1
BEFORE THE CHAIRMAN, MOTOR ACCIDENT CLAIMS TRIBUNAL -CUM-
VI ADDITIONAL DISTRICT JUDGE (FTC) :: TIRUPATI.
Present: Sri B.Syamsunder,
Judge, Family Court-cum-
V Additional District Judge , Tirupati, FAC: Motor Accident Claims Tribunal –cum- VI Additional District Judge (FTC), Tirupati.
Friday, the Fourth (4th) day of September, Two thousand fifteen.
M.V.O.P.No. 552 of 2008
T.Subramanyam.. .. Petitioner
Vs.
1.V.Pavan Kumar
2.M/s.Bajaj Allianz, Tirupati,
rep. by its Branch Manager. .. .. Respondents
This petition came up before me on 31.08.2015 for final hearing in the presence of Sri R.Venkatadri, Advocate for petitioner, Sri B.Narahari Reddy, Advocate for respondent No.2, and the respondent No.1 having remained exparte, and upon hearing the arguments, and upon perusing the material available on record, and having stood over for consideration till this day, this Court made the following:
O R D E R
This is a petition filed under Section 166(1)(A) of M.V.Act, 1988 read with
Rules 455 and 475 of A.P.M.V.Rules, 1989, claiming compensation of Rs.4,00,000/- by the petitioner, who sustained injuries in a motor vehicle accident that took place on 09.06.2007 at about 3-15 A.M. near Sanjaygandhi Colony junction, at Tirupati.
2. The case of the petitioner in brief is that on 09.06.2007 at about 3-15 A.M.
when he was crossing the road on his TVS Champ two wheeler vehicle bearing No.
AP 03/F-2308 near Sanjaygandhi Colony junction on Tirumala Bypass Road from west to east, the rider of motor cycle bearing No. AP-26/K-TR-3571 came from RTC
Bus Stand side in a rash and negligent manner and dashed the petitioner, due to that, petitioner sustained injury on his right leg and shifted to SVRR Hospital in an
Ambulance for treatment. It is the contention of the petitioner that he took treatment in the hospital upto 04.07.2007 as inpatient and again admitted on 09.11.2007 with severe pain to his right leg and took treatment upto 21 days and 2 again admitted on 23.11.2007 and took treatment upto 17.12.2007 at SVRR
Hospital and also at Sri Ramadevi Multi Super Speciality Hospital, Tirupati. The petitioner submits that a criminal case registered against the rider of motor cycle on a complaint lodged by him under Section 337 I.P.C. and filed Charge sheet in
C.C.No.428 of 2007 under Section 338 I.P.C. and Section 134(a) of Motor Vehicle
Act. It is also the contention of the petitioner that he was aged 54 years at the time of accident and he was hale and healthy, working as Head Constable in S.V.U.
Campus Police Station and getting income of Rs.8,000/- per month and the same was contributing to his family. The petitioner submits that he was the only earning member in his family and due to the injuries sustained in the accident, rod inserted in his right leg and he sustained permanent disability, now he is not in a position to attend his regular duties. He also stated that due to permanent disability sustained by him, his life span has been shortened and he spent huge amount towards medical treatment. He has stated that even now he is taking treatment in private hospital by availing leave on loss of pay. He submits that the motor cycle bearing
No. AP-26/K-TR-3571 insured with 2nd respondent Insurance Company and claimed compensation of Rs.4,00,000/- against the respondents on various heads.
3. The 1st respondent, owner of motor cycle, remained exparte and not chosen to contest the case.
4. The 2nd respondent Insurance Company filed Written Statement denying the accident, manner in which it was occurred, nature of injuries and treatment taken by the petitioner. It is the contention of 2nd respondent that as per averments in the petition, accident occurred due to collusion between two vehicles which shows that accident occurred due to the contributory negligence of the petitioner. They have stated that claim of the petitioners is highly excessive and prays to dismiss the petition.
3
5. On the basis of above pleadings, following ISSUES settled for trial:-
1. Whether the petitioner/injured sustained injuries in the motor vehicle accident that took place on 09/06/2007 due to rash and negligent driv ing of the rider of motor cycle bearing Regn.No. AP 26 KTR 3571 as alleged ?
2. Whether the petitioner is entitled for the compensation amount? If so, what is the quantum of compensation and against whom ?
3. To what relief ?
6. On behalf of petitioner, P.W.1, P.W.2 were examined, Exs.A-1 to A-16 were marked. On behalf of 2nd respondent, R.W.1, R.W.2 were examined, Exs.B-1 to B-4 and Ex.X-1 were marked.
7. I have heard Advocate for petitioner.
8. The learned Advocate for petitioner contended that there is no dispute with regard to manner in which the accident occurred and injuries sustained by the petitioner in the accident. He submits that not having or non-registration of vehicle will not exonerate or exempt Insurance Company to pay compensation as said defence is not available to 2nd respondent Company under Section 149 of Motor
Vehicles Act, 1988. He relied on a decision in Joby Thomas & another,
Respondents Vs. Annamma Augustine & another, Respondents 1(2012) Accident and Compensation Cases, page 272. He prays to allow the petition.
9. ISSUE No.1:- P.W.1 T.Subramanyam/petitioner has stated on oath in his Chief-examination affidavit about the averments in the petition. The Chief- examination affidavit of the petitioner is replica of the contents in the petition. He deposed that he spent amount towards medical expenses, filed medical bills for
Rs.2,05,311/- and prays to allow the petition. Ex.A-1 certified copy of F.I.R.,
Ex.A-2 certified copy of Charge sheet, Ex.A-3 certified copy of Wound Certificate,
Ex.A-4 Discharge Summary of Ruia Hospital from 09.06.2007 to 04.07.2007,
Ex.A-5 Discharge Summary issued by Sree Ramadevi Multi Super Speciality
Hospitals from 27.02.2011 to 11.03.2011, Ex.A-6 Discharge Summary issued by
Sree Ramadevi Multi Super Speciality Hospitals from 03.09.2012 to 16.09.2012,
Exs.A-7 to A-16 are medical bills for Rs.2,05,311/-, marked in his evidence. In the 4
Cross-examination, he has admitted that he retired from service on 31.08.2011 by reaching age of superannuation and he has got Driving Licence on the date of accident and his vehicle also insured. He has stated that place of accident is divided with a road divider and when he was crossing the road and stopped his vehicle at road divider, Pulsor motor cycle came from Bus Stand side, dashed his vehicle, which occurred at early hours. He denied the suggestion that he tried to cross the road without observing the traffic and he was solely responsible for the accident. He also denied the suggestion that he foisted false case against rider of motor cycle by influencing local police. He pleaded ignorance about motor cycle has no permanent Registration Certificate as temporary registration was expired on the date of accident. He denied the suggestion that 1st respondent violated the conditions of the Policy and he created medical bills at later stage and he has not sustained any functional disability due to injuries sustained in the accident.
10. P.W.2 Medical Officer of Sree Ramadevi Multi Super Speciality Hospitals, has deposed that the petitioner admitted in their hospital twice and petitioner underwent surgery on 09.11.2007 and at that time implants were inserted and removed on 27.02.2011. He deposed that petitioner is now walking with the help of stick, having pain of lower limb and sustained permanent disability of 50% and he gave disability as 35% in January, 2012 and the permanent disability is 50% as petitioner took further treatment having shortening of limb by 2 inches.
He admitted about issuance of Exs.A-4, A-5 Discharge summaries and Exs.A-7 to
A-9, A-11 and A-12 medical bills by their hospital and stated that petitioner needs life long treatment for the disability which includes surgery. In the Cross- examination, he admitted that petitioner referred by SVRRGG Hospital and admitted in their hospital on 09.11.2007, by that time he has undergone surgery of
IM nailing tibia. He denied the suggestion that he has not given any proper treatment and his assessment about percentage of disability is wrong and he is not eligible to give Disability Certificate. In the further examination, he has stated that petitioner required future treatment which may cost about Rs.1,00,000/- and the petitioner cannot do any normal duties like sitting cross-legged.
5
11. Against the aforesaid evidence of petitioner, Mr.J.V.Kiran Kumar (R.W.1),
Senior Executive (Legal) of 2nd respondent Company, has stated in his Chief- examination that 1st respondent vehicle covered with Insurance Policy issued by their Company valid from 20.01.2007 to 19.01.2008 subject to terms and conditions. He deposed that 1st respondent’s motor cycle not having any registration on the date of accident, thereby 1st respondent violated terms and conditions of the Policy, due to that, they are not liable to pay compensation. He has stated that claim of the petitioner is highly excessive. Ex.B-1 true copy of
Policy, Ex.B-2 office copy of Legal Notice, Ex.B-3 attested copy of temporary
Certificate of Registration, Ex.B-4 Registration extract of motor cycle, marked in his evidence. In the Cross-examination, he admitted about coverage of Insurance
Policy of their Company, to 1st respondent’s vehicle, valid from 20.01.2007 to 19.01.2008. It is the contention of R.W.1 that on the date of issuing Insurance
Policy 1st respondent’s vehicle was temporarily registered, but on the date of accident temporary registration has been lapsed.
12. R.W.2 K.Ramprasad, Regional Transport Officer, Nellore, has deposed that vehicle bearing No. AP-26-R-6790 was permanently registered on 23.07.2007 which was temporarily registered as KTR 3571. The temporary registration given for one month, which was not extended. He admitted that on 09.06.2007 the vehicle was not permanently registered. Ex.X-1 Permanent registration particulars of 1st respondent’s vehicle, marked in his evidence.
13. After perusing the evidence on both sides, it is pertinent to note that though 2nd respondent denied manner in which accident occurred, it is not stated by
R.W.1 in his evidence denying the manner in which accident occurred and nature of injuries sustained by the petitioner. P.W.1 has categorically deposed about the manner in which accident occurred and his version is supported by criminal case records marked as Exs.A-1 to A-3, which are unchallenged. Ex.A-1 F.I.R. which was lodged at 6.30 A.M. on 09.06.2007 shows that accident occurred when petitioner was crossing the road on his motor cycle due to the negligence of rider of 1st respondent’s motor cycle. Police, after due investigation, filed Charge sheet 6 against rider of motor cycle. The criminal case records are unchallenged. In motor vehicle accident claims, strict proof of the accident caused in particular manner may not be possible to be done by the claimants as the claimants are merely to establish their case on touch stone of preponderance of probability of standard of reasonable doubt could not have been applied. Further, though proof of negligence is a sine quo non to maintain a petition under Section 166 of Motor Vehicle Act when
Criminal Case records proved on record, if remained unrebutted and unchallenged can be taken to be sufficient to establish the rash and negligence on the part of the driver of the offending vehicle. Even if any party wants the Court to believe that there was contributory negligence on the part of the victim, it has to prove the same by adducing cogent evidence and Court cannot substitute its own judgment with that of a witness. In the present case, 2nd respondent pleaded contributory negligence, in their Counter and also in the Cross-examination of P.W.1, failed to examine driver of motor cycle who caused the accident to prove that accident occurred due to contributory negligence on the part of the petitioner. P.W.1 categorically deposed that when he stopped the vehicle at road divider, the rider of motor cycle came and hit his vehicle, due to that, he sustained injuries. Admittedly
R.W.1 is not an eye witness to the accident. The evidence of P.W.1 coupled with
Exs.A-1 to A-3 Criminal Case records supports the contention of petitioner that the accident occurred due to the rash and negligent driving of driver of motor cycle.
Hence, this Issue is answered in favour of the petitioner and against the respondents.
14. ISSUE No.2:- It is the contention of the petitioner that due to the accident, he received grievous injuries and sustained permanent disability. On perusal of Ex.A-3 Wound Certificate of the petitioner, which shows that petitioner has sustained commuted fracture of distal one third of tibia and fibula. P.W.2 also has deposed about the nature of injuries sustained by the petitioner in the motor vehicle accident. The petitioner, who sustained injuries in the motor vehicle accident, is entitled to claim compensation under following heads:
1.Pain and suffering as consequence of injuries.
2.Medical expenses.
3.Transportation and extra nourishment.
7
4.Loss of earnings during the period of treatment.
5.Permanent disability, if any, and Loss of amenities to the future life.
15. The petitioner, who sustained fracture of tibia and fibula, certainly must have suffered lot of trauma as a consequence of injuries. Therefore, a sum of
Rs.30,000/- is awarded as a compensation under the head of pain and suffering.
16. The petitioner has filed medical records to support his contention that he spent amount towards medical expenses. P.W.2 also deposed that petitioner has spent amount towards medical expenses. The medical bills filed by the petitioner which are not seriously disputed by 2nd respondent shows that the petitioner who was inpatient in the hospital on three occasions for a period of 62 days, certainly must have spent amount mentioned in the medical bills. Therefore, a sum of
Rs.2,05,000/- is awarded as a compensation towards medical expenses.
17. The petitioner is also admittedly inpatient in the hospital for a period of 62 days. After considering the period of treatment on three times and on three occasions, a sum of Rs.20,000/- is awarded as a compensation under the head of transportation and extra nourishment.
18. The petitioner was said to be earning Rs.8,000/- per month, working as
Head Constable. The medical records coupled with evidence of P.W.2 shows that the petitioner was inpatient in the hospital for a period of 62 days. It is not suggested to P.W.1 that he has not sustained any loss of earnings when he was admitted as inpatient in the hospital during the period of treatment. After considering the period of treatment and nature of injuries sustained, a sum of
Rs.20,000/- is awarded as a compensation under the head of loss of earnings.
19. It is the contention of the petitioner that due to the injuries received in the accident he sustained permanent disability which is shortening of his right lower limb. P.W.2 also deposed that petitioner sustained disability of 50%, but he gave percentage of disability as 30% in January, 2012. The petitioner has not filed any document to support his contention that due to disability sustained by him, he incurred loss of future earnings and he has admitted that he retired from Service as 8 usual after reaching age of superannuation. When petitioner failed to prove that he sustained loss of future earnings due to alleged permanent functional disability, he cannot claim compensation under the head of permanent disability if any.
However, P.W.2 has deposed that petitioner is suffering from shortening of right lower limb and walking with support of a stick with pain, which certainly amounts to loss of amenities to future life of the petitioner. Therefore, a sum of Rs.1,00,000/- is awarded as a compensation under the head of loss of amenities to the future life.
20. In total, the petitioner is entitled to claim compensation of Rs.3,75,000/- for the injuries sustained by him in the motor vehicle accident.
21. The main contention of 2nd respondent is that as 1st respondent’s vehicle temporary registration was expired on the date of accident, which amounts to violation of conditions of the policy by 1st respondent, due to that, their Company is not liable to pay compensation to the petitioner. The learned Advocate for petitioner contended that exoneration of Insurance Company from payment of compensation on the ground of non-registration is not available under Section 149 of Motor Vehicle Act. He relied on a decision reported in Joby Thomas & another, Respondents Vs. Annamma Augustine & another, Respondents 1(2012)
Accident and Compensation Cases, page 272, wherein, at para-6, it is held that:- “6. This matter can be viewed in another angle and it has been viewed so by the Karnataka High Court in the decision reported in Virupaksha v. Sivakumar, 2001 KHC 948. It was also a case where there was temporary registration for the vehicle till 30.11.1991. The vehicle was registered only on 24.1.1992. The accident took place on 12.1.1992 or in other words there was no valid registration for the vehicle on the date of accident. Whether the Insurance Company can raise the contention that it is not liable to pay the amount because of non-registration of the vehicle on the relevant date of the accident was considered. The learned Judge referred to Section 149 of the M.V.Act which deals with specific defences available to the Insurance Company under the Act. All the clauses had been extracted and the learned Judge came to the conclusion that non-registration of the vehicle is not one of the defences enumerated under Section 149 of the Act. Therefore the Insurance Company is not entitled to take defence of non- registration of the vehicle on the date of the accident. So viewed in both the angles viz., that as there is no breach of policy conditions and as there is no defence available to the Insurance Company on account of non-registration, it has to be held that the Insurance Company is not liable to be exonerated from the liability. The finding to the contra by the Tribunal is incorrect and it is liable to be set aside and I do so.” 9
22. In the present case also, though R.W.2 has stated that 1st respondent’s vehicle was permanently registered on 23.07.2007 and there was no extension of temporary registration of the vehicle on the date of accident, as per the ratio laid down in the decision referred supra non-registration of vehicle admittedly insured with 2nd respondent Company is not a defence available to 2nd respondent Company under Section 149 of Motor Vehicles Act. It is not fundamental violation of conditions of the policy by 1st respondent. Ex.B-1 copy of Policy also not shows that non-registration of the vehicle is one of the conditions. Admittedly Insurance Policy for 1st respondent’s vehicle issued by 2nd respondent Company was in force on the date of accident. Therefore, both respondents are jointly and severally liable to pay compensation to the petitioners. Hence, this Issue is answered in favour of the petitioner and against the respondents.
23. ISSUE No.3:-
In the result, petition is allowed in part awarding compensation of
Rs.3,75,000/- (Rupees Three lakh Seventy five thousand only) to the petitioner payable by the 1st respondent and 2nd respondent jointly and severally, with proportionate costs and interest at 7.5% per annum from the date of petition till the date of realization. The respondents shall deposit the compensation amount within thirty days from the date of this award. On such deposit, the petitioner is permitted to withdraw a sum of Rs.1,75,000/- (Rupees One lakh Seventy five thousand only) with proportionate interest and entire costs. The balance compensation amount of Rs.2,00,000/- with proportionate interest shall be kept in
Fixed Deposit in any Nationalized Bank for a period of three years. After expiry of
Fixed Deposit period, the petitioner is permitted to withdraw the amount with accrued interest. The rest of the claim of the petitioner is dismissed, but in the circumstances of the case, no order as to the costs. The Advocate’s fee is fixed at
Rs.2,000/- (Rupees Two thousand only).
Dictated to the Stenographer, after his transcription, corrected and
pronounced by me in the open Court, this the 4th day September, 2015.
Judge, Family Court-cum-
V Additional District Judge , Tirupati, FAC: Motor Accident Claims Tribunal –cum- VI Additional District Judge (FTC), Tirupati.
10
APPENDIX OF EVIDENCE
Witnesses examined.
For petitioner:For Respondents:-
P.W.1:T.SubramanyamR.W.1:J.V.Kiran Kumar P.W.2:Dr.D.B.Sasidhar Reddy R.W.2:K.Ramprasad (by Advocate-Commissioner)
Exhibits marked on behalf of petitioner:- Ex.A-1:Certified copy of F.I.R. in Cr.No.78/2007 of Traffic P.S., Tirupati, dated 9-6-2007. Ex.A-2:Certified copy of Charge sheet in Cr.No.78/2007 of Traffic P.S., Tirupati, filed before the II A.D.M.M.Court, Tirupati, dated 26-6-2007. Ex.A-3:Certified copy of Wound Certificate of petitioner issued by SVRR Govt.Hospital, Tirupati, dated 16-6-2007. Ex.A-4:Discharge slip issued by SVRRGG Hospital, Tirupati, for the treatment given to petitioner from 9-6-2007 to 4-7-2007. Ex.A-5:Discharge summary issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati, for the treatment given to petitioner from 27-2-2011 to 11-3-2011. Ex.A-6:Discharge summary issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati, for the treatment given to petitioner from 3-9-2012 to 16-9-2012. Ex.A-7:Cash bill for Rs.19,110/- issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati, in the name of petitioner, dated 21-11-2007. Ex.A-8:Set of medical bills (5 nos.) for an amount of Rs.18,495/- issued by the Pharmacy of Sri Ramadevi Multi Super Speciality Hospital, Tirupati. Ex.A-9:Cash bill dated 17-12-2007 for an amount of Rs.51,440/- issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati. Ex.A-10:Set of bills (8 nos.) for an amount of Rs.32,816/- issued by the Pharmacy of Sri Ramadevi Multi Super Speciality Hospital, Tirupati. Ex.A-11:Cash bill for an amount of Rs.26,500/- issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati. Ex.A-12:Set of bills (5 nos.) for an amount of Rs.18,599/- issued by the Pharmacy of Sri Ramadevi Multi Super Speciality Hospital, Tirupati. Ex.A-13:Cash bill for Rs.12,000/- dated 16.09.2012 issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati. Ex.A-14:Set of Cash bills (9 nos.) for Rs.26,361/- issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati, etc. Ex.A-15:Permanent Disability Certificate for 35% disability of P.W.1 issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati, dated 2-1-2012. Ex.A-16:Set of Payment Receipts (16 nos.) for Rs.5,329/- issued by Sri Ramadevi Multi Super Speciality Hospital, Tirupati, etc..
Exhibits marked on behalf of respondents:- Ex.B-1:True copy of Insurance Policy dated 08.03.2007 issued by 2d respondent pertaining to Bajaj Pulsar motor cycle bearing Regn.No. AP26TR3571. Ex.B-2:Office copy of letter, dated 22.02.2009, from the 2nd respondent to the 1st respondent. Ex.B-3:Copy of Temporary Certificate of Registration, pertaining to Pulsor motor cycle. Ex.B-4:Registration Extract of vehicle/motor cycle bearing No. AP-26-R-6790 (Form-24 B-Register of Motor Vehicle).
11
Exhibits marked through witness (R.W.2):- Ex.X-1:Permanent registration particulars (Form-24 B-Register of Motor Vehicle) of the vehicle bearing No. AP-26-R-6790.
Judge, FC-cum-V ADJ,
Tirupati, FAC: MACT-cum-VI ADJ(FTC), Tirupati.