IV Addl.District Court. M.V.O.P.No.1300/051
IN THE COURT OF THE CHAIRMAN, MOTOR ACCIDENTS CLAIMS TRIBUNAL-
CUM-IV ADDITIONAL DISTRICT JUDGE, KURNOOL.
Present: - Sri K. Sai Mohan., M.A., M.S., (PR)., LL.B.,(Hon’s) Chairman, Motor Accidents Claims Tribunal-cum-IV Additional District Judge, Kurnool. Friday the 27th day of July, 2012.
M.V.O.P.No.1300 of 2005.
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K. Ravindar Reddy S/o K.Nagi Reddy, Hindu, aged about 30 years, cultivation, Resident of Uppair village, Dharur Mandal, Mahaboobnagar District now residing at N.R.Peta, Kurnool town and district. … Petitioner.
-Versus-
1. Y. Viswanath S/o Pandarinath, Hindu, major, Owner of the bus bearing No.AP 22.U.8608, Resident of H.No.4-4-92, Gobburi House, Shivajinagar, Gadwal Mahaboobnagar District.
2. M/s National Insurance Company Limited rep., by its Branch Manager, Kurnool, policy No.501602/31/04/6004000, Gadwal Branch, Mahaboobnagar district valid from 15-04-04 to 14-04-2005.
3. Andhra Pradesh State Road Transport Corporation rep., by its Managing Director cum vice-chairman Musheerabad, Hyderbad. … Respondents.
This petition coming on this day i.e., on 26-07-2012 for final hearing before me in the presence of Sri B. Narendranatha Reddy, Advocate
for the petitioner and of Sri M. Ananda Rao, Advocate for the first
respondent, and of Sri P.Sunkanna, Advocate for the second respondent, and of Sri C. Raghava Reddy, Advocate for the third respondent and upon hearing the arguments and having stood over for consideration, till this day, this court made the following:
O R D E R
This original petition is filed by the injured claiming compensation of Rs.1,00,000/- against the respondents 1 to 3 U/s 166 of
M.V.Act 1988.
2.The facts set out in the petition briefly are that on 9-10-2004 the petitioner was going to his native place Uppair on Hero Honda Motor Cycle bearing No. AP 22 C 5612 after completion of work at Gadwal and when he reached the outskirts of Setty Atmakur Village on B.T.Road at about 6.30 p.m., one hired R.T.C bus bearing No.AP 22.U.8608 which was driven at high speed and in rash and negligent manner, as a result of which he fell down
IV Addl.District Court. M.V.O.P.No.1300/052 and sustained multiple injuries including fractures of both legs and head injuries. Immediately he was taken to Government Hospital Gadwal where he took treatment as inpatient for about one month by also incurring
Rs.20,000/- towards medical and attendant charges.
3.The petitioner was hale and healthy at his age of 30 years and doing cultivation thereby earning Rs.80,000/- per annum and because of the injuries sustained in the accident he could not attend to his regular work and hence he made a claim for Rs.1,00,000/-.
4.The first respondent owner of the hired bus No.AP 22.U.8608 filed counter raising the following brief contentions that he was not aware of the circumstances which caused the accident and the petitioner shall prove that the accident was occurred as in the manner he elicited and he sustained with multiple injuries including fractures and spent Rs.20,000/- towards medical and attendant charges and he could not attend to his regular work of doing cultivation and so lost his annual income of Rs.80,000/- out of his agriculture. Further his bus was hired with third respondent A.P.S.R.T.C and it was also duly insured with the second respondent Insurance Company with the policy No.501602/31/04/6004000 which is valid from 15-04-04 to 14-04- 2005 covering the date of accident.
5.Second respondent the Insurance Company filed separate counter by raising the following brief contentions that the accident occurred exactly not due to rash and negligent driving of driver RTC bus No.AP 22.U.8608, the factum of accident shall be established by the petitioner by adducing substantial evidence. The petitioner shall also prove that he sustained with the injuries including fracture to his both legs and head injury and he spend Rs.20,000/- towards medicine and attendant charges while taking treatment as inpatient for about one month at Government Hospital
Gadwal. He shall also prove that he was possessing valid driving licence to drive the motor cycle this insurance company is not aware of the fact that the first respondent owner of the bus entered into agreement with A.P.S.R.T.C
IV Addl.District Court. M.V.O.P.No.1300/053 (R.3) for leasing out the bus and the policy was not covered the risk of contractual liability and hence the Insurance Company cannot be made liable to pay compensation to the petitioner. Moreover, the first respondent did not pay premium of Rs.125/- as per conditions in I.M.T.44 to “Indemnity to hirer package policy” dashed negligence owner or the hirer in the absence of which, the Insurance Company cannot be liable for any claim.
6.The owner of the motor cycle and the Insurance Company are also necessary parties to the proceedings, as the accident might have occurred due to his own negligence. The petitioner shall also prove that the driver of hired R.T.C bus was possessing valid and subsisting driving licence and fitness certificate to the bus as on the date of accident. Therefore the
Insurance Company is not liable to pay compensation.
7.The third respondent A.P.S.R.T.C represented by its standing counsel filed separate counter raising the following brief contentions that there was no negligence or rash driving of A.P.S.R.T.C hired bus No.AP 22.U.8608 by its drove and a false case was foisted against the driver of the bus. The bus was insured by R.1 its owner with second respondent Insurance
Company and so the Insurance Company and the owner of the bus only liable to pay any compensation as since the bus was hired to A.P.S.R.T.C under the agreement with the same terms of conditions. The petitioner shall also prove his age, income and occupation and he sustained with the injuries as he elicited with substantial evidence and therefore the third respondent
A.P.S.R.T.C is not liable to pay any compensation.
8.The issues here under mentioned have been settled for the trial of O.P.
1. Whether the petitioner sustained injuries in a
motor accident that was occurred on 09-10-2004
at about 6.30 p.m on account of rash and negligent
driving of driver of APSRTC bus bearing No.AP
22.U.8608 belongs to the negligence on the part of
IV Addl.District Court. M.V.O.P.No.1300/054
the driver of Hero Honda Motor Cycle bearing No.
AP 22.C.5612?
2. Whether the petitioner is entitled to claim
compensation if so to what amount from which of
the respondent?
3. To what relief?
9.The petitioner himself was examined as PW.1 and produced the certified copies of FIR, Wound Certificate and Charge Sheet to establish his claim for compensation. But the first respondent has not chosen to adduce any evidence, where as the second respondent Insurance Company got examined the assistant in their office as R.W.2 and exhibited the office copy of the letter dt.13-03-2007, office copy of letter dt.04-04-2007, office copy of letter dt.16-04-2012 and the acknowledgement under Ex.B.2 to B.5 and the third respondent A.P.S.R.T.C got examined the Typist cum Clerk in A.P.S.R.T.C
Depot Gadwal as R.W.1 and produced the un registered agreement dt.07-06- 2004 as entered between R.1 and A.P.S.R.T.C for hiring the bus Ex.B.1 in order to disprove the claim of the petitioner.
10.Second respondent Insurance Company was also accorded with permission U/s 170 of M.V.Act to defend its case on all aspects.
11.Heard the learned counsel for all the parties represented by their counsel.
12.Issue No.1:- The claim is made by PW.1 for the compensation of
Rs.1,00,000/- towards bodily injuries sustained by him in the accident occurred on 09-10-2004.
13.The fact that he sustained injuries when he met with accident by the hitting of his Hero Honda Motor Cycle AP 22.C.5612 was hit by A.P.S.R.T.C hired bus No.AP 22.U.8608 on B.T. Road near the outskirts of Uppair Village is undisputed. Admittedly R.1 is owner of the bus which was rendered with the policy under the original of Ex.B.2 with the second respondent Insurance
Company and the same was also valid as on the date of occurrence of accident. It is also not in dispute that the same offending vehicle was also
IV Addl.District Court. M.V.O.P.No.1300/055 hired by R.1 to R.3 A.P.S.R.T.C by entering into agreement under the original of Ex.B.1 un registered agreement dt.07-06-2004 and therefore as on the date of accident, the offending vehicle No.AP 22.U.8608 was under the control of third respondent A.P.S.R.T.C to insure with the second respondent
Insurance Company.
14.From the evidence of PW.1 it is disclosed that when he was proceeding to his village Uppair starting from Gadwal on his Hero Honda
Motor Cycle, the opposite coming hired A.P.S.R.T.C bus No.AP 22.U.8608 dashed his Motor Cycle at about 6.30 p.m. nearing to the village Uppair and so he sustained with multiple injuries including fracture to his both legs and head injuries.
15.From his evidence it is made clear that the same accident was occurred since the bus was driven at high speed and in rash and negligent manner even without blowing horn when he was left side towards his route.
Therefore he has attributed the liability for the causing of accident against the driver of the bus accordingly he also gave a report to the police under
Ex.A.1 FIR and the driver of the bus was also prosecuted for his rash and negligent driving U/s 338 IPC bySubInspector ofpolice Gadwal Rural.
Which is evident by the certified copy of Charge Sheet, filed under Ex.A.3 all the respondents, except throwing the burden against the petitioner to prove the factum of accident, not adduced any sort of evidence to elicit different circumstances for the occurrence of accident and so to absolve the driver of the bus from his any liability. The accident was occurred admittedly not due to any mechanical defect of the vehicle. But nothing has been disclosed also for the intervening of any other un avoidable circumstances in the occurrence of accident, except the rash and negligent driving of the bus by its driver.
16.Therefore it is well proved by the petitioner that the accident was occurred due to rash and negligent driving of the driver of the bus only.
Accordingly this issue is answered.
IV Addl.District Court. M.V.O.P.No.1300/056
17.Issue No.2:- Now the crucial question is whether the petitioner is entitled for compensation of Rs.1,00,000/- or to what just amount and from whom the same shall be recovered?
18.They are already been elaborately discussed and decided in foregoing issue that the accident was occurred exactly due to rash and negligent driving of driver A.P.S.R.T.C hired bus No.AP 22.U.8608 by its driver and there by fixing liability against the first respondent as its owner, second respondent Insurance Company since rendered policy to the bus which was enforce by the date of accident and third respondent since the bus was hired to A.P.S.R.T.C as under the original of Ex.B.1 hired agreement, by their joint and several liability.
19.However the second respondent-Insurance company has declined for its any liability to pay compensation to the petitioner on the ground that when the accident was caused even by the hired bus of the
APSRTC it was under the custody of APSRTC by also employing driver of their own and since the first respondent and entered in to hire agreement with
APSRTC without knowledge of the Insurance Company and for not paying the extra premium for the passengers to the hired bus U/s.C Commercial Vehicle
Tariff as required for hired bus and also for not paying the additional premium for carrying passengers in a hired bus, then it amounts to violation of terms under the policy and therefore it is only the first respondent or the third respondent who are liable to pay compensation.
20.Where as the learned counsel for the 3rd respondent- APSRTC while referring the allegations of the Insurance Company also declined for the liability of the APSRTC as it is only the owner of the Insurance Company since insured rendering policy, liable to pay any compensation to the victims, but not APSRTC by also referring to the decided case in:
Uttar Pradesh State Road Transport Corporation
Versul
Kulsum and others
Reported in 2011 (8) SCC 142.
IV Addl.District Court. M.V.O.P.No.1300/057
21.Therefore the question arises whether it is the Insurance
Company or the APSRTC liable to indemnify the owner of the vehicle in case he becomes liable to pay the compensation to the victims in the accident on account of the use of the vehicle.
22.It is settled law that the policy rendered to any vehicle would run always with the vehicle and the liability of the insurer will not cease even if the contract of the hire is not intimated to him.
23.In the present case admittedly there is no evidence as the registered owner of the vehicle first respondent intimated about hiring of his bus to APSRTC to the insurer. But the contention of the learned counsel for the Insurance Company that the insured (owner of the vehicle) shall also pay extra premium in case of any such transactions for hiring of his bus to any other agency, is not prove by any authority. Admittedly the insurance policy rendered to the crime vehicle was in vogue on the date of accident. The offending vehicle which is hired bus of the first respondent to the 3rd respondent- APSRTC was under the contract of Ex.B.2. therefore the learned counsel for the 3rd respondent- APSRTC contended that by the said agreement under the original of Ex.B.2 APSRTC becomes only custodian of the vehicle, but the policy as rendered to it for the Insurance under the original of Ex.B.1 runs with the vehicle and therefore the liability of the insurer will not be ceased and it is the Insurance Company who has to indemnify the owner of the vehicle, if any contingencies arose to pay compensation to the victims because of casing accident by the same vehicle.
24.The learned counsel placed his reliance in the case of
Uttar Pradesh State Road Transport Corporation
Versul
Kulsum and others
Reported in 2011 (8) SCC 142.
In the cited case, the facts are that the hired bus to UPSRTC who was involved in the accident causing the death of the passengers, the claim petitions for compensation by the members of the legal heirs and
IV Addl.District Court. M.V.O.P.No.1300/058 dependants of the deceased families, the question arose who would be liable to pay the compensation whether the Insurance Company or UPSRTC. When the question arose in the appeals Their Lordships elaborately discussing on that aspect regarding the liability to pay the compensation, made it clear that when the vehicle since insured at the first instance of the original owner is in substance and as the corporation had become owner of the vehicle since hired by its original owner for its use of the bus for specific period, it shall be deemed that the vehicle was transferred along with the insurance policy in existence to the corporation and thus the Insurance Company would not be able to escape its liability to pay the amount of compensation. Their
Lordships held that when the insurance of the vehicle is made compulsory to the vehicle or to the owner to protect the risk of the third parties in respect of the death or bodily injuries or damage to the property while using the vehicle in public places, such policy would no cease by itself just because of transfer of the vehicle from its owner SRTC, who later becomes owner of the same vehicle but a specific period. Their Lordships also held that the vicarious liability of both the registered owners RSTC becoming owner since hired by registered for the use of the said vehicle for any specific period also would not cease but the insurer shall liable to indemnify both the registered owner and corporation.
25.Therefore there is no substance in the contentions of the learned counsel for the insurance company that since the bus was hired to APSRTC by the registered owner first respondent the liability of the insurance company would cease and it is only the APSRTC who is liable to indemnify the owner by paying any amount of compensation to the victims.
26.The learned counsel also high lighted the issue for exemption of the vehicle of APSRTC from insurance because it is self subsisting from meeting any quantum of amount to pay the compensation being an undertaking of the Government. But the exemption of the vehicle of APSRTC from the Insurance is permissible only to the buses owned by APSRTC, but
IV Addl.District Court. M.V.O.P.No.1300/059 not to the buses taken on hire by APSRTC and therefore it shall be deemed that the policy as rendered to such hired buses by its original owner would run with the bus even after it is hired to APSRTC. Therefore the liability of the insurance company will not cease even if the contract of hire is not intimated to the insurance company and the vicarious liability of the corporation coexists with the registered owner. Therefore the Insurance Company is liable to indemnify both the registered owner and the corporation who is deemed to the owner of the vehicle because of the hire agreement.
27.Now the core question is whether the petitioner is entitled for the compensation of Rs.1,00,000/- or to what just amount?
28.From the evidence of PW.1 it is disclosed that he sustained with fracture of both legs and grievous head injuries. He also produced the certified copy of wound certificate under Ex.A.2 disclosing the following injuries.
1. Grage injury 4 inches forehead
2. Grage injury 4X2 inches dorsum of bone
3. Grage injury 3X3 inches chin
4. burning injury damaging right hand
5. blunt injury right leg dislocation upper 2/3rd to lower 1/3rd of tibia and fibula.
on further investigation by also obtaining X-Ray reports, the lost injury
No.5 is found to be fracture injury because of dislocation and so grievous one. And the other four injuries are simple in nature.
29.But the learned counsels for the respondents raised objection for consider the nature of injuries even in the absence of examination of Doctor.
Admittedly the petitioner has not chosen to examine the Doctor. But mere non examination of the Doctor would not belie the contents of wound certificate it is meant only for the purpose of understanding the nature of injuries but not for assessing in disability. Even in the case of
IV Addl.District Court. M.V.O.P.No.1300/0510
Bathuluru Ravi minor represented by its natural father
B.Sayanna Versus
V.Shankar Rao and another reported in 2007 (1) Andhra weekly
Reporter, 672,
Their Lordships held that the non examination of Doctor would not belie the contents of wound certificate when the purpose is limited only to understand the nature of injuries but not for assessing any kind of disability of the patient.
30.However petitioner made a separate claim for Rs.30,000/- also for his suffering with disability but without in proof. The wound certificate as produced by him will be taken into consideration only to understand the nature of injuries and so he is sustained with four simple injuries and one grievous injury.
31.Therefore the petitioner is entitle to claim for Rs.12,000/- towards simple injuries and Rs.15,000/- towards fractured one being grievous injury.
Totaling Rs.27,000/-.
32.The petitioner also made a claim for pain and suffering on
Rs.9,000/- but considering the nature of injuries and as he was hospitalized at least for a week days, he is also granted Rs.5,000/- towards pain and suffering.
33.The petitioner also made a claim for Rs.1,000/- towards hospital expenses and Rs.20,000/- towards medical expenses. Admittedly he took treatment in Government General Hospital where the treatment was free of cost. The petitioner also did not produced separate medical bills for incurring in expenses and therefore he is granted Rs.2,000/- towards transport expenses to hospital and attendant charges but not considered for any other expenses.
34.The petitioner also made a claim for Rs.40,000/- towards loss of earning even if he is an agriculturist and prevented from attendant to his agricultural work it cannot be expected for his sustaining loss of Rs.40,000/- by considering the nature of injuries and for his inability to attend to his
IV Addl.District Court. M.V.O.P.No.1300/0511 regular work since hospitalized at least for one week and while taking bed rest at least one month, he is granted Rs.6,000/-.
35.Therefore the petitioner is totally granted Rs.40,000/- towards compensation for the simple and fractured injuries sustained by him in the accident, which shall be recovered from R.1 to R.3 by their joint and several liability.
36.Issue No.3:- In the result, the petition is partly allowed granting
Rs.40,000/- towards compensation for the injuries sustained by the petitioner in the accident occurred, with proportionate costs and interest at the rate of 9% per annum from the date of petition till the date of realization against respondents 1 to 3 but excluding interest from 12-07-07 to 21-10-2010 as per order in I.A.487/10 dt.29-07-2011.
37.Time for 30 days is granted to deposit the awarded amount by the second respondent and on such deposit, the petitioner is permitted to with draw the entire amount. The second respondent is granted relief U/s 170 of Motor Vehicle Act.
38.Advocate fee is fixed at Rs.1,500/- (As per amended Advocate’s
Fees rules 2010)
Dictated to the Personal Assistant, corrected and pronounced by
me in open Court, this the 27 th day of July, 2012.
Chairman, Motor Accidents Claims Tribunal cum IV Additional District Judge, Kurnool.
Appendix of Evidence
Witnesses examined.
For Petitioner For Respondent
PW1. K. Ravindar Reddy RW.1.K. Narendar RW.2.C.Pavitra Kumar
Exhibits marked for the Petitioner.
Ex.A1. C.C. of FIR. Ex.A2. C.C. of Wound certificate. Ex.A3. C.C. of Charge Sheet.
marked for the Respondents.
Ex.B1. Un Registered Agreement dt.07-06-2004.
IV Addl.District Court. M.V.O.P.No.1300/0512
Ex.B2. O/c of letter dt.12-03-2007. Ex.B3. O/c of letter dt.04-04-2007. Ex.B4. O/c of letter dt.16-04-2012 sent to R.1. Ex.B5. Acknowledgement Card.
Chairman, Motor Accidents Claims Tribunal cum IV Additional District
Judge, Kurnool.