SMT K Jayalakshmi

APCH040000282026 1

IN THE COURT OF THE PRINCIPAL SENIOR CIVIL JUDGE (SENIOR

DIVISION), MADANAPALLE

Present: Smt. K. JAYA LAKSHMI,

Principal Civil Judge (Senior Division)

Madanapalle

Friday, the 17th (Seventeenth) day of April, 2026.

S.O.P. No. 01/2026 Between:

1. Doraswamy Nalini

2. Sipai Muthu

3. Sipai Palani Murugan

4. Doraswamy Tharun

... Petitioners

And: The Bank of Baroda, Madanapalle, represented by its Branch Manager

... Respondent

This petition coming on 16.4.2026 for final hearing before me in the presence of Sri B. Chandra Sekhar Rao, Advocate for the petitioners, and the respondent having been set exparte, and upon perusing the petition, the evidence, and the material on record, the Court made the following:

ORDER

This is a petition filed by the petitioners U/Ss 371 and 372 of the Indian

Succession Act,1925, praying to pass an order granting a succession certificate in their favour. The issuance of this certificate will enable the petitioners to discharge the loan amounts due to the respondent and take back the gold jewellery pledged by the deceased, Nagamma.

APCH040000282026 2

2. Brief facts of the petition is that the petitioners 1 to 3 are the siblings of the deceased, S.Nagamma, and the 4th petitioner is the son of the 1st petitioner. The deceased Nagamma remained unmarried and during her lifetime, she pledged her “stridhana” gold jewellery with the respondent, Bank of Baroda, Madanapalle branch, to avail loans for her medical expenses. She secured three loans under Loan Account Nos.75690600019380, 75690600017517, and 75690600018332. The total value of the pledged gold jewellery is Rs.6,25,454/-. The deceased nominated the 4th petitioner for the said loans out of love and affection. Nagamma died intestate on 17.04.2025.

Following her demise, the petitioners approached the respondent bank to discharge the loan and retrieve the jewellery, but the bank authorities insisted on the production of a succession certificate. Hence, the peition.

3.Upon the institution of the petition, the Court directed the issuance of notice to the respondent and a general publication. The notice was published in the “Eenadu” Telugu Daily News Paper. Furthermore, general notice and the beat of Tom-Tom were duly effected. When the matter was called on 09.04.2026, no objectors were present. The respondent bank, despite having been served notice, remained absent and there was no representation on its behalf. Consequently, the service was held sufficient, and the respondent was set exparte on 09.04.2026.

4. On behalf of the petitioners, the 4th petitioner himself examined as

PW1 and Exs.A1 to A4 documents were marked,

5. Heard the learned counsel for the petitioners.

6. Based on the pleadings and the proceedings, the sole point that arises for consideration is: “ Whether the petitioners are entitled to the grant

APCH040000282026 3 of a succession certificate to discharge the loans and retrieve the pledged gold jewellery of the deceased, S. Nagamma, as prayed for?” 7.POINT:- To prove their case, the 4th petitioner, Doraswamy Tharun, was examined as PW-1. PW-1 filed his chief examination affidavit in lieu of oral evidence, reiterating the petition's contents, and marked documentary evidence as Ex.A1 to Ex.A4. The documentary evidence reveals the following:

Ex.A1 is the Death Certificate of the deceased S.Nagamma, which establishes that she passed away on 17.04.2025 at Ramnagar, Madanapalle.

Ex.A2 is contains the loan account particulars of S.Nagamma issued by the Bank of Baroda, Madanapalle Branch. These documents confirm that the deceased availed loans against the pledge of gold jewellery and clearly show

D.Tharun (PW-1) as the nominee.

Ex.A3 is the Family Member Certificate issued by the Tahsildar,

Madanapalle, which corroborates the relationship of the petitioners to the deceased family.

Ex.A4 is the Aadhaar card of the 4th petitioner, establishing his identity.

8.As per the provisions of the Indian Succession Act, 1925, a succession certificate is a legal document issued by a district civil court indicating the authority of the legal heir(s) of a person dying intestate. This certificate is strictly required to claim movable properties such as bank accounts, insurance policies, and securities. It legalizes who claims these assets and, importantly, shields the releasing banks and financial institutions from future liability. A succession certificate functions as a procedural aid that allows the recognized heirs to demand debts and manage financial arrangements on behalf of the deceased.

APCH040000282026 4 9.In the present case, the oral testimony of PW-1 is fully corroborated by the documentary evidence (Exs.A1 to Ex.A4). Since the respondent bank remained ex-parte and no public objections were received despite wide publication via newspaper and Tom-Tom, the evidence adduced by the petitioners remains unchallenged and uncontroverted. The petitioners have successfully proved that they are the rightful claimants/legal heirs of the deceased Nagamma and are entitled to clear her liabilities and claim the schedule movable assets.

10.For the foregoing reasons, the point for consideration is answered in favour of the petitioners. However, considering that the schedule assets are valuable gold ornaments, and to adequately safeguard the interests of the respondent bank against any unforeseen future claims, rivalries, or disputes by third parties, it is just and necessary to direct the petitioners to execute an indemnity bond in favour of the respondent bank before taking delivery of the said ornaments.

11. In the result, the petition is allowed. A succession certificate shall be issued in favour of the petitioners empowering them to discharge the outstanding loan amounts under Loan Account Nos.75690600019380, 75690600017517, and 75690600018332 due to the respondent bank, and to take back the scheduled gold jewellery pledged by the deceased S.

Nagamma. The certificate shall be issued upon the payment of the requisite court fee. The Petitioners are hereby directed to execute an indemnity bond in favour of the respondent-Bank to the extent of the value of the petition schedule gold ornaments, indemnifying the respondent against any future claims or disputes that may arise concerning the said property. Upon the production of the Succession Certificate and the execution of the

APCH040000282026 5 aforementioned indemnity bond by the petitioners, the respondent- bank shall release the petition schedule gold ornaments to the petitioners. Under the circumstances, there shall be no order as to costs.

Typed to my dictation by the Stenographer, corrected and pronounced by me in open Court on this the 17th day of April, 2026.

Sd./- K.Jayalakshmi

PRINCIPAL CIVIL JUDGE (SENIOR DIVISION)

MADANAPALLE

APPENDIX OF EVIDENCE

Witnesses Examined

For Petitioners: For Respondent:None

PW-1: Doraswamy Tharun

Exhibits marked on behalf of the petitioners:

Ex.A1: Death Certificate of deceased S.Nagamma

Ex.A2: Loan account particulars of S.Nagamma issued by Bank of Baroda, Madanapalle Branch

Ex.A3:Family members certificate of petitioners

Ex.A4:Xerox copy of Aadhaar card of petitioner

Exhibits Marked on behalf of the Respondent: -Nil-

Sd./- K.Jayalakshmi

PRINCIPAL CIVIL JUDGE (SENIOR DIVISION)

MADANAPALLE

APCH040000282026 6

Fair order Dt.17.4.2026.

APCH040000282026 1

IN THE COURT OF THE PRINCIPAL SENIOR CIVIL JUDGE (SENIOR

DIVISION), MADANAPALLE

Present: Smt. K. JAYA LAKSHMI,

Principal Civil Judge (Senior Division)

Madanapalle

Friday, the 17th (Seventeenth) day of April, 2026.

S.O.P. No. 01/2026 Between:

1. Doraswamy Nalini

2. Sipai Muthu

3. Sipai Palani Murugan

4. Doraswamy Tharun

... Petitioners

And: The Bank of Baroda, Madanapalle, represented by its Branch Manager

... Respondent

This petition coming on 16.4.2026 for final hearing before me in the presence of Sri B. Chandra Sekhar Rao, Advocate for the petitioners, and the respondent having been set exparte, and upon perusing the petition, the evidence, and the material on record, the Court made the following:

ORDER

This is a petition filed by the petitioners U/Ss 371 and 372 of the Indian

Succession Act,1925, praying to pass an order granting a succession certificate in their favour. The issuance of this certificate will enable the petitioners to discharge the loan amounts due to the respondent and take back the gold jewellery pledged by the deceased, Nagamma.

APCH040000282026 2

2. Brief facts of the petition is that the petitioners 1 to 3 are the siblings of the deceased, S.Nagamma, and the 4th petitioner is the son of the 1st petitioner. The deceased Nagamma remained unmarried and during her lifetime, she pledged her “stridhana” gold jewellery with the respondent, Bank of Baroda, Madanapalle branch, to avail loans for her medical expenses. She secured three loans under Loan Account Nos.75690600019380, 75690600017517, and 75690600018332. The total value of the pledged gold jewellery is Rs.6,25,454/-. The deceased nominated the 4th petitioner for the said loans out of love and affection. Nagamma died intestate on 17.04.2025.

Following her demise, the petitioners approached the respondent bank to discharge the loan and retrieve the jewellery, but the bank authorities insisted on the production of a succession certificate. Hence, the peition.

3.Upon the institution of the petition, the Court directed the issuance of notice to the respondent and a general publication. The notice was published in the “Eenadu” Telugu Daily News Paper. Furthermore, general notice and the beat of Tom-Tom were duly effected. When the matter was called on 09.04.2026, no objectors were present. The respondent bank, despite having been served notice, remained absent and there was no representation on its behalf. Consequently, the service was held sufficient, and the respondent was set exparte on 09.04.2026.

4. On behalf of the petitioners, the 4th petitioner himself examined as

PW1 and Exs.A1 to A4 documents were marked,

5. Heard the learned counsel for the petitioners.

6. Based on the pleadings and the proceedings, the sole point that arises for consideration is: “ Whether the petitioners are entitled to the grant

APCH040000282026 3 of a succession certificate to discharge the loans and retrieve the pledged gold jewellery of the deceased, S. Nagamma, as prayed for?” 7.POINT:- To prove their case, the 4th petitioner, Doraswamy Tharun, was examined as PW-1. PW-1 filed his chief examination affidavit in lieu of oral evidence, reiterating the petition's contents, and marked documentary evidence as Ex.A1 to Ex.A4. The documentary evidence reveals the following:

Ex.A1 is the Death Certificate of the deceased S.Nagamma, which establishes that she passed away on 17.04.2025 at Ramnagar, Madanapalle.

Ex.A2 is contains the loan account particulars of S.Nagamma issued by the Bank of Baroda, Madanapalle Branch. These documents confirm that the deceased availed loans against the pledge of gold jewellery and clearly show

D.Tharun (PW-1) as the nominee.

Ex.A3 is the Family Member Certificate issued by the Tahsildar,

Madanapalle, which corroborates the relationship of the petitioners to the deceased family.

Ex.A4 is the Aadhaar card of the 4th petitioner, establishing his identity.

8.As per the provisions of the Indian Succession Act, 1925, a succession certificate is a legal document issued by a district civil court indicating the authority of the legal heir(s) of a person dying intestate. This certificate is strictly required to claim movable properties such as bank accounts, insurance policies, and securities. It legalizes who claims these assets and, importantly, shields the releasing banks and financial institutions from future liability. A succession certificate functions as a procedural aid that allows the recognized heirs to demand debts and manage financial arrangements on behalf of the deceased.

APCH040000282026 4 9.In the present case, the oral testimony of PW-1 is fully corroborated by the documentary evidence (Exs.A1 to Ex.A4). Since the respondent bank remained ex-parte and no public objections were received despite wide publication via newspaper and Tom-Tom, the evidence adduced by the petitioners remains unchallenged and uncontroverted. The petitioners have successfully proved that they are the rightful claimants/legal heirs of the deceased Nagamma and are entitled to clear her liabilities and claim the schedule movable assets.

10.For the foregoing reasons, the point for consideration is answered in favour of the petitioners. However, considering that the schedule assets are valuable gold ornaments, and to adequately safeguard the interests of the respondent bank against any unforeseen future claims, rivalries, or disputes by third parties, it is just and necessary to direct the petitioners to execute an indemnity bond in favour of the respondent bank before taking delivery of the said ornaments.

11. In the result, the petition is allowed. A succession certificate shall be issued in favour of the petitioners empowering them to discharge the outstanding loan amounts under Loan Account Nos.75690600019380, 75690600017517, and 75690600018332 due to the respondent bank, and to take back the scheduled gold jewellery pledged by the deceased S.

Nagamma. The certificate shall be issued upon the payment of the requisite court fee. The Petitioners are hereby directed to execute an indemnity bond in favour of the respondent-Bank to the extent of the value of the petition schedule gold ornaments, indemnifying the respondent against any future claims or disputes that may arise concerning the said property. Upon the production of the Succession Certificate and the execution of the

APCH040000282026 5 aforementioned indemnity bond by the petitioners, the respondent- bank shall release the petition schedule gold ornaments to the petitioners. Under the circumstances, there shall be no order as to costs.

Typed to my dictation by the Stenographer, corrected and pronounced by me in open Court on this the 17th day of April, 2026.

Sd./- K.Jayalakshmi

PRINCIPAL CIVIL JUDGE (SENIOR DIVISION)

MADANAPALLE

APPENDIX OF EVIDENCE

Witnesses Examined

For Petitioners: For Respondent:None

PW-1: Doraswamy Tharun

Exhibits marked on behalf of the petitioners:

Ex.A1: Death Certificate of deceased S.Nagamma

Ex.A2: Loan account particulars of S.Nagamma issued by Bank of Baroda, Madanapalle Branch

Ex.A3:Family members certificate of petitioners

Ex.A4:Xerox copy of Aadhaar card of petitioner

Exhibits Marked on behalf of the Respondent: -Nil-

Sd./- K.Jayalakshmi

PRINCIPAL CIVIL JUDGE (SENIOR DIVISION)

MADANAPALLE

APCH040000282026 6

Fair order Dt.17.4.2026.

APCH040000282026 1

IN THE COURT OF THE PRINCIPAL SENIOR CIVIL JUDGE (SENIOR

DIVISION), MADANAPALLE

Present: Smt. K. JAYA LAKSHMI,

Principal Civil Judge (Senior Division)

Madanapalle

Friday, the 17th (Seventeenth) day of April, 2026.

S.O.P. No. 01/2026 Between:

1. Doraswamy Nalini

2. Sipai Muthu

3. Sipai Palani Murugan

4. Doraswamy Tharun

... Petitioners

And: The Bank of Baroda, Madanapalle, represented by its Branch Manager

... Respondent

This petition coming on 16.4.2026 for final hearing before me in the presence of Sri B. Chandra Sekhar Rao, Advocate for the petitioners, and the respondent having been set exparte, and upon perusing the petition, the evidence, and the material on record, the Court made the following:

ORDER

This is a petition filed by the petitioners U/Ss 371 and 372 of the Indian

Succession Act,1925, praying to pass an order granting a succession certificate in their favour. The issuance of this certificate will enable the petitioners to discharge the loan amounts due to the respondent and take back the gold jewellery pledged by the deceased, Nagamma.

APCH040000282026 2

2. Brief facts of the petition is that the petitioners 1 to 3 are the siblings of the deceased, S.Nagamma, and the 4th petitioner is the son of the 1st petitioner. The deceased Nagamma remained unmarried and during her lifetime, she pledged her “stridhana” gold jewellery with the respondent, Bank of Baroda, Madanapalle branch, to avail loans for her medical expenses. She secured three loans under Loan Account Nos.75690600019380, 75690600017517, and 75690600018332. The total value of the pledged gold jewellery is Rs.6,25,454/-. The deceased nominated the 4th petitioner for the said loans out of love and affection. Nagamma died intestate on 17.04.2025.

Following her demise, the petitioners approached the respondent bank to discharge the loan and retrieve the jewellery, but the bank authorities insisted on the production of a succession certificate. Hence, the peition.

3.Upon the institution of the petition, the Court directed the issuance of notice to the respondent and a general publication. The notice was published in the “Eenadu” Telugu Daily News Paper. Furthermore, general notice and the beat of Tom-Tom were duly effected. When the matter was called on 09.04.2026, no objectors were present. The respondent bank, despite having been served notice, remained absent and there was no representation on its behalf. Consequently, the service was held sufficient, and the respondent was set exparte on 09.04.2026.

4. On behalf of the petitioners, the 4th petitioner himself examined as

PW1 and Exs.A1 to A4 documents were marked,

5. Heard the learned counsel for the petitioners.

6. Based on the pleadings and the proceedings, the sole point that arises for consideration is: “ Whether the petitioners are entitled to the grant

APCH040000282026 3 of a succession certificate to discharge the loans and retrieve the pledged gold jewellery of the deceased, S. Nagamma, as prayed for?” 7.POINT:- To prove their case, the 4th petitioner, Doraswamy Tharun, was examined as PW-1. PW-1 filed his chief examination affidavit in lieu of oral evidence, reiterating the petition's contents, and marked documentary evidence as Ex.A1 to Ex.A4. The documentary evidence reveals the following:

Ex.A1 is the Death Certificate of the deceased S.Nagamma, which establishes that she passed away on 17.04.2025 at Ramnagar, Madanapalle.

Ex.A2 is contains the loan account particulars of S.Nagamma issued by the Bank of Baroda, Madanapalle Branch. These documents confirm that the deceased availed loans against the pledge of gold jewellery and clearly show

D.Tharun (PW-1) as the nominee.

Ex.A3 is the Family Member Certificate issued by the Tahsildar,

Madanapalle, which corroborates the relationship of the petitioners to the deceased family.

Ex.A4 is the Aadhaar card of the 4th petitioner, establishing his identity.

8.As per the provisions of the Indian Succession Act, 1925, a succession certificate is a legal document issued by a district civil court indicating the authority of the legal heir(s) of a person dying intestate. This certificate is strictly required to claim movable properties such as bank accounts, insurance policies, and securities. It legalizes who claims these assets and, importantly, shields the releasing banks and financial institutions from future liability. A succession certificate functions as a procedural aid that allows the recognized heirs to demand debts and manage financial arrangements on behalf of the deceased.

APCH040000282026 4 9.In the present case, the oral testimony of PW-1 is fully corroborated by the documentary evidence (Exs.A1 to Ex.A4). Since the respondent bank remained ex-parte and no public objections were received despite wide publication via newspaper and Tom-Tom, the evidence adduced by the petitioners remains unchallenged and uncontroverted. The petitioners have successfully proved that they are the rightful claimants/legal heirs of the deceased Nagamma and are entitled to clear her liabilities and claim the schedule movable assets.

10.For the foregoing reasons, the point for consideration is answered in favour of the petitioners. However, considering that the schedule assets are valuable gold ornaments, and to adequately safeguard the interests of the respondent bank against any unforeseen future claims, rivalries, or disputes by third parties, it is just and necessary to direct the petitioners to execute an indemnity bond in favour of the respondent bank before taking delivery of the said ornaments.

11. In the result, the petition is allowed. A succession certificate shall be issued in favour of the petitioners empowering them to discharge the outstanding loan amounts under Loan Account Nos.75690600019380, 75690600017517, and 75690600018332 due to the respondent bank, and to take back the scheduled gold jewellery pledged by the deceased S.

Nagamma. The certificate shall be issued upon the payment of the requisite court fee. The Petitioners are hereby directed to execute an indemnity bond in favour of the respondent-Bank to the extent of the value of the petition schedule gold ornaments, indemnifying the respondent against any future claims or disputes that may arise concerning the said property. Upon the production of the Succession Certificate and the execution of the

APCH040000282026 5 aforementioned indemnity bond by the petitioners, the respondent- bank shall release the petition schedule gold ornaments to the petitioners. Under the circumstances, there shall be no order as to costs.

Typed to my dictation by the Stenographer, corrected and pronounced by me in open Court on this the 17th day of April, 2026.

Sd./- K.Jayalakshmi

PRINCIPAL CIVIL JUDGE (SENIOR DIVISION)

MADANAPALLE

APPENDIX OF EVIDENCE

Witnesses Examined

For Petitioners: For Respondent:None

PW-1: Doraswamy Tharun

Exhibits marked on behalf of the petitioners:

Ex.A1: Death Certificate of deceased S.Nagamma

Ex.A2: Loan account particulars of S.Nagamma issued by Bank of Baroda, Madanapalle Branch

Ex.A3:Family members certificate of petitioners

Ex.A4:Xerox copy of Aadhaar card of petitioner

Exhibits Marked on behalf of the Respondent: -Nil-

Sd./- K.Jayalakshmi

PRINCIPAL CIVIL JUDGE (SENIOR DIVISION)

MADANAPALLE

APCH040000282026 6

Fair order Dt.17.4.2026.

APCH040000282026 1

IN THE COURT OF THE PRINCIPAL SENIOR CIVIL JUDGE (SENIOR

DIVISION), MADANAPALLE

Present: Smt. K. JAYA LAKSHMI,

Principal Civil Judge (Senior Division)

Madanapalle

Friday, the 17th (Seventeenth) day of April, 2026.

S.O.P. No. 01/2026 Between:

1. Doraswamy Nalini

2. Sipai Muthu

3. Sipai Palani Murugan

4. Doraswamy Tharun

... Petitioners

And: The Bank of Baroda, Madanapalle, represented by its Branch Manager

... Respondent

This petition coming on 16.4.2026 for final hearing before me in the presence of Sri B. Chandra Sekhar Rao, Advocate for the petitioners, and the respondent having been set exparte, and upon perusing the petition, the evidence, and the material on record, the Court made the following:

ORDER

This is a petition filed by the petitioners U/Ss 371 and 372 of the Indian

Succession Act,1925, praying to pass an order granting a succession certificate in their favour. The issuance of this certificate will enable the petitioners to discharge the loan amounts due to the respondent and take back the gold jewellery pledged by the deceased, Nagamma.

APCH040000282026 2

2. Brief facts of the petition is that the petitioners 1 to 3 are the siblings of the deceased, S.Nagamma, and the 4th petitioner is the son of the 1st petitioner. The deceased Nagamma remained unmarried and during her lifetime, she pledged her “stridhana” gold jewellery with the respondent, Bank of Baroda, Madanapalle branch, to avail loans for her medical expenses. She secured three loans under Loan Account Nos.75690600019380, 75690600017517, and 75690600018332. The total value of the pledged gold jewellery is Rs.6,25,454/-. The deceased nominated the 4th petitioner for the said loans out of love and affection. Nagamma died intestate on 17.04.2025.

Following her demise, the petitioners approached the respondent bank to discharge the loan and retrieve the jewellery, but the bank authorities insisted on the production of a succession certificate. Hence, the peition.

3.Upon the institution of the petition, the Court directed the issuance of notice to the respondent and a general publication. The notice was published in the “Eenadu” Telugu Daily News Paper. Furthermore, general notice and the beat of Tom-Tom were duly effected. When the matter was called on 09.04.2026, no objectors were present. The respondent bank, despite having been served notice, remained absent and there was no representation on its behalf. Consequently, the service was held sufficient, and the respondent was set exparte on 09.04.2026.

4. On behalf of the petitioners, the 4th petitioner himself examined as

PW1 and Exs.A1 to A4 documents were marked,

5. Heard the learned counsel for the petitioners.

6. Based on the pleadings and the proceedings, the sole point that arises for consideration is: “ Whether the petitioners are entitled to the grant

APCH040000282026 3 of a succession certificate to discharge the loans and retrieve the pledged gold jewellery of the deceased, S. Nagamma, as prayed for?” 7.POINT:- To prove their case, the 4th petitioner, Doraswamy Tharun, was examined as PW-1. PW-1 filed his chief examination affidavit in lieu of oral evidence, reiterating the petition's contents, and marked documentary evidence as Ex.A1 to Ex.A4. The documentary evidence reveals the following:

Ex.A1 is the Death Certificate of the deceased S.Nagamma, which establishes that she passed away on 17.04.2025 at Ramnagar, Madanapalle.

Ex.A2 is contains the loan account particulars of S.Nagamma issued by the Bank of Baroda, Madanapalle Branch. These documents confirm that the deceased availed loans against the pledge of gold jewellery and clearly show

D.Tharun (PW-1) as the nominee.

Ex.A3 is the Family Member Certificate issued by the Tahsildar,

Madanapalle, which corroborates the relationship of the petitioners to the deceased family.

Ex.A4 is the Aadhaar card of the 4th petitioner, establishing his identity.

8.As per the provisions of the Indian Succession Act, 1925, a succession certificate is a legal document issued by a district civil court indicating the authority of the legal heir(s) of a person dying intestate. This certificate is strictly required to claim movable properties such as bank accounts, insurance policies, and securities. It legalizes who claims these assets and, importantly, shields the releasing banks and financial institutions from future liability. A succession certificate functions as a procedural aid that allows the recognized heirs to demand debts and manage financial arrangements on behalf of the deceased.

APCH040000282026 4 9.In the present case, the oral testimony of PW-1 is fully corroborated by the documentary evidence (Exs.A1 to Ex.A4). Since the respondent bank remained ex-parte and no public objections were received despite wide publication via newspaper and Tom-Tom, the evidence adduced by the petitioners remains unchallenged and uncontroverted. The petitioners have successfully proved that they are the rightful claimants/legal heirs of the deceased Nagamma and are entitled to clear her liabilities and claim the schedule movable assets.

10.For the foregoing reasons, the point for consideration is answered in favour of the petitioners. However, considering that the schedule assets are valuable gold ornaments, and to adequately safeguard the interests of the respondent bank against any unforeseen future claims, rivalries, or disputes by third parties, it is just and necessary to direct the petitioners to execute an indemnity bond in favour of the respondent bank before taking delivery of the said ornaments.

11. In the result, the petition is allowed. A succession certificate shall be issued in favour of the petitioners empowering them to discharge the outstanding loan amounts under Loan Account Nos.75690600019380, 75690600017517, and 75690600018332 due to the respondent bank, and to take back the scheduled gold jewellery pledged by the deceased S.

Nagamma. The certificate shall be issued upon the payment of the requisite court fee. The Petitioners are hereby directed to execute an indemnity bond in favour of the respondent-Bank to the extent of the value of the petition schedule gold ornaments, indemnifying the respondent against any future claims or disputes that may arise concerning the said property. Upon the production of the Succession Certificate and the execution of the

APCH040000282026 5 aforementioned indemnity bond by the petitioners, the respondent- bank shall release the petition schedule gold ornaments to the petitioners. Under the circumstances, there shall be no order as to costs.

Typed to my dictation by the Stenographer, corrected and pronounced by me in open Court on this the 17th day of April, 2026.

Sd./- K.Jayalakshmi

PRINCIPAL CIVIL JUDGE (SENIOR DIVISION)

MADANAPALLE

APPENDIX OF EVIDENCE

Witnesses Examined

For Petitioners: For Respondent:None

PW-1: Doraswamy Tharun

Exhibits marked on behalf of the petitioners:

Ex.A1: Death Certificate of deceased S.Nagamma

Ex.A2: Loan account particulars of S.Nagamma issued by Bank of Baroda, Madanapalle Branch

Ex.A3:Family members certificate of petitioners

Ex.A4:Xerox copy of Aadhaar card of petitioner

Exhibits Marked on behalf of the Respondent: -Nil-

Sd./- K.Jayalakshmi

PRINCIPAL CIVIL JUDGE (SENIOR DIVISION)

MADANAPALLE

APCH040000282026 6

Fair order Dt.17.4.2026.

APCH040005172016

IN THE COURT OF THE PRINCIPAL CIVIL JUDGE ( SENIOR DIVISION),

MADANAPALLE

Present:Smt K. Jayalakshmi,

Principal Civil Judge ( Senior Division),

Madanapalle.

Friday, the 17th day (Seventeenth) day of April,2026.

E.P.No. 90 of 2016

in

O.S.No.433 of 2013

Between: V. Chakrapani Reddy,S/o Devendra Reddy. ... Decree Holder

And

1.N. Sathyanarayana Murthy (Died) 2.A. Prasanna Kumari, W/o Late Sathyanarayana Murthy ... Judgment Debtors

This Execution Petition is filed by the Decree Holder (D.Hr) under Order

XXI Rules 54, 64 to 66 of CPC seeking to realize the decreetal amount of Rs.

15,63,677/- by way of attachment and sale of the E.P. schedule property. The

J.Dr.No.1 died during the proceedings, and his wife is already on record as the

J.Dr. No.2.

This petition is coming on this for final hearing before me for proclamation and sale in the presence of Sri Surabhi Rama Gopal Rao,

Advocate for the Decree Holder and of Sri N.S.N.Prasad, Advocate for the

Judgment debtor No.2 ( 1st Judgment debtor died) and having stood over for consideration till this day, the Court made the following:-

APCH040005172016

ORDER

The Dhr filed memo stating that EP is posted today for a hearing regarding its maintainability as EP schedule property is currently shown in the ‘Assigned lands(prohibitory list)’ for which requires time to take the necessary steps to have the said property removed from the prohibitory list and prayed the Court to close the EP for the time being, with liberty to reopen the same soon after the EP schedule property is removed from the prohibitory list. Memo is recorded.

Accordingly, the EP is closed with a liberty to Dhr to take steps in the EP soon after the EP schedule property is removed from the prohibitory list subject to limitation of the Decree in OS.No.433/2013. The attachment of EP schedule property shall be in force for a period of six months.

Pronounced in the open court on this the 17th day of April, 2026.

Principal Civil Judge ( Senior Division)

Madanapalle.

Appendix of evidence - Nil -

Principal Civil Judge ( Senior Division)

Madanapalle.

Draft / Fair dt.17.4.26