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BEFORE THE ADDITIONAL CHAIRMAN ACCIDENTS CLAIMS
TRIBUNAL CUM XX ADDITIONAL CHIEF JUDGE; CITY CIVIL
COURTS; SECUNDERABAD.
Dated this the 17th day of June, 2014.
Present: Sri C.S.S.V. Durga Prasad,
Chairman, M.A.C.T-Cum-
XX Addl. Chief Judge, City Civil Courts, Secunderabad.
O.P.No. 540 of 2012
Between:
1) G. Deenamma W/o Ramamurthy, Age 40 years, Occ: House Wife R/o 1-38-1821, Rasoolpura, Begumpet, Secunderabad.
2) G. Krupavathi W/o G.Chittibabu, Aged 39 years, Occ: Nil R/o 1-38-1821, Rasoolpura, Begumpet,
Secunderabad. ...Petitioners
A N D
1. Katroth Gattu S/o Feeka, Aged Major Occ: owner of crime vehicle R/o 14-20-677/164 B Vivekanandanagar, Near Allapur, Borabanda, Quthbullapur, R.R District 500 042.
2. Reliance General Insurance Company Ltd 4th Floor, Sagar Complex, Abids,
Hyderabad. .. Respondents.
This petition is coming on this day for final hearing and disposal before me in the presence of Sri Sudarshan S. Reddy, Advocate for the Petitioners and Sri P. Sudheer Kumar, Advocate
for the Respondent.No.1 and Sri S. Surender Reddy, Advocate for
the Respondent.No.2 and the matter having stood over for consideration till this day, the Court passed the following:- 2
A W A R D
1.This is a Claim Application filed by the Claim petitioners under
Sec.166 of M.V. Act 1989 and rules 455 of APMV rules 1988 of M.V
Act, 1988, claiming compensation of Rs.40,00,000/- with costs and subsequent interest from the date of application till date of realization as against the persons and property of the respondents jointly and severally and costs of the petition.
2.The petitioners have filed this petition with the following allegations:
On 07.04.2012 at 7.30 A.M, P.W.2 along with the deceased
Ch. Nagamma were proceeding from Kamalanagar to ECIL Cross
Roads on her Scooty bearing.No. AP 29 AM 6232, when they reached Kapra Municipal Office, the driver of Innova bearing. No.
AP 28 TA9879 came with high speed in rash and negligent manner and dashed the scooty, due to which, the deceased Ch. Nagamma received serious injuries and she was shifted to Tulasi Hospital.
While undergoing treatment, she succumbed to injuries on the same day afternoon. The matter was reported to the police.
Prior to the accident, the deceased Ch. Nagamma was hale and healthy, aged about 55 years and working as Sweeper in ECIL and earning Rs. 38,000/- per month and used to take care of the
Petitioners. Petitioner.No.1and 2 are daughters of the deceased.
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Due to matrimonial disputes, they are depending upon the deceased. Respondent.No.1 being the owner of the crime vehicle and Second Respondent is insurer, both of them are jointly and severally liable to pay the compensation. Hence, the petition.
3.The Respondent.No.1 has filed counter with the following allegations:
The accident was not taken place in the manner as alleged.
There is no rashness or negligence on the part of the driver of
Innova. The negligence is on the part of the rider of scooty. The vehicle is insured with the Second Respondent. There are no merits in the Petitioners’ claim and the same may be dismissed.
4.The Second Respondent filed counter with the following allegations:
The accident was not taken place in the manner as alleged.
There is no negligence or rashness on the part of the driver of
Innova. The driver of the crime vehicle was not having valid driving licence. The accident took place due to rash and negligent riding of the rider of the scooty, so, owner of the scooty and its insurance company are proper and necessary parties and in their absence, the petition is not maintainable. The Petitioners are put to strict proof about the age, occupation and earnings of the deceased. The claim is high and excessive and there are no merits in the petition.
Claimants are not entitled for any compensation. Hence the
Petition may be dismissed.
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5.Basing on the above pleadings, the following issues were framed;
1. Whether the accident occurred owing to the rash and negligent driving of the driver of Innova bearing.No. AP 28 TA 9879?
2. Whether the Petitioners are entitled for compensation, if so, what amount and from whom?
3. To what relief?
6.To substantiate the case of petitioners, P.W.1 to 3 are the witnesses examined and Ex.A-1 to A-9 and Ex.X.1 to X.4 are the documents marked. R.W.1 is the witness was examined on behalf of the respondents and Ex.B.1 to B.3 documents are marked.
Respondent.No.2 filed petition in I.A. 253 of 2015 U/s. 170(b) of
MV Act, same is allowed.
7.Arguments are heard.
Issues No.1 and 2 :-
8.It is the case of the claimants that on 07.04.2012 at 7.30
A.M, P.W.2 along with the deceased Ch. Nagamma were proceeding on her Scooty, when they reached Kapra Municipal Office, the driver of Innova came with high speed in rash and negligent manner and dashed the scooty, due to which the deceased Ch. Nagamma received serious injuries and she succumbed to injuries on the same day afternoon. First respondent being the owner of the
Innova and second respondent being the insurer, both of them are 5 jointly and severally liable to pay the compensation. The stand of respondents is total denial of their liability.
9.At first place, it has to be seen whether the accident took place in the manner as alleged. The claimant No.1 herself examined as P.W.1 and narrated about the incident. As seen from the cross examination, she is not a direct eye witness to the incident. To prove the rash and negligence, the evidence of this witness will do very little.
10.From the beginning, the claimants are relying upon evidence of P.W.2. P.W.2 has stated that on 07.04.2012 at 7.30 A.M, she along with the deceased Ch. Nagamma were proceeding from
Kamalanagar to ECIL Cross Roads on her Scooty bearing.No. AP 29
AM 6232, when they reached Kapra Municipal Office, the driver of
Innova bearing. No. AP 28 TA 9879 came with high speed in rash and negligent manner and dashed the scooty, due to which the deceased Ch. Nagamma received serious injuries and she was shifted to Tulasi Hospital. While undergoing treatment, she succumbed to injuries on the same day afternoon.
11.During the course of cross examination, she reiterated her stand and there are no vital variations to deny her testimony. She stands to the test and her evidence is consistent that due to rash and negligent driving of the driver of the Innova bearing. No. AP 28
TA9879, the accident took place.
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12. Ex.A.1 is the certified copy of F.I.R with complaint. Ex.A.2 is the certified copy of charge sheet. As seen from these documents, the matter was forthwith reported to the police and police after due investigation have filed charge sheet against the driver of the
Innova bearing. No. AP 28 TA 9879 mentioning that the accident took place due to his rash and negligent driving. As seen from the contents of these documents, P.W.2 was referred as direct eye witness. Her evidence is consistent about the rash and negligent driving on the part of the driver of Innova. Ex.A.1 F.I.R shows that the report was given at earliest point of time mentioning that the accident took place due to rash and negligent driving of driver of
Innova. Police have done the investigation and filed the charge sheet against the driver of the Innova bearing. No. AP 28 TA 9879, mentioning that the accident took place due to his negligence.
Ex.A.2 substantiates this fact.
13.The evidence of P.W.2 and the investigation done by the police is clinching that any amount of negligence is on the part of the driver of the Innova. The very occurrence of the accident in the present manner clearly shows any amount of negligence and rashness on the part of the driver of Innova. So it cannot be said that there is no negligence on the part of the driver of the crime vehicle. The evidence of P.W.2 and investigation done by police clearly discloses that the accident took place, solely due to negligence of the driver of the Innova. P.W.2 evidence is consistent about the rash and negligent driving on the part of driver of Innova.
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So, now it is not open for them to contend that there is negligence on the part of the rider of the scooty.
14.It is the stand of the Respondent that the negligence is on the part of the rider of the scooty in riding the vehicle. As pointed out earlier, the evidence of P.W.2, the direct eye witness shows that the driver of the Innova came with high speed in rash and negligent manner and dashed the scooty. Ex.A.5 is the scene of offence panchanama and it explains how the accident took place. Ex.A.6 is rough sketch. Scene of offence panchanama and rough sketch indicate that the incident took place solely due to rash and negligent driving of driver of Innova. Ex.A.5 and 6 indicates any amount of rash and negligence on the part of the driver of crime vehicle. Since, the accident took place solely due to rash and negligent driving of driver of the crime vehicle, the owner of the scooty or its insurance company are not necessary parties for adjudication of this matter.
15.One of the stands the respondents have taken is that the driver was not holding valid driving license. One of the officials’ of
Second Respondent Company was examined as RW-1 and he stated that the driver of the Innova was having driving license to drive the
Innova but non-transport. It is the stand of respondents that the vehicle involved in this accident is transport vehicle. Ex.A.4 MVI report also indicate that the vehicle involved is Maxi cab Innova.
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So, it is transport vehicle. The particulars show the vehicle involved in the accident is Innova transport. As per Ex.A.4 particulars, the driver of the Innova was holding licence to drive light motor vehicle, but non transport. There is no dispute about the fact that Innova is light motor vehicle.
16.The Learned Counsel for the Petitioner relied upon a decision reported in 2013 ACJ 1944 in a case in between S. Iyyapan Vs.
United India Insurance Company limited and another. Their
Lordships observed that –
“ Reading the provisions of section 146 and 147 of the Motor Vehicles Act,
it is evidently clear that in certain circumstances the insurer’s right is
safeguarded but in any event the insurer has to pay compensation when a
valid certificate of insurance is issued notwithstanding the fact that the
insurer may proceed against the insured for recovery of the amount. Under
Section 149 of the Motor vehicles Act, the insurer can defend the action,
intra alia, on the grounds, namely (i) the vehicle was not driven by a named
person, (ii) it was being driven by a person who was not having a duly
granted licence, and (iii) person driving the vehicle was disqualified to hold
and obtain a driving licence. Hence, in our considered opinion, the insurer
cannot disown its liability on the ground that although the driver was
holding a licence to drive a light motor vehicle but before driving light
motor vehicle used as commercial vehicle, no endorsement to drive
commercial vehicle was obtained in the driving licence. In any case, it is
the statutory right of a third party to recover the amount of compensation so
awarded from the insurer. It is for the insurer to proceed against the
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insured for recovery of the amount in the event there has been violation of
any condition of the insurance policy.
In the instant case, admittedly the driver was holding a valid driving licence
to drive light motor vehicle. There is no dispute that the motor vehicle in
question, by which accident took place, was Mahindra Maxicab. Merely
because the driver did not get any endorsement in the driving licence to
drive Mahindra Maxicab, which is a light motor vehicle, the High Courts
have committed grave error of law in holding that the insurer is not liable
to pay the compensation because the driver was not holding the licence to
drive a commercial vehicle. The impugned judgment is, therefore, liable to
be set aside”.
Applying the ration laid down by the lordship and considering the fact that the victim is third party, liability of Respndent.No.2 cannot be dissolved.
17.In the present case, no witness was examined to prove that first respondent is having knowledge that the driver of the Innova was not holding valid driving licence and deliberately handed over the vehicle to the driver. The victim is third party. Unless the
Respondents have established that the First Respondent deliberately handed over the vehicle to the driver, who is not holding valid driving licence, their liability cannot be dissolved.
18.R.W.1 evidence no way improvises stand of the Second
Respondent that there is violation to the terms of the policy. The mode of driving of transport and non-transport vehicle is one and the same, victim is third party. The driver of the crime vehicle has 10 possessed the licence to drive light motor vehicle, of course, non- transport. Considering the present set of circumstances, it cannot be said that Petitioners claim is vitiated on this ground.
19.Ex.A-3 is Post-mortem examination report. As seen from this document, it shows that the dead body was sent for post mortem examination and medical Officer opined that due to injuries sustained in the accident, death was caused. So, this document substantiates the stand of the claimants that due to injuries sustained in the accident, the death was caused.
20.One of the contentions of the respondents is that the petitioners have not filed documents to show that they are legal heirs of deceased. It is true that they have not filed succession certificate or legal heir certificate. Law never mandates such a proof. The evidence of P.W.1 speaks volumes of truth. Ex.A.2 clearly indicates the name of the Claimant.No.2 as daughter of the deceased. The respondents have not adduced any evidence to say that claimants are not legal heirs of deceased. So it is not open for the Respondents to say that the claimants are not family members of the deceased.
21.Ex.A.4 is the copy of M.V.I Report and it shows that on requisition by the police, Motor Vehicle Inspector has inspected the crime vehicle and he is of the opinion that accident was not caused due to any mechanical defects of the Innova.
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22. So, at this place, through the evidence of P.W.1 and 2 , by placing Exs.A-1 to A-6, the claimants could establish that due to rash and negligent driving of driver of the Innova accident took place and Ch. Nagamma sustained serious injuries and succumbed to injuries.
23.Second Respondent has filed Ex.B.2 and B.3 and they show that notices were sent to owner of the vehicle and to the driver of the vehicle requesting them to produce driving licence particulars of the driver of the crime vehicle. The fact remains notices were served and they never produced any record. As pointed out earlier, accepting the stand of Second Respondent that the driver is having licence to drive light motor vehicle non-transport, the case of the
Second Respondent is examined. So, Ex.B.2 and B.3 also no way helpful to the respondents to say that the terms of the policy are violated. No force is found on this line of agitation.
24. In this case the first respondent never disputed his status as owner of the vehicle. The accident took place due to rash and negligent driving of the driver of the Innova which belongs to the first respondent. So, first respondent being owner is variously liable to the acts of his driver. The vehicle is validly insured with
Second Respondent under Ex.B.1 policy. So, both the respondents are jointly and severally liable to pay any compensation.
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25. Now it has to be seen that what is the quantum of the compensation that can be awarded.
It is the evidence of P.W.1 and 2 that deceased Ch. Nagamma is their mother and she is working as Sweeper in ECIL. In pursuance of summons issued to the Company, P.W.3 was deputed to give evidence. Ex.X.1 is authorisation given to him. Ex.X.2 is the appointment order of the deceased and Ex.X.3 is the salary certificate and Ex.X.4 is the salary particulars including deductions.
During course of cross examination, P.W.3 has admitted that Ch.
Nagamma was drawing net salary of Rs.24,940/-. So, the version of the Petitioners that she was drawing more than Rs.40,000/- cannot be accepted, in view of the net salary mentioned by their own witness P.W.3. So, the earnings of the deceased per month was Rs.25,000/-.
26.The evidence of P.W.3 is clinching that deceased Ch.
Nagamma left with six months service only. It is not the evidence of P.W.3 or P.W.1 and 2 that Ch. Nagamma has got facility of
Pension after retirement. Admittedly, Ch. Nagamma was left with six months only. So, it cannot be said that even after retirement, she will be getting Rs. 25,000/- per month or any family pension.
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So, earnings of the deceased has to be assessed taking into consideration of the service left. So for computation of the compensation, the earnings of the deceased per month notionally is taken as Rs.15,000/- per month. Admittedly, the deceased left with six months service only. So, no amount is added as future profits.
27.There is dispute regarding the date of birth. The evidence of
P.W.3 is answered to it. He has mentioned that the deceased was aged about 59 years, by the date of accident and she left with six months service only. So, the age as mentioned by P.W.3 is found acceptable and the age of the deceased is taken as 59 years.
28.One of the contentions of the Respondents is that claimants are married and there is no dependency. Ex.A.9 shows divorce was obtained by one of the claimant. It is the evidence of P.W.1 and 2 that they are having matrimonial disputes. Ex.A.9 substantiates that fact. Even though entire dependency on the part of the claimants may not be accepted, but the contribution by the deceased to the family cannot be denied.
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29.In the decision reported in 2009 ACJ 1298, between Sarla
Verma and others Vs. Delhi Transport Corporation and another, their Lordships observed that:
“Tribunals/courts adopt and apply different operative multipliers.
Some follow the multiplier with reference to Susamma
Thomas(set out in Column 2 of the Table above); some follow
the multiplier with reference to Trilok Chandra (Set out in
Column 3 of the Table above); some follow the multiplier with
reference to Charlie (Set out in Co. 4 of the table above); many
follow the multiplier given in second column of the table in the
Second Schedule to MV Act(extracted in column 5 of the Table
above); and some follow the multiplier actually adopted in the
Second Schedule while calculating the quantum of
compensation (set out in column 6 of the Table above). For
example, if the deceased is aged 38 years, the multiplier would
be 12 as per Susamma Thomas, 14 as per Trilok Chandra, 15 as
per Charlie, or 16 as per the multiplier given in Column 2 of the
Second Schedule to M.V.Act. Some Tribunals, as in this case
apply the multiplier of 22 by taking the balance years of service
with reference to the retiring age. It is necessary to avoid this
kind of inconsistence. We are concerned with cases falling
under Section 166 and not under section 163-A of M.V.Act. In
cases falling under Section 166 of the M.V.Act, Davies method is
applicable.
We, therefore, hold that the multiplier to be used should be as
mentioned in column 4 of the Table above(prepared by applying
Susamma Thomas, Trilok Chandra and Charlie), which starts
with an operative multiplier of 18 (for the age groups of 15 to 21
and 21 to 25), reduced by one unit for every five years, that is,
M.17 for 26 to 30 years, M-16 for 31 to 35 years, M-15 for 36 to 40
years, M-14 for 41 to 45 years and M-13 for 46 to 50 years, then
reduced by two units for every five years, that is, M-11 for 51 to
55 years, M-9 for 56 to 60 years, M-7 for 61 to 65 years and M-5
for 66 to 70 years.” 15
Considering the ratio laid down by their Lordships, the multiplier '9' has to be taken for the reason that the deceased is aged 59 years.
30.Claimant No.1 and 2 are daughters of deceased. In the above said decision their Lordships held with regard to the deduction for personal and living expenses, that:
“Having considered several subsequent decisions of
this Court, were of the view that where the deceased
was married, the deduction towards personal and
living expenses of the deceased should be one-third
(1/3 rd ) where the number of dependent family members
is 2 to 3; one-fourth (1/4 th ) where the number of
dependent family members is 4 to 6; and one-fifth
(1/5 th ) where the number of the dependent family
members exceed six.”
As per the above ratio, 1/3rd of the amount has to be deducted for the expenses which the victim would have incurred towards maintaining herself, had she been alive, since the dependents are 'two'.
31.The earning capacity of the deceased is taken as Rs.15,000/- per month. Out of the above said amount, 1/3 has to be deducted in consideration of the expenses which the victim would have incurred towards maintaining herself, had she been alive i.e., Rs.
16 5,000/- per month (Rs. 15,000 X 1/3 = 5,000). So monthly earnings of the deceased is taken as Rs.10,000/- (Rs.15,000 – Rs.
5,000 = Rs. 10,000). So, the annual contribution of the deceased to the family is taken as Rs.1,20,000/- per annum (Rs.10,000 x 12 = 1,20,000/-). So the loss of dependency and contribution of the deceased is Rs.10,80,000/-(Rs.1,20,000/- X 9), since multiplier is ‘9’. The petitioners are also entitled toRs.5,000/-(Rupees Five
Thousand Only) under the head of transportation, and
Rs.5,000/- (Rupees Five Thousand Only) towards funeral expenses and Rs.10,000/-(Rupees Ten Thousand Only) towards loss of love, affection. The total compensation works out to Rs.11,00,000/- (Rupees Eleven Lakhs only). Therefore, petitioners are entitled to the total compensation of
Rs.11,00,000/- (Rupees Eleven Lakhs only). Accordingly issue
Nos.1 and 2 are answered.
ISSUE NO.3 :
32.In the result, this petition is partly allowed awarding compensation of Rs.11,00,000/- (Rupees Eleven Lakhs only) with proportionate costsand interest @ 6 % p.a. from the date of petition till the date of realization to the petitioners No.1 and 2.
The respondents No.1 and 2 are jointly and severally liable to pay 17 compensation to the petitioners and they are directed to deposit the compensation amount within one month from the date of this order.
The amount of compensation shall be apportioned among the petitioners No.1 and 2, by paying Rs.5,50,000/- (Rupees Five
Lakhs Fifty Thousand Only) each to Petitioner.No.1 and 2, on such deposit, they are permitted to withdraw Rs.2,50,000/- (Rupees Two Lakhs Fifty Thousand Only) each and the remaining amount of Rs. 3,00,000/- (Rupees Three Lakhs only) each shall be kept in fixed deposit in any nationalized bank for a period of three years. The rest of the claim is dismissed without costs. Advocate’s fee fixed at Rs.2,000/-.
Directly dictated to the Stenographer Grade-I, typed by him, corrected and
pronounced by me in the open Court on this the 17 day of June, 2015.
Chairman, M.A.C.T.
(XX ADDL. CHIEF JUDGE)
SEC’BAD
APPENDIX OF EVIDENCE
Witnesses Examined on behalf of the Petitioners
PW-1: Smt. G. Deenamma
PW-1: Smt. Krupavathi
PW-1: Sri A.K. Desai
Witnesses Examined on behalf of the Respondents
RW-1: Porikasushanth
Exhibits Marked on behalf of the petitioners
Ex.A-1: Certified copy of FI.R with complaint.
Ex.A.2: Certified copy of charge sheet
Ex.A.3: Certified copy of Post Mortem Examination Report.
Ex.A.4: Certified copy of M.V.I Report.
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Ex.A.5 : Certified copy of panchanama
Ex.A.6 : Certified copy of rough sketch
Ex.A.7: Salary slip.
Ex.A.8: Order of Divorce Order (copy)
Ex.A.9 Certified copy of decree of divorce
Ex.X.1 Authorization
Ex.X.2 Copy of appointment order
Ex.X.3 Salary Certificate
Ex.X.4: Salary Payment particulars
Exhibits Marked on behalf of the Respondents
Ex.B-1: Policy
Ex.B-2: Notice sent to Respondent.No.1.
Ex.B-3: Notice sent to driver along with postal receipt
Chairman, M.A.C.T.
(XX ADDL. CHIEF JUDGE)
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