IN THE COURT OF THE VII ADDITIONAL DISTRICT JUDGE
PRAKASAM DISTRICT AT ONGOLE
Present : Sri S.Ramesh., VII Addl.District Judge, Ongole.
Tuesday, the sixth (06th) day of March, 2018
ORIGINAL SUIT No.32 of 2011
======================
Between:
Ravula Padmavathi, w/o.Radhakrishna Murthy, age 40 years, R/o.D.No.35-3-69 (55/8), CRP Quarters, Ongole, Prakasam District.…… Plaintiff,
A N D
Aravapalli Venkata Seetharama Mohana Rao, s/o.Subba Rao, age 41 years, R/o.D.No.8-282, Sundar Nagar, Mangamur Road,Ongole, Prakasam District.…… Defendant.
--o0o-- Subject : Suit for recovery of money basing on promissory note. @ @ @ @
The above numbered suit coming on 20-02-2018 for final hearing
before me, in the presence of Sri R.Kesava Rao- Advocate for Plaintiff
and of Sri P.Srinivasulu- Advocate for the Defendant, the matter having stood over for consideration till this day, the court made the following :
// J U D G M E N T //
=============
This is a suit, filed by the Plaintiff, for recovery of money, from the
Defendant, basing on promissory note, together with Interest and costs.
[1].Averments of the plaint in nutshell are that_
The Defendant in order to meet his business necessities, borrowed
Rs.14,25,000/- on 18-02-2008 from the Plaintiff, in evidence thereof, he executed the suit promissory note, agreeing to repay the loan with 2 interest @ 24% p.a., with yearly rests, either to the Plaintiff or his order on demand.
In spite of repeated demands made by the Plaintiff, the Defendant has not discharged the debt, postponed the repayment on one pretext or the other, in the circumstances, the Plaintiff was constrained to file the suit.
[2].On institution of the suit, summons have been issued, directing the Defendant to attend the court, to answer claim of the Plaintiff, in response to the suit summons, he has attended the Court through his counsel, filed the Written Statement, denied the material allegations in the plaint, resisted the claim of the Plaintiff and contested the matter.
[3]. Contention of the Defendant in brief is as follows_
The material allegations that he borrowed money, executed the suit pro-note, agreed to repay the same with interest etc., are all incorrect.
He does not know who is the Plaintiff. The suit pronote is rank forged one. He never subscribed his signature on suit pronote. He had no necessity to borrow such huge amounts for the alleged purpose of business, since he is a private employee in travel agency, therefore, the suit, may be dismissed with exemplary costs.
[4].Basing on the above pleadings and rival contentions, on hearing both sides, my learned predecessor has framed/settled the issues mentioned hereunder for trial_
1. Whether the suit promissory note dated 18-02-2008 for
Rs.14,25,000/- is true, valid and biding on the Defendant?
2. Whether the Plaintiff is entitled for the suit claim ?
3. To what relief ?
3 [5].The parties went for trial_
The Plaintiff- Ravula Padmavathi examined herself as P.W.1 and got marked the Exhibits (Ex.s') A.1 to A.3.
She has also examined the 2nd Attestor and the scribe of Ex.A1 namely A.Prasada Rao and D.Rosaiah as P.Ws.2 and 3.
The Defendant A.V.S.Ramamohana Rao, gave his evidence as
D.W.1 and no documentary evidence is adduced on his behalf.
The hand-writing Expert Sri V.Muralidhar- Assistant Director,
Forensic Science Laboratory, Hyderabad, gave his evidence as C.W.1 and Ex.X.1 is marked through him.
[6].Heard arguments of learned counsel for the Plaintiff and the
Defendant, they have also filed their respective Written Arguments. The [7].ISSUES 1 and 2:
The settled principle is that burden of proving the case is always on the Plaintiff who must adduce reliable and admissible evidence, to prove the case. The Plaintiff must succeed on the strength of her own evidence and not be sustained by any weakness in the case of the
Defendant.
Our High Court in “Ponugupati Subba Rao Vs Sikhakollu Pulla
Rao, reported in 1999 (3) A.L.D 446” has held that_ “In a suit based on pro-note, initial burden lies on the plaintiff to prove execution of pro-note and when it is discharged, the burden shifts to the Defendant to prove that the document was forged, if he has not discharged that burden, the trial Court is right to decree the suit”.
Hon’ble Supreme Court in “Moran Mar Basselios Catholicos Vs
Thukalan Paulo Avira and others” reported in A.I.R 1959 S.C 31” has held that_ “The question of burden of proof at the end of the case, when both parties have adduced their evidence is not of very great 4 importance and the court has to come to a decision on a consideration of all materials." [8].Plea of the Defendant is one i.e., total denial of the case. He took plea specifically that he was not doing business, there was no necessity to borrow such huge amount, the signature on Ex.A.1 is not that of him and that Ex.A.1 is forged, fabricated and / or created.
He also pleaded in the Written Statement that he does not know who the Plaintiff herein, therefore, the entire burden(of proof) is on the
Plaintiff to prove that the defendant borrowed money and executed
Ex.A.1.
[9]. In order to prove the pleadings, to get the relief, the Plaintiff as
P.W.1, filed affidavit for her evidence, stepped into the witness box, said in her examination-in-chief(through affidavit) to that of her claim in the suit that the Defendant borrowed the money, executed Ex.A.1 in the presence of P.Ws.2, 3 and the other attestor.
P.W.2-A.Prasada Rao through affidavit, said in his examination-in- chief, supporting the claim of the Plaintiff and deposed in his cross- examination that the Plaintiff called for him to be present at her house to act as witness for the transaction of loan, P.W.1 gave the consideration to the Defendant.
[10]. P.W.3-D.Rosaiah said that he is the scribe of Ex.A.1 and deposed in his cross-examination that the Defendant himself brought the pro-note from the office of Registrar.
The Defendant through his counsel has examined P.Ws 2 and 3 at length, but no useful information is drawn from them either to disbelieve, suspect their testimony or to discard their evidence. The suggestion given to P.W.2 is that he is deposing falsehood that father of the Plaintiff happened to be his friend, to which, he denied. No suitable 5 suggestion is given to P.W.3 to doubt his testimony. P.Ws.2 and 3 are independent and eye-witnesses to the transaction, being the 2nd attestor and scribe of Ex.A.1 have supported the plea of the Plaintiff, therefore, their testimony stands good.
P.W.1 deposed in her cross-examination that she got acquaintance with the Defendant, who is the friend of, owner of the gold shop, they are customers. She is housewife and also doing cultivation in large scale, the lands are, stands in the name of her husband, the transaction covered under pro-note occurred at her house on the day at about 5 to 6 pm., the Defendant signed in Ex.A.1 twice [one is on Revenue Stamp and the other is underneath the stamp].
The Defendant through his counsel examined the witness in cross, but nothing is elicited from her evidence at least to create a doubt in her testimony in respect of Ex.A.1. The suggestion given to P.W.1 is that, as this Defendant got some differences with some customers in the travels, at their instance this Plaintiff has filed the suit, to which, she denied. But the Defendant has not stated with whom he has got enmity or differences and the necessity of this Plaintiff to file the suit at the instance of the said one. Therefore, I do not find any reason either to disbelieve or to discard the testimony of P.W.1 and her evidence stands good.
[11]. The Plaintiff by adducing oral evidence of her as P.W.1 and through evidence of P.Ws 2, 3 and by marking Ex.A.1, has discharged her initial burden and proved the pleadings that the Defendant to meet his business necessities borrowed amount and executed Ex.A.1.
Therefore, the burden shifted to the Defendant to prove that he does not know who is the Plaintiff and that there was no chance for him to borrow the amount from her, covered under Ex.A.1 and that it is 6 fabricated document. As he denied the signature in Ex.A.1, a heavy duty cast upon him to prove his allegation.
[12]. In order to prove his version and to disprove the claim of the
Plaintiff, the Plaintiff as D.W.1 said in his examination-in-chief (through affidavit) to that of his contention in the Written Statement and deposed in his cross-examination that he studied up to 10th Class, had no disputes with the Plaintiff, he is one of the accused in the murder case of Vellampalli Gopi, he sold away his house, situated in Ongole to
Seelamsetty Balaji on 09-07-2010 subsequently, the Plaintiff herein has filed creditors I.P.(No.34 of 2010) before the Additional Senior Civil
Judge’s Court, Ongole and it was allowed, in which, the Plaintiff has
shown the properties sold by him and by taking a plea about the pro- note(covered by the suit)., Exs.A.2 and A.3 are the signatures on photostat copy of his tax returns and copy of his G.P.A.
[13]. Mere denial of the signature in Ex.A.1 itself is not sufficient to consider the plea of the Defendant since he need to prove that it is not his signature. He also filed Interlocutory Application (I.A) No.456 of 2014 under Section 45 of the Indian Evidence Act., the Court allowed it, the suit document was referred to the hand-writing expert for comparison with his alleged admitted signatures. Accordingly, the
Expert has examined the suit document and gave opinion.
The Assistant Director, Forensic Science Laboratory, Hyderabad, by name Sri V.Muralidhar, gave his evidence as C.W.1 and his report is marked as Ex.X.1.
[14]. C.W.1 deposed in his examination-in-chief that after receiving the requisition from this Court with the suit pro-note (containing the questioned signatures), and Vakalath, Affidavit, suit summons, specimen sheet containing the standard signatures of A.V.S.Ramamohana Rao 7 (Defendant), accordingly, he has marked the questioned signatures (in
Ex.A.1) as ‘Q.1 and Q.2’ and the signatures in the Vakalath, affidavit, suit summons and specimen sheet, as ‘S.1 to S.14’, examined the signatures and gave opinion under Ex.X.1 with opinion that the person who wrote Red enclosed signatures as S.1 to S.14 did not write the red enclosed signatures marked as Q.1 and Q.2.
C.W.1 deposed in his cross-examination that there is difference of sizes in Q.1, Q.2 to S.1 to S.14 regarding length and spacing, the variations are between S.3 (suit summons) and S.4 to S.14, there is possibility in the pictorial differences in the signatures found due to time gap, they have not requested the Court for the contemporaneous signatures of the year 2008 for comparison.
[15]. A scrutiny of the testimony of C.W.1 reveal that he just examined the suit document -Ex.A.1 containing Q.1 and Q.2 with the signatures
S.1 to S.14 as if those were admitted and contemporaneous signatures.
The Defendant cleverly has requested the Court to send S.1 to
S.14 to the Expert for comparison, but he is required to produce the documents containing his admitted and contemporaneous signatures.
Though he admitted that the document-G.P.A. dated 09-07-2010 contains his signatures, he has not produced the original of it, may be with a view to suppress the material fact.
[16]. Learned counsel for the Defendant contends that no prior notice was given to the Defendant, it is a ground to suspect the credence of the
Plaintiff. This Court is not agreeing the said contention since giving notice prior to filing the suit for recovery of money (by the original creditor) basing on the promissory note, is not mandatory.
The counsel further contends that P.W.2 deposed in his cross- examination that he does not who was the other attestor, therefore, his 8 testimony carry no weight. The argument of the Defendant is not correct as the pronote is not compulsorily attestable document, even if
P.W.2 has stated that he does not know the other attestor, it is not a ground to disbelieve his evidence.
[17]. The counsel further contends that P.W.3 deposed in his cross- examination that he does not know who are the attestors. This part of evidence itself is not a ground to discard the claim of witness, as he stated in the cross-examination only that the Defendant himself brought the promissory note, to the house of the Plaintiff, borrowed the amount and executed the promissory note.
The counsel further contends that C.W.1 categorically stated in his evidence that the person who subscribed the signatures as Q.1 and Q.2 is different from the person, who subscribed the signatures in S.1 to S.4, therefore, the evidence of C.W.1- the Scientific Expert is sufficient to hold that the suit pronote is forged and fabricated.
[18]. This court is not agreeing the contention of the defendant regarding the evidence of C.W.1, since his evidence is not the conclusive proof, but it is an aid to the Court to arrive at a conclusion, the reasons are_
The Defendant is required to produce the original documents containing his signatures which will be admitted and contemporaneous signatures, but for the reasons best known to him, he did not produce those documents like, signature in the Form for opening the Bank
Account, Registered document containing in his signature or any other document which will be treated as his admitted signature.
The reasons behind this concept is that, if a person with a view to avoid his liability [regarding a debt]started putting signature in different style, no court will compare the signature even by the aid of 9
Section 73 of the Evidence Act., and the Hand-Writing Expert also may not detect these variations.
[19]. The documents sent to the Expert are not the admitted and contemporaneous signatures. In this regard, I am fortified with the decision of our High Court in “Sallepalli Narasimha Reddy Vs Yerram
Pedda Subba Reddy (dated 22-11-2013), reported in 2014 (1) A.L.T 608”, has held that ___ “The rule of prudence requires the court to send the admitted and contemporary signatures of the person to the expert to compare the same with his disputed signatures on the document. According to Cambridge Advanced Learner's Dictionary "Contemporary" means belonging to the same or a stated period in the past. It is needless to say that admitted signatures means the signatures on the documents maintained by any authority in course of its business such as signatures on a passport, income-tax returns, bank passbook or registered sale deed.” -Paragraph 14.
In the case on hand, the Defendant cleverly filed I.A.No.456 of 2014 requesting the Court to send Ex.A.1 to the Hand-Writing Expert for comparison of his signatures, the I.A. was allowed on 29-12-2014, the suit document Ex.A.1 was sent to the expert for comparison of signatures in the vakalth, affidavit, suit summons and specimen signatures taken in the Court. The Vakalath is filed before the Court in the month of March-2011, the suit summons are subsequent to filing the suit, which was filed in the year 2011. The suit document is dated 18- 02-2008, therefore, they are not the contemporaneous and admitted signatures.
[20]. I am also fortified with the Full Bench decision of our Hon'ble
High Court in “Bande Siva Shankara Srinivasa Prasad Vs Ravi Surya
Prakash Babu and others (dated 18-12-2015) reported in 2016(2) ALT 248”, wherein their Lordships held that __ 10 “It is essentially within the judicious discretion of the Court, depending on the individual facts and circumstances of the case
before it, to seek or not to seek expert opinion as to the
comparison of the disputed handwriting/signature with the admitted handwriting/ signature under Section 45 of the Indian
Evidence A ct, 1872. The Court is however not barred from sending the disputed handwriting/ signature for comparison to an expert merely because the time gap between the admitted handwriting/signature and the disputed handwriting/signature is long. The Court must however endeavour to impress upon the petitioning party that comparison of disputed handwritings/ signatures with admitted handwritings/signatures, separated by a time lag of 2 to 3 years, would be desirable so as to facilitate expert comparison in accordance with satisfactory standards. That being said, there can be no hard and fast rule about this aspect and it would ultimately be for the expert concerned to voice his conclusion as to whether the disputed handwriting/ signature and the admitted handwriting/signature are capable of comparison for a viable expert opinion.............” -Paragraph 15.
If he really wants to challenge his signatures in Ex.A.1, he has to file his documents like salary certificate issued by competent authority relating to the year 2008 prior to or later. He ought to have file the documents
Bank account opening form, Insurance Papers, Registered documents containing his signature or the other document under which he signed
before any office or authority.
[21]. Ex.A.1 contains the signature of Defendant in English, the Written
Statement also contains his signature. The Plaintiff filed Ex.A.3-
Registered document executed by the Defendant dated 09-07-2010, but he has not filed the original of it, requesting the Court to refer it for comparison of his signature with Ex.A.1.
A holistic reading of the facts of the case and the decision of the
Hon'ble High Court, states that whenever a party disputing his own
11 signature, is required to produce the document, which contains his admitted and contemporaneous signatures. Admitted in the sense, the documents which are registered documents, Bank account opening statements, pension papers, job services registers etc.
Contemporaneous in the sense, the documents containing the signatures are, one or two years prior to or later preferably.
[22]. I am relying on a decision of High Court of Madras in “C.G
Jayaraman and the South Indian Bank Ltd Vs C.Gangadharan (dated 03- 02-2011) reported in 2011 LawSuit(Mad) 469”, wherein the Court held that __ [24]. It is a trite proposition of law that courts should be reluctant to compare the disputed signatures with the admitted signatures as though they are experts by themselves. However, in certain circumstances, once the court resorts to comparison of the signatures invoking Section 73 of the Indian Evidence Act, by themselves, then certainly they should play the role of an handwriting expert in stricto sensu. A Judge cannot as per Section 73 of the Indian Evidence Act express his subjective satisfaction concerning the disputed signature. If the Judge desires to act as an expert in handwriting science, then he should assume the role of a handwriting expert in stricto sensu and analyse it by referring to the various characteristics as found in the treatises relating to
Science of Handwriting and arrive at a conclusion, so that objectively, the appellate court as well as the higher courts would be in a position to verify and analyse as to whether the trial court was justified in arriving at such a conclusion.”
I am also relying on a decision of our Hon'ble High Court in “M.Narsi
Reddy Vs. V.Raghu Ram Naidu and others (dated 2015-02-06) reported in 2015 (2) ALT 529=2015 (3) ALD, 234, wherein it was observed that- “The plaintiff cannot be put to the risk of sending such signatures for expert's opinion unless he has agreed for the proposal of the defendant....” 12 “....In the absence of the admitted signatures, it is not feasible to compare the disputed signatures on the pronote with the signatures which were subscribed by the petitioner during the pendency of the suit.”
In the case on hand, it is not the risk of the Plaintiff to send the suit document to the Expert for comparison with the signatures [of the
Defendant] with the admitted and contemporaneous since it is the burden on the part of the Defendant to prove his allegations by producing those documents, but he failed to do so. Therefore, this Court has no option except to invoke the Section 73 of the Indian Evidence Act under which the Court is given discretionary power to compare the signatures and hand-writings, though the Court cannot act as an expert, if the circumstances warrants.
[23]. A judge is permitted to compare the signature in view of the said provision. Though Ex.A.3 is the photostat copy, shows the signature of the Defendant similar to the signature in Ex.A.1.
Considering all the circumstances, evidence on record after appreciation of evidence, in view of the authorities referred to supra and the provision of law, the Court came to conclusion that the
Defendant has not disproved the pleadings in the plaint and he failed to prove his allegation that the suit document is forged, though the burden shifted to him, after discharging the burden by the Plaintiff by adducing evidence. Accordingly, I answer the Issues 1 and 2 in favour of the
Plaintiff and against the Defendant holding that the suit promissory note-Ex.A.1 is true, valid and binding on the Defendant, the Plaintiff is entitled to recover the suit claim. The allegation of the Defendant that the signatures in Ex.A.1 is either forged or fabricated is not sustainable.
13 [24]. ISSUE No.3
In view of my findings on material Issues 1 and 2, the suit of the
Plaintiff shall be decreed, in the circumstances with interest and costs.
[25]. In the result, the suit is decreed with costs, directing the
Defendant to pay Rs.24,41,500/- to the Plaintiff, and with Interest on
principal amount of Rs.14,25,000/- @ 12% p.a., from the date of filing
the suit to till date of Decree and future interest is @ 6% p.a., till realization.
Typed to my dictation, corrected and pronounced by me, in open court, this the 06th day of March, 2018.
Sd/-S.Ramesh
VII Addl.District Judge, Ongole.
APPENDIX OF EVIDENCE
WITNESSES EXAMINED
For the Plaintiff : P.W.1: Ravula Padmavathi,
P.W.2: A.Prasada Rao,
P.W.3: D.Rosaiah.
For the Defendant:
D.W.1: A.V.S.Ramamohana Rao
DOCUMENTS MARKED
For the Plaintiff: Ex.A1 : Suit promissory note dated 08-10-2011 for Rs.60,000/-; Ex.A2 : Legal Notice (Office copy) dated 16-08-2014; Ex.A3 : Postal acknowledgment.
For the Defendant: --nil--
Sd/-S.Ramesh,
VII A.D.J.,
Ongole 14
Plaint presented on 10-02-2011, Plaint filed on 11-02-2011.
IN THE COURT OF THE VII ADDITIONAL DISTRICT JUDGE
PRAKASAM DISTRICT AT ONGOLE
Present: Sri S.Ramesh., VII Additional District Judge, Ongole.
Tuesday, the sixth (06th) day of March, 2018
ORIGINAL SUIT No.32 of 2011
====================== Between :
Ravula Padmavathi, w/o.Radhakrishna Murthy, age 40 years, R/o.D.No.35-3-69 (55/8), CRP Quarters, Ongole, Prakasam District.…… Plaintiff,
A N D
Aravapalli Venkata Seetharama Mohana Rao, s/o.Subba Rao, age 41 years, R/o.D.No.8-282, Sundar Nagar, Mangamur Road,Ongole, Prakasam District.…… Defendant.
This is a suit, filed by the Plaintiff, for recovery of money, from the Defendant, basing on promissory note, together with Interest and costs.
Valuation and Court Fee:
The suit is valued for the purpose of Court fee and jurisdiction is Rs.24,41,500/-, on which a court fee of Rs.14,926/- is paid under Section 20 of APCF and SV Act.
The cause of action for the suit arose on 18-02-2008, when the defendant borrowed an amount of Rs.14,25,000/- from the plaintiff for the purpose of his business and executed a promissory note, agreeing to repay the same with interest @ 24% p.a, in spite of repeated demands made by the Plaintiff, the defendant did not choose to repay the debt and postponed the same on one pretext or the other, when the plaintiff constrained to file the suit and at Ongole, where the suit transaction taken place and within the jurisdiction of this court.
The above numbered suit coming on 20-02-2018 for final hearing
before me, in the presence of Sri R.Kesava Rao- Advocate for Plaintiff
and of Sri P.Srinivasulu- Advocate for the Defendant, the matter having stood over for consideration till this day, the COURT DOTH ORDER AND DECREE as follows:
i) that the defendant do pay an amount of Rs.24,41,500/- to the Plaintiff with interest @12% p.a., from the date of filing the suit till the date of decree on principal amount of Rs.14,25,000/- and the future interest is @ 6% p.a., till realization; 15 ii) that the Defendant do also pay an amount of Rs.1,02,023- 00and the Defendant do bear his own costs of Rs.-NIL--;
Given under my hand and the seal of the court, this the 06th day of March, 2018.
VII Additional District Judge, Ongole.
Particulars of Costs:
Plaintiff Defendants (C.M.& F.C.not filed ) Vakalat: Rs. 2-00 Stamp on plaint : Rs.26,926-00 Process : 50-00 Type charges: Rs. 100-00 Advocate fee: Rs.74,945-00 Total Rs.: Rs.1,02,023-00
Sd/-S.Ramesh,
VII Addl.D.J., Ongole.
//True copy//
Principal Senior Civil Judge,
Ongole.
16