- ( Rs. Six lakhs) for the injuries sustained by him in a road accident,
2. The averments in the petition are as follows:-
The petitioner is a driver by profession and was earning a sum of Rs.10,000/- per month, and he is resident of RTC colony,
Nizamabad Dist.
It is further averred that at the time of accident i.e. on 23-10- 2007 the petitioner herein alongwith others were travelling in a jeep bearing No.AP-1-T-5510 from Adilabad to Armoor side. When they reached near Perkit village shivar, the driver of the jeep bearing
No.AP-1-T-5510 drove the jeep with a high speed, in a rash and negligent manner and dashed to a parked lorry bearing No.MH-31-
AP-7858, which was parked by its driver without any indication.
Due to impact of the accident, the petitioner herein and others fell down in a culvert and sustained injuries. The petitioner herein sustained grievous injuries to head, skull and other parts of the body. Immediately after the accident, the petitioner was shifted to
Govt. hospital, Nizamabad and treated by the Medical officers as inpatient. It is further submitted that on account of fractures, the left hand of the petitioner was amputated above the elbow, and steel rod was inserted in his left leg, and also received fracture and multiple injuries on other parts of the body. It is submitted that the petitioner has incurred an expenditure of Rs.3,00,000/- towards medicines and for extra nourishment. The accident occurred due to rash and negligent driving of the jeep bearing No.AP-1-T-5510 by its driver, and also due to rash and negligent driving of the lorry bearing No.MH-31-AP-7858 by its driver. As such, the petitioner is 3 OP 1030 of 2007 claiming a sum of Rs.6,00,000/- in lumpsum as compensation from the respondents No.1 to 4.
3. The respondent no.1 resisted the claim of the petitioner by filing its counter denying that the accident has occurred due to rash and negligent driving of the jeep bearing No.AP-1-T-5510. In fact, the accident has occurred due to rash and negligent parking of the lorry bearing No.MH-31-AP-7858 without any indication by its driver, as such, the driver of the lorry is responsible for the alleged accident. The respondent no.1 herein does not admit the injuries sustained by the petitioner, and also does not admit the age, avocation and earnings of the petitioner, and the amount spent by the petitioner towards the medical treatment. It is mainly submitted that the vehicle of this respondent no.1 was duly insured with the respondent no.2, and the insurance policy was in force at the time of accident, and finally prayed to dismiss the petition.
The respondent No.2 i.e. The Oriental Insurance Company
Ltd., filed its written statement wherein it is denied that the alleged accident took place due to rash and negligent driving of the jeep bearing No.AP-1-T-5510 by its driver. The respondent no.2 submitted that the driver of the crime vehicle was not having valid and effective driving licence to drive jeep as on the date of accident, and the crime vehicle is not having valid permit to ply on the road.
The respondent no.2 company submits that the alleged crime vehicle was not having valid and effective insurance policy as on the date of accident. The respondent No.1 has not intimated about the alleged accident to the respondent no.2 company. It is denied that on 23.10.2007 the petitioner and others were travelling in the jeep bearing No.AP-1-T-5510, and the driver of the jeep drove the 4 OP 1030 of 2007 vehicle with a high speed, in a rash and negligent and gave dash to the parked lorry, without switching on the indication. It is also denied that the petitioner herein also incurred an expenditure of
Rs.3,00,00/- towards medicines and for extra nourishment. The respondent no.2 company specifically submits that as per the contents of the petition, the lorry bearing No. MH-31-AP-7858 was stopped without giving any signal or indicator, due to which the driver of the jeep bearing No.AP-1-T-5510 could not control the jeep and the alleged accident has occurred, as such, the respondent no.2 company is not liable to pay any compensation to the petitioner.
The respondent company also does not admit the age, avocation and earnings of the petitioner at Rs.10,000/- p.m. and the petitioner is put to strict proof of the same. The respondent no.2 company craves the leave of this Court to take all defences available U/s.170 of MV Act and to contest the case on all grounds apart from those specified U/s.147, 149 of MV Act.
The respondent no.3 remained absent and he was set- exparte.
The Respondent no.4 i.e. The New India Assurance Co.Ltd., resisted the claim of the petitioner by filing its written statement denying all the material allegations made in the petition, and submitted that the respondent No.4 company does not admit the age, avocation and earnings of the petitioner and the petitioner is put to strict proof of the same. It is denied that on 23.10.2007 the petitioner and others were travelling in the jeep bearing No.AP-1-T- 5510, and the driver of the jeep drove the vehicle with a high speed, in a rash and negligent and gave dash to the parked lorry bearing
No.MH-31-AP-7858, without switching on the indication. It is also 5 OP 1030 of 2007 denied that the petitioner herein sustained multiple and grievous injuries and left hand was amputated above the elbow, and left leg was fractured, also incurred an expenditure of Rs.3,00,00/- towards medicines and for extra nourishment. The respondent no.4 denies that the vehicle of the respondent no.3 was insured with this respondent, and even if the vehicle is insured with this respondent, the liability of this respondent is to be strictly governed by the provisions of MV Act, rules, terms and conditions of the relevant insurance policy. It is submitted that the driver of the lorry was not having valid driving licence at the material time of accident, as such, this respondent company is not liable to pay the compensation to the petitioner even if the petitioner proves its case. It is submitted that the concerned police did not furnish the required information to the Court in the specified form No.54 U/s.158(6) of
MV Act. It is submitted that the claim of the petitioner under various heads is exorbitant, and finally prayed to dismiss the petition with costs.
4. Taking into consideration both the claim petition and written statement my predecessor has framed the following issues:
1)Whether the petitioner sustained injuries on account of the rash and negligent driving of the driver of the jeep bearing No.AP-1-T-5510 by its driver?
2)Whether the petitioner is entitled for compensation. If so, against which of the respondents?
3) To what relief?
5. On behalf of petitioner, the petitioner was examined as P.W.1, and Dr. L. Ramulu, as Pw2, and the eye witness to the accident is examined as Pw.3, and got marked Ex.A.1 to A.19, and on behalf 6 OP 1030 of 2007 of the respondents Rws.1 and 2 are examined, and Ex.B.1 and B.2 are marked.
6. Heard arguments of learned advocate for petitioner and also advocate for respondents.
7. ISSUE No.1:
The case of the petitioner necessary for a decision on this issue is as follows:
The petitioner is a driver by profession and was earning
Rs.10,000/- per month, and he is resident of RTC colony,
Nizamabad Dist.
It is further averred that at the time of accident i.e. on 23-10- 2007 the petitioner herein alongwith others were travelling in a jeep bearing No.AP-1-T-5510 from Adilabad to Armoor side. When they reached near Perkit village shivar, the driver of the jeep bearing
No.AP-1-T-5510 drove the jeep with a high speed, in a rash and negligent manner and dashed to a parked lorry bearing No.MH-31-
AP-7858, which was parked by its driver without any indication.
Due to impact of the accident, the petitioner herein and others fell down in a culvert and sustained injuries. The petitioner herein sustained grievous injuries to head, skull and other parts of the body. Immediately after the accident, the petitioner was shifted to
Govt. hospital, Nizamabad and treated by the Medical officers as inpatient. It is further submitted that on account of fractures, the left hand of the petitioner was amputated above the elbow, and steel rod was inserted in his left leg, and also received fracture and multiple injuries on other parts of the body. It is submitted that the petitioner has incurred an expenditure of Rs.3,00,000/- towards medicines and for extra nourishment. The accident occurred due to 7 OP 1030 of 2007 rash and negligent driving of the jeep bearing No.AP-1-T-5510 by its driver, and also due to rash and negligent driving of the lorry bearing No.MH-31-AP-7858 by its driver. As such, the petitioner is claiming a sum of Rs.6,00,000/- in lumpsum as compensation from the respondents No.1 to 4.
b) On complaint the SHO, PS Armoor had registered a case in
Cr.No.348 of 2007 U/s.304-A, 337 and 279 IPC. After the investigation the Police also filed charge sheet against the driver of the jeep bearing No.AP-1-T-5510 and lorry bearing No.MH-31-AP- 7858 U/s.304-A, 338,337 and 279 of IPC. The petitioner got marked certified copy of FIR as Ex.A1, and certified copy of charge sheet as Ex.A6. The perusal of Ex.A1 shows that the police registered the crime against the driver of the jeep bearing No.AP-1-
T-5510 by its driver, and also due to the negligence of the driver of the lorry bearing No.MH-31-AP-7858, and after investigation found the drivers of the jeep bearing No.AP-1-T-5510 by its driver, and also due to the negligence of the driver of the lorry bearing No.MH- 31-AP-7858, and committed the accident and consequently the charge sheet was filed against them.
c) On the other hand the case of the Respondents are that in the nature of general and specific denial. They denied the accident itself, that this respondent does not admit the persons who drove the jeep bearing No.AP-1-T-5510 by its driver, and also the driver of the lorry bearing No.MH-31-AP-7858 at the time of accident were holding valid subsisting driving license to drive such vehicles. It is also denied that the respondent No.1 and 3 are the registered owners of the jeep bearing No.AP-1-T-5510 and the lorry bearing
No.MH-31-AP-7858 at the time of the accident. They denied the 8 OP 1030 of 2007 accident itself, and respondent no.2 contended that there was no negligence on the part of the driver of the jeep, and that the accident occurred due to negligence of the driver of the lorry. While the respondent no.4 contended that there is no negligence by the driver of the lorry, and that the accident occurred due to rash and negligent driving of the jeep, and that the respondent no.4 company is not liable to pay any compensation.
d) Pw.1 re-iterated her above pleaded case and exhibited Ex.A.1 to
A.9. Ex.A.1 is the CC of FIR, Ex. A.2 is the CC of scene of offence panchanama, Ex.A.3 is the CC of rough sketch, Ex.A.4 is the CC of
MVI report bearing vehicle No.API-T-5510, Ex.A.5 is the CC of MVI report of the lorry bearing No. MH-31-AP-7858, Ex.A.6 is the CC of charge sheet, Ex.A.7 is the Xerox copy of RC book, Ex.A.8 is the copy of insurance policy, Ex.A.9 is the original discharge card,
Ex.A.10 are the bills. Ex.A.11 are final bills, Ex.A.12 are medical prescriptions, Ex.A.13 are the lab reports, Ex.A.14 is the driving licence, Ex.A.15 is the case sheet of Govt. hospital, Ex.A.16 is the case sheet of Deepa ortho hospital, Nizamabad, Ex.A.17 is the disability certificate, Ex.A.18 is the application under RTI Act,
Ex.A.19 is the information provided by GVK EMRI.
In the cross examination done by the Respondent no.2, he denied the suggestion that the accident occurred due to over loading of jeep, and that there was no negligence on the part of the driver of the lorry. In the cross examination done by respondent no.4, he denied that there is no negligence by the driver of the lorry, and that the R-4 company is not liable to pay any compensation, and that it is the only R.2 company, which is liable because the accident occurred due to rash and negligent driving of the jeep. Pw.3 an 9 OP 1030 of 2007 eye witness and complainant was examined, and he supported the version of pw.1 by narrating the manner, in which the accident has occurred.
e) The contesting respondent No.2 adduced evidence by examining its Branch Manager as Rw.1. He deposed that the name of the petitioner is not shown in Ex.A.5 the charge sheet, and that the accident has occurred only due to negligence of the lorry, which was parked in the middle of the road without switching on the parking lights, and hence, the respondent no.2 company is not liable to pay any compensation. In cross examination he admitted that the name of the petitioner is shown in the FIR, and in the cross examination by respondent no.4, he denied the suggestion that just to avoid the liability of R-2 company, he stated that the accident occurred due to negligence of R-3 vehicle, and that R-4 company is not liable.
Rw.2, is the Administrative Officer, New India Assurance Co.
Ltd., deposed that the accident has occurred due to rash and negligent driving of the jeep. In cross examination by petitioner company, he admitted that the name of the injured is mentioned in the charge sheet in the first para of particulars of investigation, and that both the vehicles are crime vehicles as per the charge sheet.
In the cross examination done by respondent no.2 he denied the suggestion that the driver of lorry was negligent in parking the vehicle in the middle of the road, and that the R-4 company is liable to pay the compensation.
On perusal of Ex.A.6 CC of charge sheet shows that the police investigation also reveals that the drivers of lorry and also jeep were responsible for the accident.
10 OP 1030 of 2007
Therefore, in the light of the evidence of pws.1 and 3, coupled with the documentary evidence, it is sufficient to hold that the pleaded accident had occurred due to rash and negligent driving of the two vehicles i.e. jeep bearing No.AP-1-T-5510 and also due to rash and negligent driving of the lorry bearing No.MH-31-AP-7858 by its respective drivers only.
Issue No.1 is answered accordingly in favour of the petitioner and against the respondents.
8. ISSUE No.2:
As regards the injuries and on other allied aspects the case of the petitioner is as follows:
The petitioner sustained multiple and grievous injuries in the accident and immediately after the accident, he was shifted to govt.
hospital, Nizamabad, and admitted as inpatient, and was operated, and his left hand was amputated above the elbow, and a rod was inserted in his left leg. After getting discharged from the hospital, he has taken treatment in Deepa Ortho hospital, Nizamabad as inpatient from 29.10.2007 to 18.11.2007. Pw.1 deposed that he had incurred huge expenditure to an extent of Rs.3,00,000/- towards treatment of his injuries.
Pw.2 Dr.L. Ramulu, in his chief examination stated that he examined pw.1 and found the following injuries in pw.1.
1.Crush injury to left arm.
2.Fracture shaft femur.
Both the injuries are grievous in nature, might have been caused with blunt object. On 24.10.2007, he conducted operation and amputation was done to left arm, then he referred the patient to Gandhi hospital, Hyderabad for further treatment on 29.10.2007.
Pw.2 further deposed that on the same day, Pw.1 was admitted in 11 OP 1030 of 2007 his hospital, and he conducted operation on 13.10.2007 and rod was inserted to left femur bone, and discharged on 18.11.2007.
Ex.A.9 is the discharge summary and Ex.A.15 is the case sheet.
Ex.A.16 is another case sheet of the petitioner, Ex.A.10 are the medical bills, Ex.A.11 is the final bill, Ex.A.12 are the prescriptions ,
Ex.A.13 are the lab reports, and Ex.A.17 is the disability certificate.
In cross examination pw.2 denied that he is deposing false to help the petitioner, and that all the exhibits filed by the petitioner with regard to the treatment are false and created for the purpose of this case.
Thus shock, pain and suffering at the time of the accident, pain, discomfort and inconvenience during the period of treatment, operation, bed rest, can be visualized, taking into consideration day to day human experience. In the facts and circumstances of the case a sum of Rs. 1,00,000/-(Rupees one lakh) is awarded as compensation under the head of injuries, shock, pain and suffering.
B) As regards the claim in respect of hospital, medical and other expenses the pleaded case of the petitioner and the evidence on record with regard to the injuries sustained, treatment received and expenses incurred is already extracted supra. Pw1 had pleaded and deposed that he had incurred medical expenditure of Rs.3,00,000/-.
Pw2 also deposed to that effect he had examined the petitioner and proved Ex.A9, A.10, A.11, A.12, A.13, A.15, A.16 and A.17.
Further in a decision in MD APSRTC Vs.Kathavath Gopal and another reported in 2003 (5) ALD 198, Our Hon’ble High Court held that compensation towards expenditure incurred on extra nourishment and transport cannot be denied even though treatment was given at Govt. Hospital, and one cannot expect positive 12 OP 1030 of 2007 evidence proving actual expenditure and hence some reasonable hypothesis cannot be ruled out. Having regard to the nature of the injuries sustained by Pw1 and the evidence on record a sum of Rs.
2,00,000/- (Rs. Two lakhs )is awarded as compensation under the heads, hospital, medical, for extra nourishment, attendant, transport and incidental charges, for future expenses, and other expenses.
C) Prior to the accident, the petitioner was hale an healthy, and working as a driver and was earning Rs.10,000/- p.m. Ex.A.14 is filed to show that he possesses valid driving licence. On a reasonable hypothesis earnings of the petitioner is taken as
Rs.4500/- p.m. and it is common knowledge that without reasonable physical fitness, one cannot attend to his normal work.
In the light of the evidence in regard to the injury sustained by him and treatment received by Pw1 and also taking into consideration the time required for the injury to heal it is reasonable to accept that he was out of work for at least about one year. Accordingly a sum of Rs.54,000/-( Rs. Fifty four thousands ) is taken as compensation towards loss of earnings in (past and present),
D) As regards loss of future earnings no compensation needs be awarded as Pw1 sustained 70% permanent partial disability. Due to crush injuries to left arm, the left arm was amputated. The petitioner field Ex.A.17 disability certificate to show that he sustained 70% permanent partial disability. Ex.A.17 is issued by
Dist. Medical board, Nizamabad. Hence, the compensation to which the petitioner is entitled under the head loss of earnings ( future ) is determined by multiplier method. The age of the petitioner as per 13 OP 1030 of 2007 the pleadings and oral evidence is ( 38 ) years. But in the medical prescriptions, it is shown as ( 35 ) years. To rule out the ambiguity in the circumstances of the case, the age of the petitioner is taken as ( 38) years as per the pleadings, and the appropriate multiplier is fixed at (15). His annual income comes to Rs.54,000/- by applying the multiplier method. The loss of income for the remaining span of life works out to Rs.8,10,000/- (Rs.54,000/- x 15) with the disability at 70% for one upper limb, which can be considered as 1/6th of the entire body. The above compensation is scaled down to
Rs.94,500/-, ( Rs.8,10,000/- x 70/100 =Rs.5,67,000/- x 1/6th ) =
Rs.94,500/-, and the same is accordingly awarded as compensation to the petitioner under the head of loss of future earnings.
Coming to the claim under the head loss of prospects of life, loss of amenities of life, loss of enjoyment of life, loss of opportunities of life, (economical, political and social) Loss of pleasures of life, loss of expectations of life and social disability.
It is necessary to award compensation to Pw.1 as he had suffered 70% permanent partial disability as certified by the Dist.
Medical Board. The said disability and condition adversely has impact on the physical and functional capacity of the claimant, which cannot be compensated. Therefore, he will not be able to live like a normal human being and will not be able to enjoy the life like any other man of normal health. Hence, a sum of Rs.50,000/- is awarded in the facts and circumstances of the case as compensation under the head loss of prospects of life, loss of amenities of life, loss of enjoyment of life, loss of opportunities of life, (economical, political and social) Loss of pleasures of life.
14 OP 1030 of 2007
E) In all the petitioner is entitled to the following compensation amounts:
1) Compensation under the head injury, shock, pain and suffering Rs. 1,00,000/- 2)Compensation under the heads, hospital Rs. 2,00,000/- medical transport, extra nourishment attendant future and others incidental charges.
3) Compensation for loss of earnings. Rs.54,000/- ( past and present ).
4) Compensation for loss of future earnings. Rs.94,500/-
5) Compensation for loss of Rs.50,000/- prospects of life, loss of amenities of life, loss of enjoyment of life, loss of opportunities of life, (economical, political and social) Loss of pleasures of life. ---------------- Rs.4,98,500/- ----------------
F) In the facts and circumstances and under the present law the person is not entitled to any other compensation amounts. Rest of the claim is disallowed.
G) As regard the liability of the Respondents are concerned, it is to be noted that under issue No.1 it was held that the drivers of both the vehicles i.e. jeep bearing No.AP-1-T-5510 and lorry bearing No.MH-31-AP-7858 are responsible for the accident. Hence
R1 and R2 who are the owner and insurer of jeep bearing No.AP-1-
T-5510 , and respondents No.3 and 4 who are owners and insurer of lorry bearing No.MH-31-AP-7858 are jointly and severally liable to pay the compensation. Issue No.2 is answered accordingly in favour of the petitioner and against the Respondents.
10. ISSUE NO.3:
IN THE RESULT, the petition is allowed in part awarding compensation of Rs.4,98,500/-( Rs.four lakhs ninety eight 15 OP 1030 of 2007 thousands five hundred) to the petitioner, payable by the respondents No.1 to 4 jointly and severally together with proportionate costs and interest at 6% per annum from the date of the petition i.e., 10-12-2007 till the date of payment or realization recoverable by the petitioner from R1 to R-4 jointly and severally.
The petitioner is permitted to withdraw Rs.98,500 /- with accrued interest and proportionate costs. The remaining balance of
Rs.4,00,000/- is kept in FD in any nationalized bank for a period of three years till the necessity ceases. The petitioner is permitted to with draw quarterly interest on his deposit. For that purpose the petitioner is at liberty to open an SB account in any nationalized bank of his choice and seek necessary directions in that regard. The rest of the claim is disallowed.
The respondents shall deposit the said amount within a month from this day. The respondents are directed to bear own costs.
This Tribunal is inclined to apportion the compensation among the petitioners as follows:
Petitioner No. Compensation Permitted to be To be invested in any awarded withdrawn nationalized Bank 1 Rs.4,98,500/- Rs.98,500-with and the remaining balance accrued interest and of Rs.4,00,000/- to be kept proportionate costs in any nationalized bank for a period of 3 years
Advocate’s fee is fixed at Rs.2,000/- (Rs. Two thousands only).
Dictated to the Grade I Stenographer, transcribed by him,
corrected and pronounced by me in open court this the 14 th day of March, 2014.
Spl.Judge for trial of Cases under SCs/STs(PoA) Act cum VIII ADJ, Nizamabad.
16 OP 1030 of 2007
APPENDIX OF EVIDENCE
FOR PETITIONER FOR RESPONDENTS
PW1:Khadeeruddin @ KhadeerRw.1.K.Rajanarayan Rao PW2: Dr. L.Ramulu Rw.2. Padma Rao Pw.3. Monind Rao Chowre -:: Exhibits marked ::-
Ex.A1: CC of FIR Ex.B.1. Insurance policy Ex.A2: CC of scene of offence. Ex.B.2.Insurnace policy Ex.A3: CC of rough sketch Ex.A4: CC of MVI report. Ex.A5: CC of MVI report. Ex.A6: CC of charge sheet. Ex.A7: RC book. Ex.A8: Xerox copy of insurance policy Ex.A9: discharge card Ex.A10: bills. Ex.A11: final bills. Ex.A.12. prescriptions. Ex.A.13. lab report. Ex.A.14. DL of the petitioner. Ex.A.15. case sheet of govt. hospital. Ex.A.16. case sheet of Deepa hospital. Ex.A.17. disability certificate. Ex.A.18. application under RTI Act. Ex.A.19. information from GVK services.
Spl.Judge for trial of Cases under SCs/STs(PoA) Act cum VIII ADJ, Nizamabad.