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IN THE COURT OF THE I ADDITIONAL METROPOLITAN SESSIONS JUDGE, CUM XV
ADDITIONAL CHIEF JUDGE, CUM MOTOR ACCIDENTS CLAIMS TRIBUNAL,
HYDERABAD.
PRESENT : Sri G.Lakshmipathi, I Additional Metropolitan Sessions Judge cum XV Additional Chief Judge, Hyderabad.
Dated this the Fifteenth Day of May, 2015.
Original Petition No. 2329/2009, Between: Afsara Begum W/o Late M.A.Jabbar, 1. Aged 38 years, Occ: House wife,
2. Arisha Begum D/o Late M.A.Jabbar, Aged 20 years, Occ: Student,
3. M.A.Shameer S/o Late M.A.Jabbar, Aged 19 years, Occ: Student,
4. Farhana Begum D/o Late M.A.Jabbar, Aged 18 years, Occ: Student, M.A.Akhil S/o Late M.A.Jabbar, 5. Aged 15 years, Occ: Student
6. M.A.Rehana D/o Late M.A.Jabbar, Aged 15 years, Occ: Student (Petitioners Nos.5 and 6 being minors rep. By their mother and natural guardian i.e. Petitioner No.1) All R/o. H.No.2-59, Khazipally (V), Jinnaram (M)Medak Dist.,…… Petitioners.
And
1. Srikanth Entertainment Pvt.Ltd., Rep. by P.Sudhakar s/o not known to the petitioners Age: Major, Occ: Business, H 7,Madhuranagar,Yousufguda, Hyderabad.
2. Bajaj Allianze General Insurance Co. Ltd., Rep. by its Manager,4A,4th floor , Sriman Rama Towers, Hanumannagar, Dillsukhnagar, R.R.District.
(Policy No.OG-10-1801-1801-00008257 valid from 02-06-2009 to 01-06-2010)
…...Respondents
This is petition is coming on for hearing before me and upon perusing the record and upon hearing the arguments of Sri C.Yadaiah, Advocate for the Petitioners and the Respondent No.1 set ex-parte and of Sri N.Srinath Rao, Advocate for the Respondent No.2, this court made the following :
AWARD
1.This is a claim petition filed by the petitioners 1 to 6 under Section 166 of Motor Vehicles Act against the respondents 1 and 2 requesting this Tribunal to 2 award an amount of 10.00 Lakhs towards compensation for the death of the deceased M.A. Jabbar, who is the husband of the 1st petitioner and father of the petitioner Nos.2 to 6, in a motor vehicle accident.
2.The allegations in the verified claim petition filed by the petitioners in brief are that on 04-10-2009 at about 5.30 p.m. while the deceased and his son were proceeding on a Hero Honda motorcycle bearing No. AP 23 J 2680 from Kukatpally Raithu Bazaar towards Khazipally village, on the extreme left side of the road and when they reached near SRR Project at Bachupally, suddenly one Tata Sumo bearing No. AP 09 AD 2035 came in a rash and negligent manner with high speed and dashed to the deceased from back side, due to which the deceased received closed head injury and other multiple fracture injuries all over his body and immediately he was shifted to Remedy Hospital, Kukatpally for treatment and while undergoing treatment, he succumbed to the injuries on 05-10-2009 at about 5.00 a.m. A case was registered against the driver of the offending Tata Sumo bearing No. AP 09 AD 2035 in Crime No.307/2009 at Dundigal P.S. Hence, the claim petition.
3.The First Respondent has proceeded ex-parte. The allegations in the written statement filed by the 2nd respondent in brief are that the allegations in the petition filed by the petitioner are not correct. The petitioners have to prove all the allegations in their petition. That the 2nd respondent admits that the insurance was covered at the material time under the policy of insurance issued by this respondent subject to the terms, conditions, exceptions and limitations thereof. It is further submitted that the driver of the offending vehicle was not holding valid and effective driving license at the time of accident. Unless the petitioners proves that the registered owner used the offending vehicle without any breach or permits and traffic rules as per Motor Vehicles Rules and that there was no violation of any Section of Motor Vehicles Act, this respondent company is not liable to pay any compensation to the petitioners. Respondent No.2 further submits that the amount of compensation as claimed by the petitioners is excessive, exorbitant and exaggerated and the petitioners are not entitled for the same from this respondent.
4.Basing on the above pleadings, the following issues were framed for trial :
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Whether the accident occurred on at about , at, was due to the rash and 1. negligent driving of Tata Sumo bearing No.AP 09 AD 2035, by its driver?
2. Whether the petitioners are entitled to any compensation, if so, to what amount and from whom?
3.To what relief ?
5.The second respondent filed a petition under Section 170 of Motor Vehicle Act and the same was allowed in I.A. No.654/2012, dated: 07-12-2012 and thereby the 2nd respondent is authorized to take all the defences that are available for the owner of the offending vehicle.
6.On behalf of the claim petitioners, PW’s 1 and 2 were examined and exhibits A1 to A9 were marked.
7.On behalf of the respondent No.2, RWs 1 and 2 were examined and exhibits B1 to B3 and X1 were marked.
8.Heard the learned counsel for the claim petitioners and the learned counsel
for the respondent No.2. Written arguments were filed both on behalf of the
petitioners and respondent No.2.
9.Issue No.1 :
To prove that the pleaded accident was occurred due to rash and negligent driving by the driver of offending Tata Sumo bearing No. AP 09 AD 2035, the petitioners have examined PWs 1 and 2. Admittedly, PW1 who is the petitioner No.1 is not an eye witness to the pleaded accident. Therefore, her evidence is no way helpful to prove this issued No.1. PW2, M.A. Akhil, who is the petitioner No.5 in his evidence deposed that he is the eye witness to the accident and that on 04-10-2009 at about 5.30 p.m. while he along with his father were going to their village on their Hero Honda Motorbike bearing No. AP 23 J 2680 and he was the pillion rider and when they reached near SRR Project at Bachupally, slowly on the left side of the road, suddenly one Tata Sumo bearing No. AP 09 AD 2035 driven by its driver in a rash and negligent manner in high speed came behind their 4 motorbike and dashed their motorbike, due to which his father received closed head injury and other multiple fracture injuries all over his body and succumbed to the injuries on 05-10-2009 at 5.00 a.m. and he also received injuries. Ex.A1 is the copy of FIR in Cr.No.307/2009 of Dundigal P.S. which was registered on the report of one M.A. Basheer and Ex.A2, copy of the charge sheet, in the above crime filed by the Sub-Inspector of Police, Dundigal P.S. before the Court of VI Metropolitan
Magistrate, Medchal, Cyberabad, which shows that the pleaded accident was
occurred due to the rash and negligent driving by the driver of Tata Sumo bearing No. AP 09 AD 2035 by name K. Prasad, who was not having driving license to drive the vehicle.
10.The evidence of PW2 is being corroborated with the contents of Exs.A1 and A2. The Petitioner No.5, M.A. Akhil who is examined as PW2 is also shown as an eye witness in the charge sheet under Ex.A2. Therefore, there is nothing to disbelieve the contents of exhibits A1 and A2. The respondent No.2 has examined RWs 1 and 2 and has marked exhibits B1 and B2 and X1 to rebut the evidence produced by the petitioners. Admittedly RWs 1 and 2 are not the eye witnesses to the accident. Therefore, there is no value attached to the evidence of RWs 1 and 2 and exhibits B1 to B3 and X1 to rebut the evidence of PW2 and contents of Exs.A1 and A2. With the evidence of PW2 and the contents of Exs.A1 and A2, this issued No.1 is hereby answered in favour of the petitioners.
11.Issue No.2 :
In view of my findings on issue No.1, I hold that the pleaded accident was occurred due to the rash and negligent driving by the driver of Tata Sumo bearing No. AP 09 AD 2035. It is the contention of the petitioners that the first respondent is the owner of the offending vehicle. The first respondent has proceeded ex-parte. The 2nd respondent Insurance Company is not disputing the ownership of the 1st respondent over the offending vehicle. Ex.B1, the copy of the Insurance Policy issued by the second for the offending vehicle shows that the first respondent is the owner of the offending vehicle. Therefore, we can take that the first respondent is the owner of the offending vehicle. Since I hold that the pleaded accident was occurred due to the rash and negligent driving by the driver of the offending vehicle Tata Sumo bearing No. AP 09 AD 2035 of the first respondent, the first respondent is vicariously liable to pay the compensation for the death of the deceased to the petitioners who are the legal representatives of the deceased.
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12.It is the contention of the 2nd Respondent that the driver of the offending vehicle Tata Sumo bearing No. AP 09 AD 2035 was not having any driving license much less valid license at the time of accident. Therefore, the 1st respondent has violated the prime condition of the Insurance Policy. Therefore, the 2nd respondent is not liable to indemnify the liability of the 1st respondent. It is also the contention of the learned counsel for the respondent No.2 that in the charge sheet filed by the police itself, it is stated that the driver of the offending vehicle i.e. the accused noted in the charge sheet K. Prasad, S/o. Ganganna was not having driving license at all to drive the crime vehicle. Therefore, he was charge sheeted for the offence under Section 181 of Motor Vehicle Act apart from Sections 304-A and 307 of IPC. It is the contention of the learned counsel for the claim petitioners that the respondent No.2 has not proved that the driver of the offending vehicle was not having valid license at the time of accident specifically. Even if the driver of the offending vehicle was not having the valid license, since the petitioner is the third party to the policy the legal representatives of the deceased are entitled for compensation from both, the owner of the vehicle and also from the insurer of the vehicle. If the Insurance Company is not liable to pay compensation, it can recover from the owner of the offending vehicle by first paying the compensation to the petitioners.
13.It is true that in the charge sheet filed by the Sub Inspector of Police, Dundigal, in Cr.No.307/2009 of his station against the driver of the crime vehicle Tata Sumo bearing No. AP 09 AD 2035 by name Kunchepu Prasad, S/o. Ganganna has averred that the accused has not produced his driving license and charge sheeted the accused for the offence under Section 181 of Motor Vehicle Act apart from Sections 304-A and 307 of IPC. Ex.A5, Motor Vehicle Inspection Report shows that the Motor Vehicle Inspector has inspected the offending vehicle Tata Sumo bearing No. AP 09 AD 2035 on 06-10-2009 and at that time the driver of the vehicle K. Prasad, S/o. Ganganna has not produced the driving license. With the contents of exhibits A2 and A5, copy of charge sheet and copy of Motor Vehicle Inspection Report respectively, we can take that the driver of the offending vehicle has not produced the driving license. Both the Sub Inspector of Police, Investigating Officer and Motor Vehicle Inspector have not stated in the charge sheet and MVI Report respectively that the driver of the offending vehicle was not having any type of driving license at the time of accident. They simply stated that the driver of the offending vehicle did not produce any driving license.
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14.In this case the respondent No.2 has taken all steps to prove that the driver of the offending vehicle was not having valid driving license at the time of accident. He has taken summons to the driver of the offending vehicle and also to the owner of the offending vehicle but, the summons sent to the owner of the offending vehicle i.e. Respondent No.1 was returned stating that he was not residing at the address given in the Insurance Policy. In this case the respondent No.1 proceeded ex.parte. So, there is no possibility for the respondent No.2 to examine the owner of the offending vehicle to prove that the driver of the offending vehicle was not having valid license. Likewise, summons sent to the driver of the offending vehicle K. Prasad was also returned stating that he is not residing in the address given in the charge sheet under Ex.A2. Therefore, there was no possibility to respondent No.2 to examine the driver of the offending vehicle also. Exhibits B2 and B3 are the office copies of the letters addressed to Respondent No.1, owner of the offending vehicle by the Respondent No.2, Insurance Company along with postal receipts. Since the notices sent to respondent No.1 and the driver of the offending vehicle were sent to them by registered post and they did not respond to it, we have to take that the respondent No.2 has taken all the steps to prove that the driver of the offending vehicle was not having valid driving license at the time of accident. Therefore, as the driver of the offending vehicle did not produce the driving license before the Investigating Officer of the crime and also before the Motor Vehicle Inspector at the time of inspecting the crime vehicle, we have to conclude that the driver of the offending vehicle was not having valid driving license at the time of accident. As per the terms and conditions of Insurance Policy under the original of Ex.B1, liability of Insurance Company is subject to holding of valid driving license by the driver of the insured vehicle. Since the driver of the offending vehicle in this case was not having valid driving license at the time of accident, there is no liability for the Insurance Company to indemnify the liability of the Insurer, owner of the offending vehicle/respondent No.1.
15.In a case between Jayaprakash Agarwal and others Vs. Mohd. Kaleemulla and another, reported in 2011 (5) ALD 184, on which the learned counsel for the claim petitioners relied on the Hon’ble High Court of Judicature observed that :
”In the above circumstances, this Court is of the view that though several other decisions cited had taken different views, this Court is 7 bound by the decision of the Apex Court rendered in 2004 (2) ALD 36 (SC), which is of three Judge Bench of the Apex Court. Hence, the guidelines issued by the Apex Court in 2004 (2) ALD 36 (SC) to be followed and accordingly the Insurance Company is directed to pay the amount to the claimants and may initiate separate proceedings against the owner of the vehicle for recovery of the said amount. Section 149(2) in fact gave rise to numerous litigations whereby the achievements of object behind Sections 147 and 149(1) and other provisions became uncertain on account of variety of interpretations on the said sections by different Courts. Therefore, it is for the Legislature to examine the same and remove the uncertainties and see that all the victims of Motor Accidents receive just and reasonable compensation.”
In view of the above decision that even if Insurance Company is able to prove that the driver of the offending vehicle is not having valid driving license the guidelines of the Hon’ble Supreme Court in a case between National Insurance Co. Ltd., Vs. Swaran Singh, reported in 2004 (2) ALD 36 (SC) has to be followed by directing the Insurance Company to pay the compensation to the claimants and initiate separate proceedings by the Insurance Company against the owner of the vehicle for the recovery of said amount. But, in a case between New India Assurance Co. Ltd., Vs. G. Sampoorna and others, reported in 2011 ACJ 2828, on which the learned counsel for the respondent No.2 relied on the Hon’ble High Court of Andhra Pradesh observed that :
“On the strength of the discussion undertaken above, it is not possible for this court to treat the judgment in Swaran Singh, 2004 ACJ 1 (SC), as containing mandatory directions to the Tribunals and courts to invariably direct the insurance companies to pay the amounts at the first instance and recover the same from the owners of the offending vehicles even though they are held not liable. Pending resolution of the issues by the larger Bench of the Supreme Court, it would be reasonable to understand the judgment in Swaran Singh (supra) as leaving discretion to the Tribunals and courts to give appropriate direction depending upon the facts and circumstances of each case.”
In view of the above decision, the two Judges Bench of Apex Court had reservations about such directions to Insurance Company given in Swaran Singh case reported in 2004 (2) ALD 36 (SC) and referred the case to larger bench of 8
Apex Court for giving appropriate directions depending upon the facts and circumstances of each case.
16.In another case between Divisional Manager, New India Assurance Company Vs. Vinayaga Moorthi and others, reported in 2010 ACJ 1605, on which the learned counsel for the Respondent No.2 relied on the Hon’ble High Court of Judicature at Madras, Madurai Bench, observed that :
Para 24 : “Article 136 read with Article 142 of the Constitution of India, confers an extraordinary jurisdiction on the highest court of the country to issue any direction and exercise their power to do complete justice and Tribunals do not have the power, similar to that conferred under Article 142 and any attempt to follow the exercise of such power will lead to incongruous and disastrous results.”
Para 25 : “Therefore, the decision of the Tribunal to follow a direction issued by the Apex Court in exercise of its extraordinary jurisdiction under Article 142 of the Constitution of India, to the present claim petitions is not in accordance with law and therefore, I have no hesitation to hold that there is an excess of jurisdiction. In the light of the decisions of the Supreme Court on the issue, the finding of the Tribunal fastening the liability on the appellant insurance company to pay compensation to all the victims and to recover the same from the owner is liable to be set aside and accordingly set aside. Insured, respondent No.3 is liable to compensate each of the victims. It is for the respondents-claimants to take up appropriate proceedings before the Tribunal to recover the compensation from the insured. The amount deposited by the appellant insurance company in respect of each of the claim petitions shall be refunded to the insurance company within two weeks from the date of receipt of this order. The common judgment and decree of the Tribunal in M.C.O.P.Nos.277 of 2003, etc.,
dated: 14-08-2007 are set aside. The civil miscellaneous appeals are
allowed. No costs.”
In view of the above decision, it is clear that the directions given by the
Hon’ble Supreme Court under extraordinary power under Article 142 of
Constitution of India cannot be taken as a ground by the Tribunals to issue such directions. Therefore, this tribunal cannot direct the Insurance Company which is found not liable to pay compensation on account of the violation of the terms and conditions of the Insurance Policy issued by it to pay compensation in the first 9 instance to the claimants and to recover the same by initiating separate proceedings against the owner of the offending vehicle. Therefore, I am of the view that the respondent No.2 in this case is not liable to indemnify the liability of the first respondent who violated the terms and conditions of the Insurance Policy under the original of Ex.B1 issued by the Respondent No.2 for the offending vehicle in favour of the first respondent.
17.In her evidence, the first petitioner as PW1 has deposed that her husband was doing business in coal and wood and getting Rs.10,000/- per month. Except the oral evidence of PW1, there is no documentary proof to show that the husband of PW1 was earning Rs.10,000/- per month by doing coal and wood business. In Inquest Report under Ex.A3, it is noted that the deceased was doing business in coal and firewood. So, we can accept the contention of PW1 that her deceased husband was doing business in coal and wood. Considering the business of the deceased, we can take that the deceased was getting Rs.6,000/- per month as income. So, the annual income of the deceased must be Rs.72,000/- (Rs.6,000/- x 12 = Rs.72,000/-). The deceased was having six dependents. So, we can deduct 1/4th of his income towards his personal expenses i.e. Rs.18,000/-. Then, the loss of dependency in this case must be Rs.54,000/- (Rs.72,000/- annual income – Rs.18,000/- personal expenses). The deceased in this case was aged about 42 years as per Inquest Report under Ex.A3 and as per Discharge Summary under Ex.A6. So, the multiplier that applies to a person aged between 41 and 45 years is ‘14’ as per Sarala Varma and others Vs. Delhi Transport Corporation and another reported in 2009 (3) ALD 83 (SC). So, the loss of dependency in this case must be Rs.54,000/- (loss of dependency) x 14 (multiplier) = Rs.7,56,000.00.
18.In this case the petitioner in her evidence as PW1 has stated that when her husband was in hospital, they have spent Rs.25,000/- for his treatment at Remedy Hospital, Kukatpally. She filed Ex.A7, Hospital Bills to a tune of Rs.18,775/-. So, we can award Rs.19,000/- towards medical expenses. Since there is death, we can award Rs.25,000/- towards funeral expenses. Another sum of Rs.25,000/- towards loss of estate and another sum of Rs.25,000/- towards loss of consortium to the 1st petitioners being the wife of the deceased. So, the total compensation that can be awarded to the petitioners in this case is Rs.8,50,000/- (Rupees Eight Lakhs Fifty Thousand only) payable by the Respondent No.1. Hence, this issued No.2 is answered accordingly against Respondent No.1 only.
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19.Issue No.3 :
In view of my findings on the issues Nos.1 and 2, the petition is to be allowed partly against respondent No.1 with proportionate costs by awarding compensation of Rs.8,50,0,000/- with interest at 7.5% per annum from the date of the petition till the date of relialization payable by the respondent No.1 only and the petition against respondent No.2 is liable to be dismissed without costs.
20.In the result, the petition is hereby allowed partly with proportionate costs against the respondent No.1 only awarding compensation of Rs.8,50,000/- (Rupees Eight Lakhs Fifty Thousand only) with interest at 7.5% per annum from the date of petition till the date of realization payable by the respondent No.1 only to the petitioners. The petition against Respondent No.2 is hereby dismissed without costs. The Advocate fee is fixed at Rs.5,000/-. Out of the compensation amount awarded, the 1st petitioner being the wife of the deceased is entitled for Rs.2,50,000/- with entire interest and costs. The petitioners 2 to 6 are each entitled for Rs.1,20,000/-. Immediately after the deposit of the compensation amount by the Respondent No.1, the petitioner No.1 is entiled to withdraw an amount of Rs.50,000/- with entire interest and costs and the remaining compensation amount of the 1st petitioner i.e. Rs.2,00,000/- shall be kept in fixed deposits in any Nationalized Bank for a period of three years. The petitioners 2 to 4 are entitled to withdraw their entire share of compensation. The shares of compensation amounts awarded to petitioners 5 and 6 shall be kept in fixed deposits in any Nationalized Bank till they attain their majority.
Dictated to Grade-I Stenographer of this Court, transcribed and typed by her,
corrected, signed and pronounced by me in the open court on this the 15th day of May, 2015.
I ADDL. METROPOLITAN SESSIONS JUDGE
CUM XV ADDITIONAL CHIEF JUDGE,
HYDERABAD.
APPENDIX OF EVIDENCE
WITNESSES EXAMINED FOR PETITIONER
PW1 – Afsara Begum. PW2 – M.A.Akhil.
WITNESSES EXAMINED FOR RESPONDENTS
RW1 –R.Laxminarayana.
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RW2- Vishnu Vardhan.
EXHIBITS MARKED FOR PETITIONER:
Ex.A1 - Certified copy of First Information Report. Ex.A2 – Certified copy of charge sheet. Ex.A3 - Certified copy of Inquest Report. Ex.A4 - Certified copy of PME Report. Ex.A5 – Certified copy of MVI Report. Ex.A6 – Certified copy of Discharge Summary. Ex.A7 - Hospital Bills Ex.A8 - Bank Statement Ex.A9 - Ledger Statement
EXHIBITS MARKED FOR RESPONDNETS:
Ex.B1 – True copy of Policy . Ex.B2 – Office copy of Regd.Letter addressed to Respondent . Ex.B3 – Office copy of Regd.Letter addressed to Respondent No.1.
Ex.X1 - Attested Photo copy of the House Hold Card dt.11-6-2006.
I ADDL. METROPOLITAN SESSIONS JUDGE CUM
XV ADDITIONAL CHIEF JUDGE, HYDERABAD.