Free Tools → Section 44ADA Tax Calculator
FY 2025-26 · AY 2026-27

🧾 Section 44ADA Tax Calculator

Calculate your income tax as an advocate or professional under presumptive taxation. Compare old vs new regime. Get your advance tax schedule.

Select Tax Regime

🆕 New Regime Lower rates · No 80C/80D · Default
📋 Old Regime Higher rates · 80C/80D deductions · File Form 10-IEA
Total fees received in FY 2025-26 · Max ₹75 lakh for 44ADA eligibility (₹1.5 Cr if all digital)

New Regime — Tax Breakdown FY 2025-26

Gross Professional Receipts
Presumptive Income (50% — Sec. 44ADA)
Net Taxable Income
Income Tax (as per slab)
Tax after rebate
Add: Surcharge
Add: 4% Health & Education Cess
Total Tax Payable
Disclaimer: For reference only. Verify with your CA before filing. Tax is rounded to the nearest rupee.

📅 Advance Tax Schedule

💡 44ADA Privilege: One-installment option Under Section 211(1), professionals under 44ADA can pay their entire advance tax liability in a single installment by 15th March — no need to follow the 4-quarter schedule.
QuarterDue Date% RequiredAmount to PayStatus
Interest u/s 234B/234C applies on shortfall. Advance tax is not required if liability is less than ₹10,000.

Frequently Asked Questions

What is Section 44ADA presumptive taxation?

Section 44ADA allows specified professionals (advocates, doctors, CAs, engineers, architects) to compute income at 50% of gross receipts without maintaining detailed books. The remaining 50% is deemed to cover all expenses. It simplifies compliance significantly — you need only maintain a record of gross receipts.

Who is eligible for Section 44ADA?

Individual professionals and HUFs in specified professions under Section 44AA — legal (advocates), medical, engineering, architecture, accountancy, technical consultancy, interior decoration — with gross receipts not exceeding ₹75 lakh (₹1.5 crore if all receipts are in non-cash modes). Firms and companies cannot opt for 44ADA.

What is the gross receipts limit for FY 2025-26?

₹75 lakh in gross professional receipts. If all receipts are received through specified non-cash modes (cheque, RTGS, NEFT, UPI, etc.), the limit is ₹1.5 crore. If your receipts exceed the applicable limit in any year, you must switch to regular taxation and maintain books of accounts for that year.

Can I claim 80C deductions under 44ADA?

Yes, but only under the old regime. Under the new regime (the default), deductions like 80C, 80D are not available. To claim 80C/80D deductions, opt for the old regime by filing Form 10-IEA on or before the due date of filing your ITR. Once opted, you stay in the old regime until you file Form 10-IEA to switch back.

When is advance tax paid under 44ADA?

Section 211(1) gives professionals under 44ADA a special option: pay the entire advance tax in ONE installment by 15th March. The regular 4-quarter schedule (15 June: 15%, 15 Sep: 45%, 15 Dec: 75%, 15 Mar: 100%) is also valid. If total advance tax is less than ₹10,000 for the year, no advance tax is required.

Section 44ADA Presumptive Taxation: Complete Guide for Advocates

Section 44ADA of the Income Tax Act, 1961 is one of the most significant benefits available to practising advocates and other specified professionals. Introduced to simplify tax compliance, it allows you to declare income at 50% of gross professional receipts without maintaining detailed books of accounts or getting your accounts audited — as long as your gross receipts stay within the prescribed limit.

How is presumptive income calculated?

Your presumptive income is simply 50% of gross professional receipts. If your total fees received during FY 2025-26 are ₹30 lakh, your presumptive income is ₹15 lakh. This ₹15 lakh is treated as your income from profession — all expenses are deemed to be covered within the other 50%. You cannot claim additional business expenses on top of this.

New regime vs old regime under 44ADA

The new tax regime (default from FY 2023-24 onwards) offers lower slab rates but eliminates most deductions. For FY 2025-26, the new regime has a basic exemption of ₹4 lakh and effectively results in zero tax for taxable income up to ₹12 lakh (due to the ₹60,000 rebate under Section 87A). The old regime has higher slab rates but allows deductions under Sections 80C (up to ₹1.5 lakh), 80D (medical insurance), and others. For most advocates with gross receipts under ₹40 lakh, the new regime typically results in lower tax.

Key compliance points for advocates

  • No need to maintain books of accounts if opting for 44ADA and gross receipts ≤ ₹75 lakh.
  • No tax audit required under Section 44AB as long as the 44ADA limit is not breached and income declared is not less than 50% of gross receipts.
  • The entire advance tax can be paid in one installment by 15th March — a significant cash-flow benefit.
  • GST registration may be required separately if gross professional receipts exceed ₹20 lakh — 44ADA does not affect GST obligations.
  • If you declare income LESS than 50% of gross receipts, a tax audit under Section 44AB becomes mandatory.
💡 Practical Tip for FY 2025-26

Under the new regime, zero tax is payable if your presumptive income (50% of gross receipts) is up to ₹12 lakh — this means gross receipts up to ₹24 lakh result in ZERO tax liability under the new regime for FY 2025-26. Verify this with the calculator above using ₹24,00,000 as gross receipts.

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