IN THE COURT OF THE PRL. SESSIONS JUDGE : JANGAON
Present :- Smt. B. PRATHIMA , Prl. Sessions Judge, Jangaon.
Tuesday, the 21st day of April, 2026
Criminal Appeal No.1 of 2024
in
CC 344 of 2016
Between:
Muddasani Shravani D/o Pramodpal Reddy, Age: 32 years, Occ: Pvt. Employee, R/o H.No:5-33/2, Budda Nagar, Bodduppal, KV.Ranga Reddy District.
…Appellant.
And
Gajula Premsagar S/o Sundaraiah, Age: 60 years, Occ: Business, R/o H.No:2-8- 127/88, Housing Board Colony, Hyderabad Road, Jangaon.
…Respondent
Aggrieved by the Judgment of Conviction and Sentence dated 17.01.2024
passed by the Principal Junior Civil Judge, Jangaon.
Calendar Case No.344 of 2016
Between:
Gajula Premsagar S/o Sundaraiah, Age: 60 years, Occ: Business, R/o H.No:2-8- 127/88, Housing Board Colony, Hyderabad Road, Jangaon Town of Warangal District. …Complainant
And
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Muddasani Shravani D/o Pramod Reddy, R/o H.No:2-4-1450/4, Ashok Colony, Hanamkonda, Warangal District.
…Accused. This Criminal Appeal having come before me for hearing in the presence of Sri P.V.Satyanarayana, Advocate for the Appellant and Sri S.Srinivas, Advocate for Respondent and having heard them, this Court made the following:
-: J U D G M E N T :-
1. The Criminal Appeal is filed under Sec. 374 (2) Cr.P.C. by the
Appellant seeking to set aside the Judgment of Conviction passed by the
Principal Judicial Magistrate of First Class, Jangaon in CC 344 of 2016
dt.17.01.2024 sentencing the Appellant to undergo Simple Imprisonment for a period of Six months and to pay compensation of Rs.6,00,000/- (Rupees Six lakhs only) and in default of payment of compensation to suffer simple imprisonment for a period of Two months.
2. Sole Appellant was tried in CC 344 of 2016 for committing offence punishable under Sec.138 of Negotiable Instruments Act, 1889 and was convicted as above.
3.Parties are hereinafter referred to as they are arrayed before the Trial
Court in CC No.344 of 2016.
Brief case of the Complainant before the Trial Court:
4.1Complainant and Accused are well acquainted with each other since one year through father of Accused. Accused approached Complainant herein and
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requested a hand loan of Rs 6,00,000/- for clearing debts. Complainant advanced
Rs. 6,00,000/- ( Rupees six lakhs only) to Accused about six months back. After receipt of loan amount, accused promised to repay the loan amount within two months.
4.2Accused promised to repay the salary amount (Sic) within 2 months to complainant. Accused failed to repay the salary amount in spite of several demands made by the Complainant. On repeated requests made by complainant, accused issued a cheque bearing 503825 dt.01-08-2016 for Rs.6,00,000/- (Rupees Six lakhs only) drawn on Andhra Bank Nakkalagutta Branch in favour of the Complainant towards legally enforceable debt. Said transaction took place at the house of Complaint.
4.3Complainant presented the cheque in Andhra Bank, Jangaon Branch for collection on 01-08-2016. The Bank returned the cheque on 01-08-2016 with the endorsement Memo as "Funds Insufficient” and issued Memo to that effect.
Complainant got issued a legal notice to the Accused by registered post with acknowledgment due on 6-8-2016, informing about the bouncing of cheque and demanded to make the payment. The Registered post to accused was served on 08-08-2016. Accused gave reply legal notice denying issuance of the cheque.
Accused issued cheque knowing full well about insufficient funds in her account.
Accused failed to pay the cheque amount within stipulated time of 15 days.
Hence, accused is liable for punishment under Section 138 R/W Sec. 142 of N.I.
Act. Complaint is filed within one month from the date of cause of action on 23- 8-2016, within limitation. Hence, the complaint.
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5.Cognizance of the complaint was taken by the Trial Court for the offence under Section 138 & 142 of NI Act and it was numbered as CC 344 of 2016 and summons were issued for appearance of Accused.
6.On receipt of summons, accused appeared before the Trial Court, case
Copies were furnished to him, accused engaged a counsel to defend him. In his examination under Section 251 CrPC, accused pleaded Not Guilty and claimed to be tried.
7.It is seen that Complainant examined himself as PW1 and his son
G.Pranay Sagar as PW2 and got marked Ex.P1 to Ex.P5. Accused examined herself as DW1 and got marked Ex.D1
8.The defence of accused as gathered from his examinations under Sec.251
CrPC and under Sec.313 CrPC and the tenor of cross-examination and testimony of accused herself as DW1 is denial of any hand loan transaction. It is also seen from the cross-examination of DW1 that accused denied issuing subject cheque to the complainant, but stated that complainant proved her cheque.
9.Learned trial Judge framed the following points for determination:
1. Whether the complainant has discharged his initial burden that accused has issued Ex.P1 cheque in discharge of legal enforceable debt?
2. Whether the accused has proved by cogent evidence that she has not issued Ex.P1 cheque in discharge of legally enforceable debt to the complainant?
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3. Whether the complainant has proved the guilt of the accused for the offence U/S 138 of the Negotiable Instrument Act beyond all reasonable doubt?
10.Learned trial Judge after thorough appreciation of the oral and documentary evidence on record, observed that as per accused the subject cheque Ex.P1 belongs to her and it also contains her signature, it is the case of accused that she did not hand over the cheque in question to the complainant, but absolutely no explanation is given by the accused as to how the cheque came to be passed into the hands of complainant, except that she came to know about her cheque being in possession of complainant through Ex.P3, the presumption U/S 139 has to be drawn.
11.Learned Trial Judge had drawn the presumption U/S 139 of NI Act and observed that presumption is rebuttable presumption and burden is on accused to rebut the presumption by adducing probable defence.
12.Learned counsel next observed that the mere plea of accused she is not aware how her blank cheque went into the hands of complainant cannot readily and naively be accepted and swallowed by courts, the laudable commercial morality which the legislature seeks to usher by introduction of section 138 in to statute book will be frustrated and stultified.
13.Learned trial Judge further observed that if the complainant had misused the cheque or fabricated the cheque, any prudent person will take action and immediately protest, need not wait till the conclusion of trial, that there is discrepancy in the evidence of PW2 regarding when the cheque was given to
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complainant but said discrepancy is not sufficient to discard the entire evidence, that the Citations relied upon by the accused are not relevant.
14.Learned Trial Judge concluded that accused failed to rebut the presump- tion in favor of the complainant and held the accused guilty for the offence U/S 138 of NI Act and sentenced to undergo punishment as stated above.
15.Aggrieved by the Judgment of conviction and the Sentence imposed,
Appellant/Accused preferred this Appeal with the following grounds:
Grounds of Appeal:
1. The conviction of accused is contrary to law, weight of evidence, probabilities of the case.
2. Trial court ought to have observed that respondent/complainant failed to discharge the initial burden which lies upon him, that there existed any debt, much less legally enforceable debt and that
Ex.P1 cheque was issued in discharge of such legally enforceable debt.
3. Trial Court ought to have observed that complainant have no such financial capacity to lend Rs.6 lakhs to accused for clearing her debts in the month of February, 2016 and it is not supported by any evidence.
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4. Trial court ought to have observed that the statement of complainant in affidavit of chief-examination that transaction took place in the presence of elders, is nothing but a development.
5. Accused is entitled for benefit of doubt for non-citing the names of such elders in the complaint and for non-examination of said elders.
6. Trial Court ought to have observed that after receipt of Ex.P3 legal notice, accused got issued Ex.D1 reply notice, calling upon respon- dent/complainant to furnish copy of cheque for verification and to give proper reply, but complainant without complying Ex.D1 reply notice, filed the complaint suppressing said fact which tantamounts to discharging the presumption U/S 139 of NI Act and burden of proving Ex.P1 cheque shifted to the complainant.
7. Trial Court ought not to have given weightage to the evidence of
PW2 as he is none other than son of complainant and is planted witness and his presence is not pleaded in the complainant or averred in the chief-affidavit of PW1.
8. Trial Court failed to observed that there are material contradictions between the evidence let in by PW1 and PW2 which falsifies the case of the complainant.
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9. Trial Court ought to have observed that complainant failed to prove the accusation and committing of charged offence by the accused beyond any reasonable doubt.
10.Trial court ought to have considered the relevancy of the citations relied upon by the accused.
16. Notice of this Appeal was given to the Learned Counsel for Complainant who appeared.
17.No additional evidence is adduced by either side in this Criminal Appeal.
18.Heard both side counsel.
Written Arguments filed by Appellant/Accused:
19.Learned counsel for accused/Appellant in his written arguments submitted that Section 139 of NI Act deals with presumption in favor of Holder of cheque, that said presumption is rebuttable presumption, that in case Basalingappa vs.
Mudibasappa AIR 2019 SC 1983, Hon’ble Apex Court enumerated the following principles:
i)Once execution of cheque is admitted, S.139 mandates presumption that the cheque was for discharge of any debt or other liablity.
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ii)The presumption U/S 139 is a rebuttable presumption and the onus is on the accused to raise the probable defense. The standard proof of rebutting the presumption is that of preponderance of probabilities.
iii)To rebut the presumption, it is open for the accused to rely on evidence led by him or accused can also rely on the materials submitted by the complainant in order to raise probable defense. Inference of preponderance of probabilities can be drawn not only from the material brought on record by the parties, but also by reference to the circumstances upon which they rely.
iv)It is not necessary for the accused to come in the witness box in support of his defence. Section 139 imposes an evidentary burden and not pursuasive burden.
20.DW1 in her cross-examination admitted her signature on Ex.P1, but denied the borrowal of any amount from complainant. The presumption which to be drawn is a rebuttable presumption. Though accused gave reply notice to the notice given by the complainant asking upon the complainant to furnish copy of subject check and other documents related to subject check, complaint failed to comply the same, the complaint failed to get marked reply notice and non- marking of reply notice is fatal on part of complainant and it shows that the complaint was filed prematurely.
21.Regarding the debt/non-existence of debt, learned counsel submitted that the accused could elucidate the following statements in cross-examination of
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PW1 and these statements are not convincing. The statements according to leanred counsel are -
1)“ I do not remember the exact date”
2)“ I maintain records of my transaction as I am doing real estate business”
3)“ I have not filed any document to show that I have lent the said amount to the accused”.
22.Learned counsel submitted that it is not the case of respondent/complainant that PW2 son of PW1 was present at the time of transaction, that neither complaint nor chief-affidavit of PW1 gives date of transaction, but for the first time the complainant deposed in his cross-examination that accused approached him for loan in the month of
February, 2016, it is nothing but a development by complainant, there is no whisper either in the complaint or Ex.P3 legal notice about presence of witnesses and it is also a development, that according to complainant he is acquainted with accused through her father, but as per PW2 in his cross-examination accused is known to his father through their family friend Ch.Madhusudhan Reddy.
23.According to complainant, Ex.P1 cheque was issued by accused after 6 months, he gave the amount, but according to PW2, subject cheque was given to
PW1 on the date of giving money, thus, there is ambiguity on this statement on which date PW1 advanced amount to accused, that the trial court without considering the evidence which raises a probable defence, which rebutted the
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presumption, erroneously held that complainant proved the guilt of accused.
Learned counsel for accused further submitted that amount is not meagre amount to lend without any instrument and no prudent man will believe such huge amount of Rs.6 lakh will be advanced without obtaining any instrument and that accused successfully rebutted the presumption.
Gist of Written arguments filed by Learned counsel for Complainant:
24.The foundational facts of complainant’s case are clear, natural and consistently spoken by PW1 and PW2. The accused and her father being well acquaintained with complainant, accused approached complainant and requested for hand loan of Rs.6 lakhs for clearing debt and said transaction was based on trust and personal acquaintance, that accused agreed to repay the amount within 2 months, but failed to honor the commitment and on repeated demands accused issued a cheque, it was dishonored on presentation, the accused entered into witness box as DW1 and filed reply notice and got it marked as Ex.D1, but failed to adduce any probable defence, once the signature on cheque is admitted, the statutory presumptions U/S 118 and 139 of Negotiable Instruments Act automatically comes into operation in favor of complainant.
25.Learned counsel for complainant further submitted that, burden shifts upon to accused to rebut the presumption, the standard required for rebutting the presumption is prepondence of probabilities, but even that burden has not been discharged by the accused, mere denial of liability or taking inconsistent pleas cannot amount to rebuttal of statutory presumption and the defence must be supported by acceptable evidence and which defence miserably failed.
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26.Learned counsel for complainant relied upon the authority of Hon’ble
Supreme Court in Rajesh Jain v. Ajay Singh (2023 LiveLaw (SC) 866) and submitted that in case it was categorically held that once presumption under
Section 139 arises, the evidential burden lies on the accused and unless such burden is discharged, complainant is not required to prove the transaction independently, that Hon’ble Court further observed that questioning the complainant’s capacity or source of funds without rebutting the presumption is legally unsustainable.
27.Learned counsel for complainant that complainant cannot be exepcted to lead independent evidence to prove the debt, that once issuance of cheque is admitted, unless the accused discharges the burden, the presumption stands in favor of the complainant and in support of his argument relied on
(1) D.Swornapushpam v. A.Raj Kumar Manu/TN/1490/2017 (2) Basalingappa
v. Mudibasappa AIR 2019 SC 1983 and (3) Rohitbhai Jivanlal Patel v. State of
Gujarat 2019 SCC Online SC 389 and (4) P.Rasiya v. Abdul Nazar 2022 SCC
Online SC 1131.
28.Learned counsel for complainant further submitted that even partial admission by the accused is sufficient to draw presumption, that Hon’ble Supreme
Court in Rajesh Jain v. Ajay Singh, placing reliance on Bir Singh v Mukesh
Kumar (2019) 4 SCC 197, held that mere admission of signature on the cheque is sufficient to attracts presumption, even if the accused disputes filing up of contents. Learned counsel further submitted that trial court meticulously considered all the above legal principles and rightly concluded and sought to dismiss the Appeal.
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29. The points that arise for determination in this appeal are –
1. Whether the impugned Judgment of the learned Prl. Junior Civil
Judge-Cum-Judl. Magistrate of First Class, Jangaon is manifestly
erroneous and whether the Learned trial Judge failed to appreciate
the oral and documentary evidence on record in the right
perspective?
2. Whether the Complainant succeeded in proving the guilt of the
accused beyond all reasonable doubt for the offence punishable under
Sec.138 of NI Act, 1889?
3. Whether the impugned Judgment in CC.No.344 of 2016 dt.17.01.2024 is sustainable?
Points No.1 & 2:
30.According to the complainant, himself and accused are well acquaintained with each other since one year through father of accused, that accused and her father approached complainant for hand loan of Rs.6 lakhs for clearing debts, same was considered by complainant and he advanced hand loan of Rs.6 lakhs to accused about 6 months back, that after receipt of loan amount, accused promised to repay the loan amount with in 2 months and accused issued cheque bearing No.503825 dt.01.08.2016 for Rs.6 lakhs drawn on Andhra Bank,
Nakkalagutta Branch, accused went to house of complainant along with her father.
31.In her chief-examination, Accused stated that she has no necessity to borrow the amount, she has no acquaintance with complainant till she received the notice from the complainant, that herself and her father visited house of
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complainant and the complainant procured blank cheque and fabricated the same and she never issued cheque bearing No. 503835 in favor of complainant. Thus, accused denied issuance of cheque in favor of complainant. It is important to note that accused did not dispute that her cheque was not in the hands of complainant.
Thus, the statutory presumption U/S 139 of NI Act has to be invoked. Burden is only on the accused to rebut the presumption. However, complainant has begun the case and examined himself as PW1.
32. In view of rival arguments and rival contentions of both sides, this Court being the final court shall re-appreciate the oral and documentary evidence available on record and see if the impugned judgment is sustainable or not.
33.To constitute an offence under Sec.138 of N.I. Act, complainant shall establish the following:
Accused issued Ex.P1 cheque dt.01.08.2016 on drawn on Andhra Bank where accused maintained his account.
Ex.P1 cheque had been issued in discharge, in whole or in part, of legal debt of Rs.6, 00,000/- by accused to the complainant. Ex.P1 cheque has been presented in the Bank within the period of its validity.
Ex.P1 cheque so issued, when presented for encashment, was returned unpaid/dishonoured vide Ex.P2 Cheque retrun Memo for the reason ‘Funds insufficient”.
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The payee of the cheque i.e., Complainant issued Ex.P3 legal notice dt.06.08.2016 within 30 days from the receipt of information by him from the Bank regarding the return of cheque, calling upon the accused to pay the cheque amount within 15 days from the date of receipt of legal notice.
The drawer of the cheque/Accused failed to make the payment within 15 days of receipt of aforesaid legal notice of demand.
34.Firstly, coming to the date of advancing hand loan amount of
Rs.6,00,000/- by the complainant to the accused. It is a fact that the complaint does not mention the alleged date of advacing hand loan to the accused. It merely alleges that the handloan was advanced 6 months back.
35.As per record, complaint was filed before the JFCM Court in the month of
September, 2016. As per the complaint, complainant advanced hand loan to the accused about 6 months back. When reckoned, the date of advancing hand loan comes to February or March, 2016 approximately. Coming to chief-affidavit of
PW1, it is also silent on the date of advancing hand loan, but in his cross-examination, PW1 deposed that accused and her father approached him for hand loan in the month of February, 2016, but he do remember the exact date.
36.Complainant examined his son as PW2 as witness to the hand loan transaction. Chief-affidavit of PW2 is also silent on the date when the hand loan transaction was advanced. It is seen that both PW1 and PW2 affirmed that after receipt of loan amount, accused promised to repay the loan amount within 2 months, but failed to repay the loan amount and on repeated requests of
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complainant, accused issued cheque bearing No.503825. Coming to cross-examination of PW2, he deposed that the cheque was given to PW1 on the date of giving money and he presented the cheque in the bank. Part of this statement to the extent that cheque was given to PW1 on the date money was given is contradicting the version of complainat. According to the complainant, the cheque was issued on the date when it was issued i.e, and not when the hand loan was borrowed.
37.Coming to Ex.P3 legal notice dt.06.08.2016 got issued by complainant. As per this legal notice, it was addressed to the accused and the facts narrated in the complaiant are mentioned in this legal notice dt.06.08.2016. It is averred in this legal notice that accused approached complainant for hand loan of Rs.6 lakh for clearing debts and considering the request, complainant advanced hand loan of
Rs.6 lakhs to accused about 6 months back, promising to repay the loan amount within 2 months but failed to repay the loan amount and on repeated requests, accused issued cheque bearing No.503825 dt. towards discharge of said debt.
38.It is seen that in this legal notice also exact date of advancing loan amount is absent, but all through the case of complainant, it is his case that he advanced loan 6 months prior to issuance of Ex.P1 cheque dt.01.08.2016 and it comes to some where in the month of February 2016, which is the date given by PW1 in his cross-examination. The facts and circumstances, according to which accused successfully brought out in rebutting the presumption U/S 139 of NI Act are -
1. Complainant has no instrument or document in proof of advancing such huge amount of Rs.6 lakhs to accused.
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2. Complainant failed to give exact date when he advanced the loan amount to accused.
3. Complainant gave legal notice Ex.P3, to which accused gave Ex.D1 reply notice calling upon the complainant to send a copy of cheque and other documents, but complainant failed to send the cheque Ex.P1 and other documents which probablizes case of the accused that the complainant had fabricated the cheque.
4. According to PW1 complainant, he advanced loan in the month of
February 2016 and that cheque was issued to him after 6 months but PW1 failed to give date when cheque was handedover to him and on the other hand PW2 son of PW1, who is his examined as alleged witness stated that the cheque was issued on the same day when the money was given.
39.Firstly, coming to the date of advancing loan amount, no doubt neither the complainant nor chief-affidavit of PW1 gives the exact date of advancing loan to accused. PW1 admits that there was no document in writting in proof of advancing loan of Rs.6 lakh but said fact do not answer the question as to why the accused has to give her cheque to the complainant. Regarding the reply notice given by accused to the complainant calling upon the complainant to furnish copy of cheque and other documents, it is seen from Ex.D1 Reply notice dt.19.08.2016, that accused denied borrowing any loan of Rs.6 lakh from the complainant. She even denied any acquaintance with complainant. In this reply notice, accused sought for furnishing copy of cheque and other documents, if any
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related to the subject matter, including the cheque return memos for verification of signature on the document and the cheque.
40.It is seen from the legal notice dt.06.08.2016 that it is not the case of the complainant that there was any instrument in writing in proof of advancing hand loan of Rs.6 lakh. The only document refered to in said notice is Ex.P1 Cheque bearing No.503825 dt.01.08.2016 drawn on Andhra Bank, Nakkalagutta Branch.
These particulars are sufficient as the negotiable instrument in this case is Ex.P1
Cheque, which according to the complainant pertains to the account maintained by the accused. Said particulars are enough to reply whether the cheque in question belongs to accused or not. Hence, non-furnishing of copy of cheque in this case, as sought in the reply notice of accused, does not discredit the claim of complainant on the loan transaction.
41.Nextly, coming to the contradiction in the statements of PW1 and PW2 regarding the date of issuance of cheque, according to complainant, hand loan was given in the month of Feburary, 2016 by the complainant to accused and accused promised to repay the loan amount to the complainant wihin 2 months, but accused failed to repay the loan amount and after repeated requests, accused issued cheque Ex.P1 cheque. It is a fact that the complaint and chief-affidavit of
PW1 are silent as to when Ex.P1 cheque was issued but it is very clear all thorugh the evidence of PW1 and PW2 and is also consistent that Ex.P1 cheque in question dt. 01-08-2016 was issued six months after the loan transaction. It is evident from Ex.P1 cheque that it is dated 01-08-2016. This contention of PW1 is consistent from the beginning and the legal notice also is to said effect.
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42.It is also the argument of learned counsel for accused that at the time of alleged hand loan transaction, PW1 did not state about the presence of any witness much less his son PW2, either in his complaint or in his chief-affidavit. It is seen from the complaint and chief-affidavit of PW1 that he had not spoken about presence of any witness at the time of hand loan transaction. Complainant produced his son as PW2 as witness to the transaction. According to PW2, himself and his father both do Real estate business. The residential address of
PW2 and PW1 is shown as the same. Hence, it is not uncommon for a family member to be present at the time of hand loan transaction, more particularly when PW2 son of PW1 is also shown doing the same real estate business as that of his father. Thus, non-mentioning of PW2 as witness to the loan transaction either in the complainant or chief-affidavit of PW1 is not fatal to the case of complainant.
43.Nextly, it is the agrument of the learned counsel for accused that for the reasons best known to the complaintant, complainant did not exhibit the reply notice given by him and it was got marked by the accused as Ex.D1. Admittedly, there was exchange of notices between PW1 and accused. PW1 issued Ex.P3 legal notice dt.06.08.2016 to the accused, to which accused gave reply notice under Ex.D1 dt.19.08.2016 denying any hand loan transaction and she sought for cheque copy. It is already discussed above that PW1 did not give any reply to this reply notice nor furnished any copy of cheque.
44.It is a fact that Ex.A1 cheque pertains to the accused and it is an admitted fact. Hence, the cheque being from the account of accused with given cheque
No.503825, a copy of it need not be furnished on the asking of the accused. So
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far as other documents are concerned, PW1 stated that the transaction is oral transaction and there was no document in proof of advancing any hand loan. The burden now again is on the accused to give an explanation as to how her cheque being a negotiable instrument came into the hands of PW1, if not towards discharge of legally enforceable debt. There is absolutely no single statement either in the evidence of accused who examined herself as DW1 or by way of suggestions in the cross-examination of PW1/PW2 for PW1 possessing the cheque of accused. Very significantly, there is solitary statement of accused to the effect that herself and her father visited house of complainant and the complainant procured blank cheque and fabricated the same into Ex.P1.
45.It is not the case of accused that she had lost the cheque or that she had issued any notice to her Banker to the effect that her cheque in question bearing
No.503825 was missing and to stop clearing the cheque. There was absolute inaction on part of DW1 regarding the subject cheque. This court observes that mere possessing of Ex.P1 cheque in the hands of the holder is sufficient to draw a presumption that the cheque was issued towards discharge of legally enforceable debt, the amount of which is mentioned in the cheque in favor of the payee.
46.Though it is not necessary that the account holder should admit the signature on the cheque to draw a presumption under Seciton 139 NI Act, in the present case, in her cross-examination DW1 when confronted with Ex.P1 cheque, admitted the signature on the cheque as her signature. Of course, DW1 stated that the handwriting in which the blanks are filled in the cheque does not belong to her. Thus, this is not a case where the cheque belongs to the account holder, but signature is denied. It is a case where the cheque in question is admitted as
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belonging to DW1 and DW1 also admitted that she signed on the cheque. Thus, burden is more on the accused to establish in what circumstances she had to give
Ex.P1 then alleged blank signed cheque in favor of the complainant.
47.Further, as rightly observed by the trial Court, DW1 is not an illeterate person and she completed M.Tech (Master of Technology), in the year 2015.
Regarding lodging complaint before police or Bank about misplacing of cheque,
DW1 in her cross-examination stated that until she received notice from complainant, she did have knowledge of misplacment of her cheque leaf, that she issued reply notice Ex.D1 for sending a copy of cheque so as to take action regarding misplacment of cheque leaf, but as she did not receive any copy, she did not take any action before the bank or police. This explanation for inaction part of DW1 is absolutely not acceptable. To lodge a complaint with her Banker or police, mere missing of cheque bearing No.503825 is sufficient.
48.At this stage, it is observed that a question was also put to DW1 asking when she presented her seven cheque leaves which were issued prior to Ex.P1 and the cheque leaves which were issued after Ex.P1, for which DW1 answered that she cannot say. Evidently, accused did not produce her Bank statement to show that the cheques with immediate/consequent serial numbers before and after Ex.P1 cheque, were presented in her Bank account for clearing during a particular period or on a particular date, to show that Ex.P1 subject cheque was not issued on 01.08.2016 and that presentation of said cheque was not in line with presentation of her other cheques. All these facts are well within the knowledge of DW1 as it is her Bank account and Ex.P1 cheque is one of the
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cheques from the cheque book issued by her banker and she cannot plead that she is not aware of missing of Ex.P1 cheque until she recieved Ex.P3 legal notice.
49.Thus, DW1 having best available evidence with her, failed to file her bank statment to raise a probable defence regarding issuance of Ex.P1 cheque to the complainant. On the other, from the statement of DW1 that she along with her father went to the house of accused and complaiant procured her cheque and fabricated it into Ex.P1, the only conclusion to be drawn is that accused volunatarily handed over Ex.P1 cheque to the complainant and the presumtption has to be drawn that accused issued Ex.P1 cheque towards discharge of legally enforceable debt. Thus, viewed in any angle, DW1 failed to rebut the presumption under Section 139 of NI Act.
50.The evidence adduced by the complainant established that there was legally enforceable debt between PW1 and accused i.e., Rs.6 lakh borrowed by accused from the PW1 in the month of February, 2016, that towards discharge of said legally enforceable debt, accused gave Ex.P1 cheque dt.01.08.2016 for Rs.6 lakhs to the complainant, that said cheque was presented in Andhra Bank account of complainant on 01.08.2016 on which the cheque was drawn, that the cheque was returned dishonored vide Ex.P2 cheque return memo for the reason ‘funds insufficient’ in the Bank Account of accused.
51.Complainant admittedly, got issued Ex.P3 legal notice dt.06.08.2016 as required U/S 138 of NI Act calling upon the accused to pay the amount within 15 days on receipt of the notice, that the legal notice was received by the accused and she gave reply vide Ex.D1 on 19.08.2016, which was received by the counsel
Page 23 of 24 Crl. Appeal 1 of 2024 in CC 344 of 2016
Principal Sessions Judge, Jangaon
for complainant on 22.08.2016, that the complainant/PW1 filed complaint on
12.09.2016 within stipulated period mandated U/S 138 of NI Act and even after filing the complaint, accused failed to pay the cheuqe amount and committed the offence punishable under section 138 of NI Act. Thus, the trial court had come to right conclusion that accused committed offence punishable U/S 138 of NI
Act. I do not see any reason to interfere with the impugned Judggment of the
Trial Court. These points are decided against the appellant/accused.
Point No.3:
52.In view of the findings given in Points No. 1 & 2, the Criminal Appeal shall be Dismissed.
53.IN THE RESULT, Criminal Appeal is Dismissed confirming the
Conviction and Sentence dt.17.01.2024 passed by the Principal Junior Civil
Judge-cum-JMFC, Jangaon against the appellant/accused in CC No.344 of 2016.
Accused is appraised of her right to prefer Appeal/Revision before the Hon’ble
High Court against this Judgment. On enquiry, accused stated that she got means to enagage a counsel to prefer Appeal/Revision before the Hon’ble High Court against the Judgment and accused is also appraised of free Legal Aid and to approach District Legal Services Authroity if needed.
Dictated to the Stenographer Grade-III, transcribed by him, corrected and pronounced
by me in open Court on this the 21st day of April, 2025.
Sd/-
PRINCIPAL DISTRICT AND SESSIONS JUDGE,
JANGAON.
Page 24 of 24 Crl. Appeal 1 of 2024 in CC 344 of 2016
Principal Sessions Judge, Jangaon
APPENDIX OF EVIDENCE
--Nil--
Sd/-
PRINCIPAL DISTRICT AND SESSIONS JUDGE,
JANGAON.