BEFORE THE CHIEF JUDGE, CITY SMALL CAUSES COURT-CUM-
CHAIRMAN, MOTOR ACCIDENT CLAIMS TRIBUNAL: AT HYDERABAD.
Dated this the 11 th day of May, 2026
Present: SRI K.Kusha,
Chief Judge, CSCC-Cum-Chairman, MACT, Hyderabad
MVOP.No.550 of 2021
Between:-
Guntur Sowmya Sree D/o.Sri Guntur Sri Ramulu, aged 23 years, Occ: Pvt. Employee, R/o.12-2-831/10, MIGH-16, Kaman Road,
Medhipatnam, Hyderabad.... Petitioner
AND
1.Henil Patil S/o. Jignesh Patel, aged Major, Occ: Business, R/o.16-10-234/4/5, Old Malakpet, Hyderabad.
2.IFFCO-TOKIO General Insurance Co. Ltd, Through its Authorized Signatory, II Floor, Above Con Agra Foods, Road No.31, Lane Opposite to DBR Diagnostics, S.D. Road,
Secunderabad.... Respondents
The claim petition is coming before me on 17.04.2026 for final hearing in the presence of Sri A.Venkatesham, Advocate for the petitioner and of Sri Nilesh Narania,Advocate for Respondent No.1 and of Sri G.Srinivasacharyulu, Advocate for Respondent No.2 and having heard and stood over for consideration till this day, this Court delivered the following :-
A W A R D
The present claim petition has been filed under Section 166 of the
Motor Vehicle Act, 1988 claiming compensation of 18,00,000/- (Rupees₹
Eighteen lakhs only) for the injuries sustained by the petitioner/injured in 2 MVOP.No.550 of 2021 the motor vehicle accident occurred on 02.05.2019 at 07:15 P.M., near
Khairtabad, Hyderabad.
PLEADINGS OF THE PETITIONER:
2.
(i) The pleadings show that on 02.05.2019 at about 07-15 PM injured/Sowmya was crossing the road at RTA office Khairtabad Bus Stop, one two wheeler bearing No.TS 11 EQ 3836, came from left side of her with rash and negligent manner and dashed to the injured and fled away from there. Due to which, the petitioner fell down on the road and then she was shifted to Yashoda Hospital for medical treatment. The Doctors examined and noticed in X-ray that her left knee bone was fractured.
(ii) The Police Panjagutta has registered a case in Crime No.233 of 2019 under Section 337 of IPC., against the driver of the vehicle bearing
No.Yamaha FZ, TS-EQ-3836.
(iii) At the time of accident, the injured was 23 years of age and was a private employee and was earning monthly income of Rs.20,000/- per month. On account of injury has lost earnings and sought for compensation of Rs.18,00,000/-.
(iv)The respondent No.1/Owner-cum-driver of bike bearing No.TS-
EQ-3836, respondent No.2/Insurer are liable to pay compensation.
3 MVOP.No.550 of 2021
PLEADINGS OF THE RESPONDENT No.1:
3.
The Respondent No.1 filed Counter. Counter pleadings of
Respondent No.1 show that, the vehicle bearing No.TS-EQ-3836 which is insured with the respondent No.2/Insurance company vide Policy
No.YIT/97363549 from 30.03.2019 to 29.03.2020 and the said policy was in force as on the date of accident ie., 02.05.2019 and that the respondent
No.1 has all the necessary documents, driving licence and while driving has taken care hence, no liability rise on respondent No.1. Hence, prays to dismiss the petition with costs.
PLEADINGS OF THE RESPONDENT No.2:
4.
(i) The Respondent No.2 filed Counter. Counter pleadings of
Respondent No.1 show that, the Insurance Company did not admit the accident as narrated by the petitioner and involvement of the bike bearing
No.TS-EQ-3836, rash and negligence on the part of driver of bike bearing
No.TS-EQ-3836 and also did not admit the injuries referred by the petitioner. The Insurance Company also denied the age, avocation and earnings of the injured and the amount spent for the treatment.
(ii)The respondent specifically submits that the driver of the alleged crime vehicle was not holding a valid driving license at the time of 4 MVOP.No.550 of 2021 accident and further was not qualified for holding or obtaining such driving license and further had not satisfied the requirements of the
Section 3 of the MV Act. Further the alleged accident took place due to sole negligence on the part of the petitioner as she was crossing the road without observing ongoing traffic but not due to the negligence on the part of insured vehicle driver. Hence, it is prayed that the claim petition be dismissed.
5.Upon the pleadings, the following issues were framed for consideration:
1. Whether the injuries sustained by Gunturu Soumaya Sree D/o.Sri Guntur Sri Ramulu, in a motor accident occurred on 02.05.2019, due to the rash and negligent driving of the driver of the vehicle Yamaha bearing No.FZ-TS-11-EQ-3836?
2. Whether the petitioner is entitled to compensation, if so, how much and from whom?
3. To what relief?
EVIDENCE:
6.The petitioner to support her case examined PWs.1 to 3 and relied upon Exs.A1 to A10. No evidence was let in by respondent No.2/Insurance company except by filing Ex.B1 policy.
5 MVOP.No.550 of 2021
7.Heard arguments of both the learned counsel on record. Arguments on behalf of respondent no.1 is treated as heard. The learned counsel for respondent No.2 filed certain legal authoritiesand the same have been taken on record.
ISSUE No.1:
8.The accident occurred on 02.05.2019 near the RTA Office,
Khairatabad Bus Stop, Hyderabad.
9.The petitioner, being both an eyewitness and an injured party, is the most competent person to describe the manner of the accident.
PW1/injured deposed that, while she was crossing the road near the RTA
Office, Khairatabad Bus Stop, Hyderabad. At that time, the driver-cum- owner (Respondent No.1) of the two-wheeler bearing No.TS-11-EQ-3836 came from the left side in a rash and negligent manner and dashed against petitioner, resulting in, she fell on the road and sustained a fracture to her left knee.She was immediately shifted to Yashoda Hospitals, Somajiguda and later she was shifted to Care Hospital, Banjara Hills for better treatment. Ex.A1 is the complaint given by the father of the injured, Sri G.
Sree Ramulu, on 13.05.2019.
6 MVOP.No.550 of 2021
10.The defense of respondent No.2/Insurance Company is that, since there is a delay of eleven(11) days in lodging the complaint by the petitioner/PW1, and there is every possibility of planting offending vehicle i.e., two-wheeler bearing No.TS-11-EQ-3836 which is for getting compensation.
11.It is true that there is a delay of (11) days in lodging complaint but in a case like this the top priority will be given for treatment rather for lodging complaint. Moreover, the Injured/PW1 is the best person to say as to how the accident occurred. During cross examination PW1 admitted that her father lodged police complaint after the delay of (11) days. A perusal of Ex.A2, F.I.R., lodged by the Mr.G. Sree Ramulu, who is father of the petitioner. The police registered a case and filed charge sheet against the rider of the motorcycle bearing No.TS-11-EQ-3836.
Therefore, the delay by itself cannot have impact on the testimony of
PW1 with regard to involvement of offending vehicle in the accident.
12.A perusal of Ex.A3, the charge sheet, reveals that the rider of the two-wheeler bearing No.TS-11-EQ-3836, while driving in a rash and negligent manner, hit the petitioner who was crossing the road, as a result of which she sustained injuries. The said rider of the two wheeler was charge-sheeted for the offence punishable under Section 338 of the IPC.
7 MVOP.No.550 of 2021
13.PW1 was cross-examined by the learned counsel for Respondent
No.2, the Insurance Company; however, nothing favorable to the respondents was elicited to discredit her version or to suggest any rashness or negligence on the part of the petitioner. Exs. A1, A2 and A3 corroborate the testimony of PW1 with respect to the manner in which the accident occurred and the involvement of the offending Yamaha FZ bike bearing No.TS-11-EQ-3836. Thus, I hold that the accident was occurred due to the rash and negligent driving of the Yamaha FZ bike bearing
No.TS-11-EQ-3836 driven by Respondent No.1/Owner-cum-driver.
Therefore, I hold that the accident was resulted due to the negligence of the driver of the Yamaha FZ bike bearing No.TS-11-EQ-3836. Accordingly, the issue is answered.
ISSUE NO:2:
14.The petitioner claims that, on account of accident she got injury of knee cup fracture. Ex.A7 is the Wound Certificate dated 18.05.2019, issued by Yashoda Hospital, Somajiguda, shows that the petitioner sustained RTA Left Tibial Platean, Schtzler-II. Ex.A8 is the out-patient
Discharge summary issued by Yashoda Hospitals, which goes to show that the petitioner sustained Left tibia schtar II fracture.
15.Further, the petitioner examined PW2/C. Arpitha, Radiologist,
Yashoda Hospital, Somajiguda, who deposed that one patient by name 8 MVOP.No.550 of 2021
Sowmya Sree visited their hospital as an outpatient on 02.05.2019 with a history of road traffic accident. According to PW2, the patient was conscious and coherent and her blood pressure was recorded as 110/70.
PW2 further deposed that the petitioner sustained injury to the left knee and the clinical findings revealed: (1) comminuted displaced fracture of lateral tibial plateau with depression, (2) mild lateral subluxation of patella, (3) moderate lipohaemarthrosis, (4) mild wavy contour of patellar tendon, and (5) subcutaneous and myofascial edema.
16.PW2, during cross-examination, admitted that she had certified only the CT-Scan relating to the left knee joint of the petitioner. She further admitted that the petitioner was treated conservatively by the Emergency
Physician and that, at the time of admission in the emergency ward, the petitioner was conscious and coherent.
17.PW1 further deposed that immediately after the accident, she was shifted to Yashoda Hospital, Somajiguda and later on treated in Care
Hospital, for follow up treatment. She further admitted that as per the
Discharge Summary, there is an endorsement that on 16.05.2019, her condition was stable. Ex.A.10 bunch of medical bills including Inpatient
Final bill summary issued by Care Hospital, shows that PW1 was admitted on 07.05.2019 and discharged on the same day.
9 MVOP.No.550 of 2021
18.To substantiate the injuries and treatment, the petitioner examined
PW3/Dr. Anand Nagarani, Orthopedic Surgeon, Care Hospital, Banjara
Hills, Hyderabad. PW3 deposed that one patient by name Guntur Sowmya
Sree, aged about 23 years, was examined by him on 03.05.2019 and was diagnosed with left proximal tibia fracture. He further deposed that first aid treatment was administered and the patient was sent home with an advice and plan for surgery.
19.PW3 further stated that the petitioner was admitted in Care Hospital on 07.05.2019 and underwent open reduction internal fixation and bone grafting with plates and screws on the very same day. According to PW3, the petitioner was discharged on the same day evening with advice not to walk and to attend review after two days for dressing and after ten days for suture removal. PW3 further deposed that the injury sustained by the petitioner was grievous in nature and that she was again reviewed on 19.07.2019 for physiotherapy and was advised removal of implants. He also stated that the Discharge Summary was issued by Care Hospitals.
20.PW3, during cross-examination, admitted that the patient was admitted and discharged on the same day and that the patient sustained only one fracture. PW3 further admitted that at the time of discharge the patient condition was stable. PW3 also admitted that generally these type of fractures would heel in two or three months.
10 MVOP.No.550 of 2021 21.The petitioner/PW1 further deposed that she has incurred substantial expenses towards medical treatment. In support of her claim, the petitioner produced Ex.A8 is the out-patient discharge summary issued by Yashoda Hospitals, which shows that the petitioner was treated for Left Tibia Schtar II Fracture on 02.05.2019. Ex. A9 is the CT Scan Bill of Yashoda Hospitals and Ex.A.10 is the bunch of medical bills dated 02.05.2019 of Yashoda Hospital, In-patient Final bill summary. Further the Discharge summary issued by Care Hospitals which shows that the petitioner was admitted on 07.05.2019 and discharged on the same day and also the in-patient Discharge Summary issued by Aries Maternity
Hospital shows that the petitioner was admitted on 08.05.2019 and discharged on 16.05.2019. Taking into consideration the Exs.A8, A9 and
A10, the petitioner is entitled to reimbursement of Rs.2,76,915/- under the head of medical expenditure.
22.The petitioner/PW1 claims that she was working as a private employee in BMW Show-room, Khairtabad, Hyderabad and used to earn
Rs.20,000/- per month and that due to the injuries, she has lost the income of ten months. During cross-examination, PW1 admitted that she has not filed any document to show that she was working as an employee in BMW and used to earn Rs.20,000/- per month and also not filed any documents to prove that after the accident she was terminated from 11 MVOP.No.550 of 2021 employment and lost her earning. PW1 further admitted that she did not file any document like a bank statement, appointment order, wage register and TDS certificate and even did not choose to examine any authorized person from BMW show-room, Khairtabad, Hyderabad, showing her employment monthly income is Rs.20,000/-. In the absence of reliable and cogent documentary evidence, the claim of petitioner regarding her alleged income of Rs.20,000/- per month cannot be accepted. In the absence of income proof, the minimum Wages Act would come into operation and a sum of Rs.8,000/- per month is fixed.
23.Though Ex.A3-Charge Sheet mentions the injuries sustained by the petitioner as simple in nature, the medical evidence placed on record, particularly Exs.A7 to A10 coupled with the evidence of PW2 and PW3, discloses that the petitioner had sustained left proximal tibia fracture injury. However, it is also relevant to note that PW3 admitted that the petitioner sustained only one fracture, was discharged on the same day in stable condition and such fracture would generally heal within two to three months.. Considering the nature of injuries, treatment undergone and the period required for recovery, this Tribunal is of the view that the petitioner is entitled to loss of income for a period of five (5) months.
24.Exs.A.8 and A.9 OP Discharge Summary and CT-scan bill issued by
Yashoda Hospital and Ex.A.10 bunch of medical bills of Yashoda Hospitals, 12 MVOP.No.550 of 2021
Discharge Summary issued by Care Hospitals, Hyderabad, and Discharge summary of Aries Hospital, Hyderabad. In all, the petitioner is entitled to
Rs.2,76,915/- towards medical expenses. Additionally, the petitioner is also entitled to a sum of Rs.50,000/- towards pain and suffering,
Rs.3,000/- towards extra-nourishment and Rs.2,000/- towards transportation charges can be awarded as the petitioner/injured visited the hospitals thrice.
25.Further the petitioner had taken treatment as an outpatient and no documentary evidence such as bills or receipts has been filed to substantiate the claim of Rs.1,00,000/- towards attendant charges.
Considering the nature of injury sustained by the petitioner this Tribunal feels that she does not required any kind of assistance while discharging her day to day activities. Therefore, the claim that she spent an amount of
Rs.1,00,000/- towards attendant charges cannot be accepted.
Total Compensation:
26. The calculation is arrived as follows:
1. Loss of earnings Rs. 40,000-00
Rs.8,000x 5 months
2. Pain and Sufferings Rs.50,000-00 13 MVOP.No.550 of 2021
3. Medical expenditure Rs.2,76,915-00
4. Extra Nourishment Rs. 3,000-00
5. Transportation Rs. 2,000-00
Total amount of compensation: Rs. 3,71,915-00
Less:25% Contributory negligenceRs. 92,979-00 by the petitioner/injured. Total amount of compensation Rs.2,78,936-00 payable to the petitioner/injured.
The total compensation would works out to an amount of
Rs.2,78,936/-(Rupees Two Lakh Seventy Eight Thousand Nine hundred and thirty six only). Issue No.2, answered accordingly.
LIABILITY:
27.It is the case of the respondent No.2 Insurance Company that, the accident resulted on account of Contributory Negligence by the petitioner/injured while crossing the road without observing ongoing traffic. The further contention of respondent No.2 Insurance company is that the rider of the offending vehicle has no valid driving license as on the date of accident i.e.,02.05.2019.
28.Admittedly, the accident occurred at 7:15 P.M. Ex.A2 is the FIR
dated 13.05.2019 which goes to show that the petitioner/Ms.Sowmya met
14 MVOP.No.550 of 2021 with an accident at RTA Office, Khairatabad bus stop. Ex.A3 is the charge sheet further goes to show that, the injured while crossing the road at RTA
Office, Khairatabad bus stop at about 7:25 PM. one two wheeler bearing
No.TS-11EQ- 3836 came from her left side in rash and negligent manner hit the petitioner resulting in left knee bone fracture to the petitioner.
29.The pleadings of the petitioner are that, while crossing the road the injured met with an accident by a two wheeler bearing No.TS-11EQ-3836 near RTA Office, Khairtabad bus-stop.
30.Ex.A.4 is the statement of G.Sreeramulu, who is father of the petitioner/injured Ex.A.5 is the statement of G.Sowmya/injured and
Ex.A.6 is the statement of Mullaguri Venkatesh/claimed to be an eyewitness were examined by police wherein it was recorded that the injured was met with an accident while crossing the road near RTA office bus stop at that time one bike bearing No. TS-11EQ-3836 came in rash and negligent manner and gave dash to the petitioner. However, the name of Mullaguri Venkatesh is shown as the eyewitness to the accident in
Ex.A3, but he has not been examined before the Court. Ex.A3 Charge
Sheet indicates that Respondent No.1/Patel Henil, the owner-cum-driver, drove the Yamaha FZ Bike bearing No. TS-11-EQ-3836 in a rash and negligent manner and hit the petitioner who was crossing the road, 15 MVOP.No.550 of 2021 resulting in injuries.PW1 during cross examination by learned Counsel
for respondent No.2 Insurance Company, suggested that the accident was
resulted on account of contributory negligence by the injured.
31.It is no doubt true that, the accident occurred at about 7:15 P.M.
The petitioner/injured must be cautious while crossing the road which she has not adhered to. So, because of the petitioner’s negligence while crossing the road without observing traffic on the road, the accident occurred. The said finding is also corroborating with the findings of the investigating officer who filed charge sheet under Ex.A3. Therefore, there is a contributory negligence on the part of the petitioner/injured while crossing the road. In this context, the learned counsel for Respondent
No.2 Insurance Company has relied upon the Judgment of our own High
Court at Hyderabad reported in 2002 ACJ 1804 between Divisional
Managar APSRTC Vs. Zaheera Begum and others wherein it was observed at para-13 as under:
“There is a duty of care owned by all road users to avoid harm or injury to others. An essential part of this duty consists in regulating the speed at which a vehicle is driven in a particular area or locality. The deceased too cannot escape blame in that he had proceeded to go across the road without taking due care to see whether it was safe to do so. In the circumstances, therefore, it must be held that the accident here was caused by 16 MVOP.No.550 of 2021 the rash and negligent driving of the truck driver and there was also contributory negligence of the deceased to the extent of 25 percent." 32.Similarly, in the present case, the injured did not take proper care to see whether it was safe to cross the road. Therefore, the judgment cited by the learned Counsel for respondent No.2 Insurance Company is aptly applicable to the present case. Considering the above facts, I feel that some negligence can also be attributed to the injured who was crossing the road without observing the traffic. The negligence is more on the part of the bike rider and some negligence is also on the part of the petitioner/injured.
Hence, the negligence caused by both is apportioned in the ratio of 75% and 25% in between the driver of the bike and the petitioner/injured.
33.A perusal of Ex.A3-Charge Sheet reveals that notice under Section 41-A Cr.P.C. was served upon the accused, namely Patel Henil S/o Patel
Jignesh, and pursuant thereto, the accused appeared before the
Investigating Officer on 16.05.2019. The Investigating Officer verified the registration particulars of the offending vehicle as well as the driving licence of the accused and found the same to be genuine and valid.
34.Further, the petitioner has also produced the online copy of the driving licence of respondent No.1, who is the driver-cum-owner of the 17 MVOP.No.550 of 2021 offending vehicle, and the said driving licence was valid up to 07.04.2034.
Hence, the contention of respondent No.2 Insurance Company that the rider of the offending vehicle was not possessing a valid and effective driving licence as on the date of accident is not sustainable.
35.A perusal of Ex.B1 Policy reveals that, the policy belongs to
Respondent No.1/Henil Patil, valid from 30.03.2019 to midnight 29.03.2020 and same is in existence as on date of accident 02.05.2019.
There are no violations in terms and conditions of the Ex.B1 Policy. The said Policy also covers third party insurance.Thus, the Respondent
No.1/owner-cum-rider of the offending vehicle and Respondent
No.2/IFFCO-TOKIO General Insurance Company Limited are jointly
and severally liable to pay 75% of compensation to the
petitioner/injured.
ISSUE NO.4:
36.In the result, the petition is partly allowed, with proportionate costs and interest as under:
(i) the award is passed awarding a sum of Rs.2,78,936/-(Rupees
Two Lakh Seventy Eight Thousand Nine hundred and thirty six only) to the petitioner against the respondents with future interest at 7.5% per annum from the date of petition till the date of realization; 18 MVOP.No.550 of 2021 (ii)the respondents Nos.1 and 2 are jointly and severally liable to pay the compensation amount into the court within one(1) month from today.
(iii) On such deposit, the petitioner is permitted to withdraw her entire share of amounts.
(iv) The petitioner is directed to pay court fee on the claimed amount within one month from today.
Advocate fee is fixed at Rs.3000/-.
Typed to my dictation, corrected and pronounced by me in the open Court on this the 11 th day of May, 2026.
Sd/-
CHIEF JUDGE,
CITY SMALL CAUSES COURT-CUM-
CHAIRMAN-M.A.C.T., HYDERABAD.
Appendix of Evidence
Witnesses Examined
For Petitioner For Respondents:
PW.1 : Guntur Sowmya Sree,-Nil- PW.2 : C.Arpitha PW.3 : Dr.Anand Naragani.
Exhibits Marked
For the Petitioner:
Ex.A1: Certified copy of Complaint to SHO Punjagutta, 19 MVOP.No.550 of 2021
Ex.A2: Certified copy of FIR,
Ex.A3: Certified copy of Charge Sheet,
Ex.A4: Certified copy of Statement by petitioner father,
Ex.A5: Certified copy of statement,
Ex.A6: Certified copy of Statement,
Ex.A7: Wound Certificate,
Ex.A8: Emergency ward bill,
Ex.A9: CT Scan bill,
Ex.A10 : Bunch of Medical bills,
For Respondents:
Ex.B1 – True copy of Policy schedule of IFFCO-Tokio General Insurance Co. Limited,
Sd/-
CHIEF JUDGE,
CITY SMALL CAUSES COURT-CUM-
CHAIRMAN-M.A.C.T., HYDERABAD.
20 MVOP.No.550 of 2021