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BEFORE THE CHAIRMAN, MOTOR ACCIDENTS CLAIMS TRIBUNAL
–CUM- X ADDITIONAL DISTRICT JUDGE, TIRUPATI
PRESENT: PURUSHOTTAM KUMAR CHINTHALAPUDI,
X ADDITIONAL DISTRICT JUDGE
Tuesday, the Tenth (10th) day of April,
Two Thousand Eighteen
M.V.O.P.No.115 of 2015
1.C.Sujatha
2.C.Muni Sai Kumar (Minor)
3.C.Mounika (Minor) Petitioners 2 and 3 rep., by their mother/ Natural guardian/1st Petitioner C.Sujatha.
4.C.Ramachandra Reddy.
5.C.Munemma
.. Petitioners
Vs
1.B.Eswaraiah.
2.M/s. New India Assurance Company Limited Represented by its Divisional Manager, Tirupati.
.. Respondents
…
This O.P. coming on 20-03-2018 before me for final hearing in the presence of Sri N.Prakash Reddy, Advocate for the Petitioners, Respondent No.1 remained exparte, and of Sri D.Damodar Reddy, Advocate for Respondent No.2 and after hearing both sides and after considering the material on record, this court delivered the following:
JUDGMENT
This petition is filed under Section 166 (1)(c) of Motor Vehicles
Act, 1988 (herein after referred to as M.V.Act). The relief sought for is to award compensation of Rs.12,00,000/- for the death caused in the
Road Traffic accident.
2.The case of the Petitioners 1 to 4 are that,
a)On 03.08.2014 one Mr.O.Kantha Rao went to the house of C.Muniraja asked him to prepare food in their Pongallu function at 2
Anjeramma Temple. The Muniraja engaged
C.Bathaiah to load and unload the cooking vessels from lorry bearing Registration No.AP 37 – T – 1566 belongs to respondent No.1 (herein after referred to as Lorry). On the same day evening after completion of cooking work, at about 5.50 p.m., C.Bathaiah loaded the cooking vessels into the lorry.
C.Muniraja and C.Bathaiah boarded the lorry in order to go to their house at Srikalahasti.
When the lorry reached near Tool Gate,
Vadamalapeta, at that time driver cum owner of the lorry drove with high speed rashly and negligently, lost control over the vehicle, applied sudden breaks, as a result Muniraja fell down from the lorry on the road. Dur to that impact, Muniraja sustained injuries on the head and all over the body and died on the spot. The accident was caused only due to rash and negligent driving by the driver of the lorry.
b)C.Muniraja herein after referred to as deceased died out of the injuries. The deceased was aged 34 years. He was earning
Rs.8,000/- to Rs.10,000/- per month by doing cooking work. Petitioners 1 to 4 were dependent on the income of the deceased.
Due to sudden death of the deceased, petitioners have lost their dependency and income. Respondent No.2 is the insurer of the lorry. Respondent No.1 is the Owner- cum-driver of the lorry. For the negligent act of the respondent No.1 both respondent No.1 and 2 are jointly and severally liable to pay compensation. Petitioners are sought compensation of Rs.12,00,000/-.
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3.Respondent No.1 Owner-cum-driver of the lorry remained exparte. Respondent No.2 Insurance Company filed written statement, resisting the relief of petitioners on the following grounds:
a)It denied the manner in which the accident was stated to have happened. It denied any rash and negligent driving by Respondent
No.1. It denied the age, occupation and earnings of the deceased.
b)It is pleaded that Respondent No.1 being
Owner-cum-driver of the lorry violated the policy conditions. Respondent No.1 allowed unauthorized passengers such as the deceased to travel in his lorry which is a
Goods Carrying Vehicle. The said carrying of the unauthorized passenger is contrary to the policy conditions. The Respondent No.1 carried passengers in a Goods Carrying vehicle resulting in the accident and death of the passenger, thus Respondent No.1 alone is liable to pay compensation but not
Respondent No.2.
c)With the above said grounds, it sought to dismiss the claim against Respondent No.2.
4.After completion of the pleadings, the following issues are settled for determination:
1. Whether the accident is caused due to rash and negligent driving of driver of Lorry bearing No.AP 37 T 1566?
2. Whether the petition is bad for non joinder of proper and necessary parties?
3. Whether the petitioner is entitled for compensation. If so, from whom?
4. To what relief?
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5. Petitioners and respondent No.2 have let in evidence. Respondent
No.1 having remained exparte. There is no oral and documentary evidence from Respondent No.1. Petitioners have let in evidence by examining 1st petitioner as P.W.1 and C.Bathaiah as P.W.2. Ex.A.1 to
Ex.A.6 are marked. Respondent No.2 S.B.G. Siva examined as R.W.1.
Ex.B.1 Insurance Policy is marked.
6.Respondent No.2 filed I.A.No.52 of 2018 under Section 170 of
M.V. Act same is allowed permitting the respondent No.2 to take the evidences on behalf of the respondent No.1 under section 170 of M.V.
Act.
7.After completion of evidence, the learned counsel for petitioners submitted oral arguments as well as written submissions. It is contended that the accident was caused only due to rash and negligent driving by respondent No.1, there are no violations to the conditions of
Insurance Policy. Age and income of the deceased is proved, therefore petitioners are entitled for the compensation as prayed for. Hence, prayed.
8.Respondent No.2 submitted that the deceased was an unauthorized passenger. Respondent No.1 did not insure any of the passenger in the Insurance Policy, therefore unauthorized passengers are not covered for any compensation payable by Respondent No.2 under Ex.B.1. Thus for the violation of the conditions of contract
Respondent No.2 is not liable to pay any compensation and sought to dismiss the claim against respondent No.2. Whereas Petitioners submitted that the deceased was the owner of the goods carrying in the lorry. Thus, there is no violation to the conditions of the policy and sought to award the compensation.
9. Heard both sides. Perused the record.
ISSUE No.1 and 2:
Whether the accident is caused due to rash and negligent driving of driver of Lorry bearing No.AP 37 T 1566?
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Whether the petition is bad for non joinder of proper and necessary parties?
The case of the Petitioners is that the deceased was traveling in the Lorry. The Respondent No.1 is the owner cum driver of the Lorry.
The deceased fell down from the Lorry due to the rash and negligent driving of Respondent and thereby sustained injuries and died.
10.To support their contention, Petitioners has examined C.
Bathaiah as P.W.2 stated to be the eye witness to the accident. He stated in the chief affidavit that,
Deceased engaged him as a coolie to load and unload cooking vessels into the Lorry. After loading vessels into the Lorry, they proceeded to Anjeramma temple. Pongal function was completed at Anjeramma temple. Thereafter in return, Respondent No.1 was driving the Lorry, deceased sat in the body of the Lorry. Deceased took the vessels in the Respondent No.1 lorry by paying hire. Due to rash and negligent drive by Respondent No.1 by sudden application of the brakes, deceased fell down from the Lorry on to the road and sustained head injuries. Deceased died on the spot. He was accompanying the deceased at the time of accident.
In the Cross examination P.W.2 deposed that,
Himself, G. Bhaskar and deceased were traveling in the Lorry as on the date of accident. All of them were sitting in the rear side of the body of the Lorry. Except the deceased no other persons sustained injuries. Driver of the Lorry is the owner of the Lorry.
He denied to the suggestion that deceased did not call him for cooking work. All of them were going in the Lorry as unauthorized passengers. He denied to the suggestion that Respondent No.1 did not pay premium for passengers, hence Respondent no.2 is not liable to pay any compensation.
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11.Ex.A-1 FIR along with the complaint reads that deceased was working as a coolie in Thumsup factory, at the same time he also attended to the works of Master Chef. On the date of incident deceased was taken for function of cooking pongal, by hiring services of deceased at Rs.2,000/-. On that deceased went in the lorry to perform his work.
While he was returning after completion of work, due to rash and negligent driving by Respondent No.1 deceased fell down from the Lorry and sustained injuries, died on the spot.
12.Ex.A-2 charge-sheet also reads about the accident on the lines of pleadings of Petitioners. P.W.2 was shown as one of the witnesses in the list of witnesses at witness No.6. P.W.2 in the charge-sheet was arrayed as witness to speak the facts of witnessing the occurrence.
Thus at the first instance existence of name of P.W.2 in the charge- sheet as witness and he arrayed for the purpose of speaking facts of witnessing the occurrence. The Ex.A-2 position of the P.W.2 supports the version of the Petitioners that the deceased fell down from the lorry, sustained injuries and died on the spot.
13.Respondent No.1 owner cum driver remained Exparte, did not choose to deny the case of Petitioners. Ex.A-3 inquest report reads cause of death of deceased was the road traffic accident as deceased fell down from the Lorry.
14.Petitioners have examined first Petitioner as P.W.1. She filed the chief affidavit on the lines of her pleadings. She is not an eye witness to the accident. But she is the complainant. She gave complaint basing on information received by her. Respondent No.2 did not specifically placed evidence from P.W.2 that P.W.2 was not physically present as an eye witness to the accident. More so, P.W.2 is arrayed as witness No.6 in the charge-sheet. Therefore P.W.2 as an eye witness has to be accident. His evidence becomes reliable. No other theory by Respondent
No.2 is placed denying the case of Petitioners.
15.Respondents have examined S.B.G. Siva who is the Assistant
Manager of Respondent No.2 company. He filed the chief affidavit stating that
Respondent No.1 had violated the 7 policy conditions. He allowed the unauthorized passengers to travel in the Lorry contrary to the policy conditions. Respondent No.1 being the owner cum driver, he is alone liable to pay compensation, but not Respondent No.2.
In the cross examination R.W.1 deposed that, as on the date of accident insurance policy (Ex.B-1) is covering the risk over the crime vehicle. He denied to the suggestion that deceased is third party to the insurance policy. He denied to the suggestion that Respondent No.2 has covered the owner of the goods under insurance. He denied to the suggestion that deceased was unauthorized passenger and was not carrying cooking vessels. He admitted that deceased died after he fell down from the Lorry.
16.R.W.1 is not an eye witness to the accident. He admitted that deceased fell down from the Lorry and died. That means Respondent
No.2 admitting deceased was traveling in the lorry as on the date of accident. Respondent No.2’s case is Respondent No.1 is owner cum driver of the Lorry. Valid insurance coverage is there to the Lorry.
When evidence of Respondent No.2 is gone through, the fact of death of deceased by felling down from the Lorry is not in dispute. In the chief affidavit of R.W.1, nowhere he stated that there is no rash and negligent by the Respondent No.1. There is no other evidence to give reason for felling of deceased from the Lorry. According to Petitioner’s evidence deceased was traveling on the rear side of the Lorry. Deceased was a coolie in soft drinks company and also attends to the cooking work.
17.In the light of above discussion, in all probabilities the factual aspects comes as follows, that the deceased was traveling in the lorry,
Respondent No.1 was the driver. Deceased fell down from the Lorry and died of head injuries. Valid insurance coverage is there. In the absence of any contra evidence that there was any voluntary felling down of deceased, defence by Respondent No.2 does not sustain. In such case the evidence of Petitioners that the death was caused when deceased 8 had fell down from the Lorry, while Respondent No.1 drove it rashly and negligently has to be accepted.
18.Accordingly Issue No.1 is answered that due to rash and negligent driving of driver of the Lorry, the deceased died by felling down from the
Lorry. No normal person can be fell down when deceased was sitting in the rear side of the Lorry. Therefore Issue No.1 is answered against the
Respondents.
19.The tribunal is of the view that the accident was due to rash and negligent driving by driver of the Lorry. In such case, the Respondent
No.1 who is the owner cum driver and Respondent No.2 its insurer are the necessary parties to pay any compensation to the deceased. Thus the Petitioner is not bad for non joinder of proper and necessary parties.
Accordingly Issue No.1 and 2 are answered.
20.ISSUE No.3:
Whether the petitioner is entitled for compensation. If so, from whom?
For the reasons discussed under 1 and 2, when death is admitted, cause of death was also admitted, the owner of the Lorry and insurer becomes jointly and severally liable.
21. Age, Occupation and Income of the Deceased:
The case of the Petitioners is that deceased was aged 34 years as on the date of accident. Whereas coming to the postmortem report, the age of the deceased is 34 years. The Postmortem report is a reliable document to consider the age of the deceased. Therefore it is safe to conclude that deceased was aged 34 years as on the date of accident.
22.Petitioners case is deceased was earning Rs.8,000/- to
Rs.10,000/- per month. Ex.A-1 complaint reads deceased works as a coolie in Soft drinks factory and in the leisure times works as a cook.
Petitioners through P.W.1 and P.W.2 have spoken on the same lines.
The specific evidence is that deceased was traveling in the Lorry as a passenger along with other co-passengers.
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23.Except oral statement that deceased was earning Rs.8,000/- per month, no documentary evidence is placed that the deceased was working as a coolie in Thumsup factory and independently works as a cook on call. No such documentary evidence is placed proving the exact, consistent income of the deceased., In such case notional income of Rs.4,500/- has to be considered.
24.Number of dependents are five in number. In such case 1/4th of the income of the deceased has to be taken out towards his personal expenditure.
25.In the case of Smt Sarla Verma and others Vs. Delhi Transport
Corporation and another 1 the relevant multiplier for the age group of 31 to 35, is 16. In this case deceased age is 34 years as per Ex.A-4.
Petitioners have also pleaded the same. In such case the multiplier applicable is 16 to arrive the loss of income caused due to death of deceased.
26.The income of the deceased as on the date of death is arrived by this court at Rs.4,500 x 12 = Rs.54,000/- per annum. The relevant multiplier is 16.
27.In the case of National Insurance Company Limited Vs. Pranay
Sethi and Others 2, Hon’ble Supreme Court pleased to held that in case of death, funeral expenses, Loss of consortium and Loss of Estate at the rate of Rs.15,000/-, Rs.40,000/- and Rs.15,000/- were directed to be added as standard additions. There is no evidence that the deceased was self employed or permanent employee. Therefore future loss of income cannot be added.
28. Applying the above multiplier and the amounts discussed, the relevant just compensation would arrive as follows:
1 2009(4) SCJ 91 2 SLP(Civil)No.25590 of 2014 10
Sl.No.HeadsCalculation (Rs.)
(i)Income of the deceased per54,000-00 annum
(ii)Net income of the deceased per54,000/4= 13,500. annumafterdeducting personal expenditure of ¼ as54,000–13,500 = Rs.40,500 there are five dependents
(iii)Relevant multiplier for age40,500x16= 6,48,000-00 group 31 to 35 is 16 and the loss of income arrives at
(iv)Funeral expenses 15,000-00
(v)Loss of consortium 40,000-00
(vi)Loss of estate 15,000-00 Total is 7,18,000-00
Accordingly I am of the view that the petitioners 1 to 5 are entitled for just compensation of Rs.7,18,000/-.
Defences of Insurance Company (R.2) to exonerate its liability:
Respondent No.2 exhibited Ex.B-1 Insurance policy validly existing on the Crime vehicle Lorry. It is the contention of Respondent
No.2 that the deceased was an unauthorized passenger traveling in the
Lorry. In such case Respondent No.2 cannot be made liable for violation of terms of the policy. At this stage it is relevant to go through
Ex.B-1 Insurance Policy. It reads schedule of premium paid is
Rs.18,692/-. Basic TP covered is written as Compulsory PA cover for owner, driver, LL to non fare paying passengers (excluding employees),
LL to paid driver, conductor, cleaner employed for operations. For all of them premium is paid. The above condition shows passengers were also covered under the premium. The passengers shall be of Non fare passengers. Thus it appears that the passengers were covered with
Insurance contract. Valid premium is paid.
29.Coming to this case admittedly deceased died after he fell down from the Lorry. He was traveling in the Lorry assuming for a moment that deceased was a passenger, the burden lies on the Respondents to establish that the deceased was a paid passenger. Whereas no such evidence that deceased was paid passenger. But the factual aspects reads the person who hired services of deceased appears to have arranged the lorry. In such case there cannot be question of paying 11 fare by the deceased. If so, he becomes non fare paying passenger.
Then he is obviously covered under insurance policy.
30.When valid coverage of insurance is there, insurance company cannot be exonerated from paying the compensation.
31.The Learned counsel for Respondent No.2 relied on Muram Mohan
Vs Gundumogula Venkata Rama Rao 3 and submitted that Insurer is not liable to pay compensation for unauthorized passengers. With due respect after going through the ruling, I am of view that the facts in that case are different to the present facts. More so, the premium is paid covering the risk for non fare passengers. Therefore I am of view that the above ruling is not applicable to present facts of the case.
32.Respondent No2. Further relied on New India Assurance
Company Limited Vs. Gade Mangamma 4 . With due respect the facts of the case are different to the facts of present case. In this case
Insurance coverage is there for the passengers. Therefore I am of view that the above ruling is not applicable to present facts of the case.
33.Thus in the light of above discussion, Respondent No.2 having received the premium covering the risk of passengers, cannot be exonerated from paying the compensation. Even otherwise admitted case of Respondent No.2 is deceased after felling down from the Lorry died. As soon as he fell down from the Lorry, he becomes a third party and third party risk coverage is there under the policy.
34.For the reasons discussed for the unnatural death of deceased due to rash and negligent driving by Respondent No.1, Respondent No.1 and his insurer covering the risk including the passengers becomes jointly and severally liable to pay compensation. Accordingly Issue No.3 is answered in favour of the Petitioners.
35.ISSUE No.4:
To what relief?
3 2012(6) ALT 369 4 LAWS (APH) 2009 – 2 - 60 12
For the reasons discussed under Issue No.1 to 3, it is safe to conclude that the accident was caused due to rash and negligent driving by Respondent No.1, deceased died out of the road traffic accident, Deceased is aged 34 years, Petitioners 1 to 5 are legal dependents and the compensation is payable by Respondent No.1and
Respondent No.2 jointly and severally.
36.In the result, petition is allowed in part with proportionate costs awarding compensation of Rs.7,18,000/- (Rupees Seven Lakhs
Eighteen Thousand Only) with interest at 7.5% p.a. from the date of petition till the date of realization, payable by the Respondent No.1 and
Respondent No.2 jointly and severally. Respondents 1 and 2 are hereby directed to deposit the compensation amount with interest within three months from the date of this award.
On such deposit, the First petitioner is entitled for compensation of Rs.3,18,000/- with Proportionate Costs and Proportionate Interest.
Petitioners 2 and 3 are entitled for Rs.1,00,000/- each with
Proportionate costs and Proportionate Interest. The Fourth and Fifth
Petitioners are entitled for compensation of Rs.1,00,000/- each with
Proportionate costs and Proportionate Interest.
First Petitioner is permitted to withdraw Rs.2,18,000/-. The balance share of First Petitioner shall be kept in fixed deposit in any nationalized bank for a period of one year. Thereafter she is permitted to withdraw her entire share with accrued interest.
Fourth and Fifth Petitioners are entitled to withdraw their entire share of compensation amount.
The share of Second and Third Minor Petitioners shall be kept in
Fixed deposit in any nationalized bank till they attains majority.
Thereafter they are permitted to withdraw their entire share with accrued interest thereon.
Advocate fee is fixed at Rs.3000/-.
Typed to my Dictation by the Typist, corrected and pronounced by me in Open court, this the 10th day of April, 2018.
Chairman, Motor Accidents Claims Tribunal cum X Additional District Judge, Tirupati 13
Appendix of evidence Witnesses examined
For Petitioners:
P.W.1Smt. C.Sujatha P.W.2Sri C.Bathaiah
For Respondents: -
R.W.1 Sri S.B.G.Siva.
Exhibits marked
For Petitioners:
Ex.A.1Certified copy of F.I.R. in Crime No.75/2014, dated 03.08.2014 along with complaint. Ex.A.2Certified copy of charge sheet in Crime No.75/2014. Ex.A.3Certified copy of Inquest report. Ex.A.4Certified copy of M.V.Inspector’s report Ex.A.5CertifiedcopyofAccident Information Report (Form – 54). Ex.A.6Attested copy of Post-mortem certificate.
For Respondents:
Ex.B.1 Insurance policy
CHAIRMAN, MACT-CUM-X ADJ,
Tirupati.