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IN THE COURT OF THE VIII ADDL CHIEF METROPOLITAN
MAGISTRATE HYDERABAD
THURSDAY THIS THE 18 th DAY OF April, 2019
Present: Smt. Kshama Deshpande
VIII Addl. Chief Metropolitan Magistrate,
Hyderabad.
C.C. No. 549 of 2015
Between:
State of Telangana, Rep. by S.I of Police, PS Dabeerpura, Hyderabad … Complainant.
A N D
Manoj Kumar Agarwal, S/o Surajmal Agarwal, aged 40 years Occ: Business, R/o H.No 217451, Shakker Kotha, Hyderabad.
... Accused
This CC came before me for final hearing on 02.04.2019 in the presence of APP for the state and Sri Md Vaseeduddin, Sri Shaik Md Mujeeb, sri Naseeruddin Salman, Sri Md Aqheel Ahmed, Sri Md Saleem Ahmed Khan, Sri Sameer Kausar Advocate for Accused, Upon hearing and perusing the material papers on record and having stood over for consideration till this day the court delivered the following:
J U D G M E N T
1.The Sub Inspector of Police Dabeerpura filed charge sheet against the accused in Cr. No.20 of 2015 for the offence under section 384 IPC and 3 & 5 of AP Telangana Money Lending Act 1349.
2.The contents of charge sheet are that on 13022015 at about 20.00 hours received a complaint from Smt. Durdana Khatoon/Lw1 in which she stated that her husband is running the cloth shop namely NEW INDIAN
GARMENTS from last several years. But, unfortunately in year 1999 the cloth shop was burnt due to short circuit fire accident occurred suddenly. The whole cloth stock and show case furniture nearly worth Rs. 70,00,000/ was burnt in the fire accident. At that movement her husband need financial help for restore the cloth business for their family livelihood. In this connection 2 her husband has approached Financier Sri Manoj Kumar Agarwal /Accused and asked financial support with reasonable interest for restoration of cloth business. The financier was accepted, her husband borrowed Rs. 10.00 Lakhs on 01072010 + Rs, 3.00 Lakhs on 20052011 = total Rs. 13.00 Lakhs for the purpose of cloth business investment. After that her husband had already paid total Rs. 26,16,000/ till 12122014 out of borrowed Rs. 13.00 lakhs. In this juncture, the both wife and husband requested to the financier that they are not in a position for further payment since they already paid Rs.
26,16,000/ till 12122014 out of total Rs. 13.00 lakhs. Due to their cloth business is not well and also spending huge amounts for her husband ealth kidney problem. The financier refused their requests and demanded them as “again extra Rs.55,00,000” after receipt of this amount he will give her deed of simple mortgage and agreement of their properties and also he said that “what do you think about me? I am a cruel and dangerous person in money matters, you must pay extra Rs. 55,00,000/ immediately or otherwise he will lock shop and house. Hence the complainant requested for necessary action.
3.On the complaint of Lw1, B. Vijay Bhasker Reddy/Lw10, SI of Police
Dabeerpura PS has registered a case in Cr. No 20 of 2015 U/s 384 IPC and 3 & 5 of AP Telangana Money Lending Act 1349 and Lw10 took up the investigation.
During the course of investigation, Lw10 recorded the statement of
Lw1 to 7. Later LW10 collected 2 small daily finance collection dairies from
Lw3/Md Abdul which containing daily transaction and entries made by the accused at the time of taking amounts in the presence of Lw6/Md Haseeb & 7/ Shaik Mujeeb. Later LW10 deputed staff to apprehend the accused.
While the investigation was in progress, on 11032015 at 13.30 hrs the accused surrendered before the LW10 as per the directions of Hon’ble IV
AMSJ court Hyderabad vide Crl. M.P.No. 519/2015, in which Hon’ble court granted anticipatory bail to accused with condition to execute a bond of 10,000/ with two sureties and furnished the sufficient sureties and voluntary confessed his guilty of offence. Immediately Lw10 summoned the
Lw8 & Lw9 and accused went to the shop of the accused situated at Manoj 3
Collections bearing No. 212583 to 589, LB State, Urdu Shareef Galli, Patel
Market and seized original property documents of LW2 i.e. document bearing No. 1550/2000 contains 22 papers, document bearing 1679/2006 contains 14 papers and documents bearing No. 626/2011 containing 10 papers in the presence of LW8/Md Zakir Hussain & Lw9/MA Gaffar. Later
Lw10 released the accused on bail. After completion of the investigation he filed charge sheet .
4.The charge sheet was taken on file for the offences U/s 384 IPC and 3 & 5 of AP Telangana Money Lending Act 1349 against the accused.
5.After appearance of the accused copies of documents furnished to as per Section 207 Cr.P.C.
6.Subsequently the accused was examined u/s 239 Cr.P.C. Charge for the offence U/s 384 IPC and 3 & 5 of AP Telangana Money Lending Act 1349 is framed, read over and explained the accused in Telugu/Hindi. He pleaded not guilty and claimed to be tried.
7.The prosecution in support of their case have examined PWs1 to 7 and marked Ex. P1 to Ex.P11.
bAfter closure of the prosecution side evidence the accused was examined u/sec 313 Cr.P.C. by explaining the incriminating evidence adduced against him by the prosecution witnesses, which he denied and reported no defense evidence.
9.Heard both the prosecution and counsel for the accused
10. Now, the point for determination is whether the prosecution has
established the accusation leveled against accused beyond reasonable
doubt?
POINT:
11.The evidence of pw1 is eschewed as she was reported died.
12.Pw2 deposed that their family is doing ready made garment business.
His father used to do garments business in the name and style of New Indian garments. In the year 1999 shop of his father was set to fire due to short 4 circuit and they have sustained financial problems of Rs. 70 lakhs. On 17 2010 his father has borrowed Rs. 10 lakhs and in the year 2011 his father has borrowed Rs. 3 lakhs from the accused. His father has mortgage their shop with the accused by depositing sale deeds with the accused by way of mortgage deed, Sale deed dated: 2952000, Sale deed dt: 3051980, Sale deed dt:24112006 his father has repaid an amount of Rs. 26, 16,000/ till 2014. The accused has also endorsed on the books when ever he received the amount. The accused has further demanded Rs. 25 lakhs to return back and also threatened that if his father not paid Rs. 55 lakhs he will lock their shop and house.
13.Pw3 has deposed that in the year 2010 his father i.e. LW2 borrowed a sum of Rs. 10 lakhs from the accused for the purpose of investment in the cloth business. In the year 2011 LW2 again borrowed a sum of Rs. 3 lakhs from the accused. In that connection LW2 mortgaging the shops in favour of the accused. It was agreed that daily LW2 has to pay Rs.6,000/ towards the said debt. Accordingly LW2 used to pay daily amounts to the accused and he used to note down the payments in small pocket note book. As and when the accused received Rs. 6,000/ or Rs.4,000/, or Rs.1,000/ he used to note down as Rs.6000/, Rs.4000/ and Rs. 1000/. By the year 2014
LW2 paid total sum of Rs. 26,16,000/ to the accused towards said debt.
Then LW2 and PW2 requested the accused to redeem the mortgage as they already paid Rs. 26,16,000/ in respect of the borrowed amount of Rs.
13,00,000/ but the accused further demanded to pay Rs. 55,00,000/ and then only he will redeem the mortgage and will not return the mortgage deed till then. The accused also threatened that he will see that their shop will be closed and also threatened with dire consequences if his father i.e LW2 fails to pay the demanded amount of Rs. 55,00,000/ . Inspite of the request made by all their family members the accused did not heed their words and sticked on to his demand. By that time father i.e LW2 was suffering with kidney problem and under going dialysis treatment. Then PW1, himself and other family members together went to the police station and PW1 lodged a complaint before the police.
14.PW4 Sri.Mohd Haseeb, witness has deposed that the accused lend an 5 amount of Rs. 55 lakhs to LW2 in the year 2010 and he used to visit the
Garment shop to collect the amounts on daily basis towards recovery of the said debt. He used to collect Rs. 4,000/ or Rs.6,000/ daily. The said payments are noted down in a small diary maintained by LW2 and the payments are noted down in the own handwriting of the accused. Whenever the accused collects Rs. 6,000/ then he used to note it down as Rs.60/ .
Whenever the accused collects Rs. 4,000/ then he used to note it down as
Rs.40/ . When the said diary was fallen down then he saw the said entries in the diary and he asked LW2 as to why the accused has made the entries as such though he received Rs.6,000/ and Rs.4,000/ respectively on different dates and on that LW2 replied that the financier will make entries in such a manner and it is their practice. In the year 2011 the accused demanded for repayment of Rs. 55 lakhs otherwise he will initiate criminal action against
LW2 and he will get the shop closed.
15.PW5 deposed that on 11.03.2015 at about 8 PM Dabeerpura Police called him to the police station and by that time the accused by name Manoj
Kumar Agarwal was present in the police station and in his presence LW10 enquired the accused and on that he revealed that he lent amount to LW2 i.e., Rs.10,00,000/ and Rs.3,00,000/ respectively and in that connection
LW2 deposited the documents pertaining to his shop and those documents are available in his shop. The police recorded the confession statement of the accused in his presence and in the presence of LW8.
16.Evidence of PW6 is eschewed.
17. PW7 stated about receiving complaint, registering the case, issuing the fir, investigation and filing charge sheet .
18. The accused is charged with the offences under section 384 IPC and 3 & 5 of AP Telangana Money Lending Act 1349.
19. The facts elicited in the cross examination are pw2 stated that the accused is doing finance business . He has filed the documents to show that his father borrowed Rs 10 lakhs and also Rs. 3 lakhs from the accused . The mortgage deed was registered at sub registrar Charminar that himself and his brother has signed on mortgage deed as witnesses. As per mortgage document his father has borrowed Rs 20 lakhs from the accused. That his 6 father has agreed to repay the loan amount to the accused at the rate of 12 percent per annum to the accused. He has not filed any documents except Ex.
P6. His father repaid Rs 26,16,000/ to the accused. He did not mention the names of other borrowers who has borrowed amount from the accused . the accused has filed civil suit for recovery of loan amount against his father .
that after the death of his father they were all added as defendants in the civil suit as on the date of present complaint his father is alive.
20.PW3 stated in cross examination that he do not know as to whether the father of the accused also carries cloths business or not. That he has not mentioned in Ex.P1 complaint and nor stated in his sec. 161 statement about the names of borrowers who borrowed amounts from the accused. That the accused has filed a civil suit in OS No 166/2015 on the file of IX Addl. Chief
Judge, City civil court, Hyderabad against his father.
21.PW4 stated that the LW2 borrowed an amount of Rs. 10 Lakhs in the year 2010 and Rs. 3 lakhs in the year 2011. That LW2 and his sons later paid total amount of 26 lakhs on daily installment basis to the accused. That the accused demanded to pay an amount of Rs. 55 lakhs to return the documents to Lw2 and his sons i.e. to redeem the mortgage. That the accused even threatened LW2 that if he fails to pay Rs. 55 lakhs he will lack the house and shop of LW2.
22.Pw4 further stated that he is working under LW2 since 10 years. Even now he is working under the sons of LW2 in the same Garments shop. That
LW2 borrowed amount from the accused in connection with his cloth business. He never borrowed any amount from the accused. That he cannot say the name of any person who borrowed amounts from the accused.
23.PW5 stated that Ex.P8 panchanama was drafted initially in the handwriting of SI of Police and later it was typed by constable. They went to the shop of the accused at about 9.30 PM and there SI of police seized some papers. The police seized 2 documents and one among them was mortgage deed. He did not read Ex.P2 to P5 and only he saw them. He did not know the contents of Ex.P2 to P5.
24.PW7 stated that there is no documentary proof to show that the husband of PW1 borrowed an amount of Rs.10 Lakhs on 172010. That no 7 documentary evidence is furnished to him by PW1 to show that husband of
PW1 again borrowed an amount of Rs. 3 Lakhs on 2052011 except Ex.P6 small note books, no other document is furnished to him by Pw1 to show that her husband have repaid 26,16,000/ to the accused. That he has not examined any other borrowers to show that the accused lent amounts to them as financially. Except Ex.P6 small note books there is no other documentary evidence to show that the accused is running finance business.
That as per Ex.P2 which registered document, Lw2 received an amount of
Rs.20 lakhs from the accused for interest at a rate of 12%.
25.The PWs 1 and 2 deposed on same lines with regard to their father obtaining Rs 13,00,000/ frm the accused and further repaid Rs 26,16,000/ and further the accused demanding to pay Rs 55 lakhs and threatened their father.
Section 384 deals with punishment of extortion the word extortion is
defined under section 384 of IPC as follows: “Whoever intentionally puts any person in fear of any injury to that person, or to any other, and thereby dishonestly induces the person so put in fear to deliver to any person any property or any valuable security, or anything signed or sealed which may be converted into a valuable security, commits extortion.”
As per Section 3 of the Act “The Money lender should get their names registered and no money lending shall carry on the business of money lending without obtaining license.”
In this case the accused is found to be carrying on money lending business as per the section 3 of the Act he did not obtain any license violating the provisions of the Act.
As per Section 5 of the Act “The money lender should maintain regular accounts of loan for each debtor separately and also shall furnish the statements to the debtors in respect of the outstanding loan amounts.”
Sec 2(7) defines money lending as follows:
A person including pawn broker who, within the meaning of this Act, only advances loan in the ordinary course of his business or it is so alone with 8 other business, and shall also include the legal representative of such person and the person claiming to be his representative on the ground of accusition or assignment of otherwise consider.”
26.In this case the evidence of PW1 and PW6 was eschewed and there remains the evidence of PW2 & PW3 who are the family members of Abdul
Sattar and they deposed on same lines with regard to their father doing
Garment business as he suffered financial loss due to short circuit he obtained loan from the accused mortgaging the shop in favour of the accused and also about repaying the amount of Rs. 26 Lakhs and inspite of that the accused demanded an amount of Rs.55 Lakhs and threatened with dire consequences.
27.PW4 who is the independent witness also supported the version of
PW1 & PW2 though, he was declared hostile he admitted in cross examination about LW2 borrowing Rs.13Lakhs and paid Rs.26 Lakhs to the accused and accused demanded to pay Rs.55 Lakhs to redeem the mortgage.
The facts elicited in cross examination goes to show that the father of PW2 and he borrowed Rs.20 Lakhs from the accused by mortgaging the shop and the accused filed Civil Suit for recovery of loan amount against LW2.
28.It is a fact that there is no mention of names of other borrowers who obtained loan from the accused and also PW7 did not examine any other borrowers to show that the accused lent amounts to them financially and also there is no documentary evidence to show that the accused is doing money lending business.
29.In support of the case the documents were filed. As per the evidence of
PW5 the accused confessed about he lent amount to LW2 and further the documents at his instance were seized under the cover of seizure panchanama which are marked as Ex.P2 to Ex.P5.
30.As per his evidence one among the documents is mortgage deed and the fact that PW5 did not know the contents of Ex.P2 to Ex.P5 does not make his version to disbelive with regard tot he confession and seizure by the accused since he deposed all the facts about the accused confessed about the advance and the documents were seized at his instance. Ex.P2 is the mortgaged deed showing Abdul Sattar mortgage the Mulgi bearing no. 227 9 166 & shop bearing no. 227267/A/18 for Rs. 20 Lakhs. Ex.P3 is the sale deed executed by Abdul Habeeb in favour of Md Abdul Sattar in respect of property bearing no. 227166. Ex.P4 is the sale deed executed by Qyam
Hussain in favour of Abdul Habeed in respect of the property Mulgi bearing no. 227167 in Ex.P5 is the sale deed executed by Md Ali Zahid in favour of
Abdul Sattar in respect of the property bearing no 227267/A/18 and the said property were mortgaged by the LW2 in favor of the accused for obtaining loan of Rs.20 Lakhs, the suggestion to PW3 that accused never lent amounts to any one is denied by PW3 and from the fact that the accused filed suit for recovery of amount it can be stated that the accused lent amounts to
LW2 and seizure of documents from the possession of the accused show that the property is mortgaged in favour of the accused for Rs.20 Lakhs. Ex.P6 is marked on behalf of the complainant which are the note books mentioning amounts but the same does not reflect that the amount was paid towards the discharge of loan amount received by LW2.
31.In this case LW2 being the victim could have deposed all the facts in respect of the acts of the accused but though the evidence of PW2 & PW3 are circumstantial evidence their evidence cannot be brushed aside since they deposed all the facts and deposed on the same line with regard to the accused lending the amount and further demanding excess amount from
LW2 and threatening with dire consequences but as per the evidence there are no other names of the borrowers mentioned and also from the evidence on record it is seen that the accused filed suit for the recovery of amount as such the fact that the accused is doing money lending business is not found to be established in the evidence, and the evidence of PW2 & PW3 is corroborating with the evidence of PW4 with regard to accused threatening
LW2 with dire consequences for failure of payment of excess amount and from the material on record this court finds that the ingredients of the offence of extortion are established but the accusation under Sec. 3 & 5 of
Money Lending Act are not found to be established. In this circumstance this court finds that the accusation leveled against the accused are established by the prosecution for the offence under section 384 of IPC.
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32. In the result the accused is found guilty for the offences under section 384 of IPC and he is convicted under section 248(2) Cr.P.C and further he is not found guilty for the offence under section 3 & 5 of Money Lending Act and as such under section 248(1) Cr.P.C he is acquitted of the offence.
Dictated to the Stenographer Gr-III, transcribed and typed by her, corrected
and pronounced by me, in the open Court on this the 18 day of April, 2019.
VIII ADDL CHIEF METROPOLITAN MAGISTRATE
HYDERABAD
On hearing the accused on quantum of sentence stated that he is having family depending upon him and he is suffering old age ailment and prayed to take lenient view.
Basing on the facts and circumstances of the case and having opinion that the provisions of section 3 & 4 of probation cannot be applied in the present case, since the prosecution has established the guilt of the accused, the accused is sentenced to undergo simple imprisonment for a period of one year and shall pay fine of Rs.1000/ for the offence under section 384 IPC and in default he shall suffer simple imprisonment for a period of 2 Months.
The accused is informed about his right to prefer appeal and legal aid. The remand period under gone by the accused person shall be set off as per section 428 Cr.P.C copy of the judgment is furnished to the accused free of cost as required under section 363 Cr.P.C.
Dictated to the Stenographer Gr-III, transcribed and typed by her, corrected and pronounced
by me, in the open Court on this the 18day of April, 2019.
VIII ADDL CHIEF METROPOLITAN MAGISTRATE
HYDERABAD
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::APPENDIX OF EVIDENCE::
WITNESSES EXAMINED
FOR PROSECUTION: FOR DEFENCE:
PW1 : Doordana Khatoon -Nil- PW2 : Md Abdul Qudoos PW3 : Md Abdul Irfan PW4 : Md Haseeb PW5 : M.A Gaffar PW6 : Md Zakir Hussain PW7 : B. Vijay Bhasker Reddy
EXHIBITS MARKED
FOR PROSECUTION: FOR DEFENCE: Ex.P1 – Complaint -Nil- Ex.P2 - Mortgage deed Ex.P3 – Sale deed dated 29.05.2000 Ex.P4 – Sale deed dt: 30.05.1980 Ex.P5 – Sale deed dt: 24.11.2006 Ex.P6 – Two books Ex.P7 – complaint lodged by his mother Ex.P8 – The confession panchanama of accused Ex.P9 – the seizure report. Ex.P10 – complaint from PW1 Ex.P11 - FIR
M.Os MARKED
-Nil-
VIII ADDL CHIEF METROPOLITAN MAGISTRATE
HYDERABAD
12 2.