BEFORE THE CHAIRMAN, MACT-cum-PRL. DISTRICT JUDGE,
RANGA REDDY DISTRICT AT L.B.NAGAR
Present: Smt.RENUKA YARA,
Principal District Judge.
Tuesday, the 27th day of October, 2020
M.V.OP. No. 205 of 2012
BETWEEN:
Raheemunnisa Begum, W/o. Syed Maqbool Miya, Aged about 28 years, Occ: Household, R/o. H.No.8-7-424/1, Talab Katta, Rahmathnagar, Hyderabad. … Petitioner AND
1.Kavali Venkataiah, S/o. K.Pochaiah, Aged Major, Occ: Auto Driver, R/o. H.No.3-231, Morangapally Village, Mominpet Mandal, Ranga Reddy District.
2.The Regional Manager, Cholamandalam, M/s.General Insurance Company Limited, Registered Head Office, Dear House, 2nd Floor, N.S.C Post Road, Chennai-600001. … Respondents
This Petition is coming before me for a final hearing on 26.06.2019 in the presence of Sri P.Sampurna Anand, counsel for the petitioner, Sri P.Ramachandra Reddy, counsel for respondent No.2; respondent No.1 set exparte and upon hearing both sides, perusing the material on record and having stood over the matter for consideration till this day, this Court passed the following:-
A W A R D
This is a petition filed by the petitioner under section 166 of Motor 1.
Vehicle Act against the respondent Nos.1 and 2 seeking compensation of
Rs.12,00,000/- on account of injuries sustained by him in a road traffic accident.
The case of the petitioner is that she along with her sister went to 2.
Sadasivapet Village, Medak District on 20.08.2011 in an auto bearing No. AP 09 UM/TR-6979 and while returning to Vikarabad, when the auto reached
Mekavanampally village, Mominpet Mandal, Ranga Reddy District, an auto
MVOP 205 of 2012 Page 2 of 13 bearing No. AP 28 TB 7090 came in opposite direction and dashed the auto in which the petitioner was travelling. The petitioner received grievous injury and her right leg was fractured at two places i.e., fracture of upper 1/3 tibia right, fracture of patella right.
The police, Mominpet registered a case against the driver of auto bearing 3.
No. AP 09 UM-T/R 6979 in Cr.No.100/2011.
The petitioner was shifted to Government Civil Hospital for first aid and 4.
later shifted to Lazarus Hospital, Lakdikapool, Hyderabad. The petitioner underwent operation on 22.08.2011, thereafter the petitioner is unable to walk.
The petitioner pleaded that she was earning Rs.4,500/- per month by 5.
doing private employment. The petitioner has three children and she was bedridden. The petitioner pleaded that she was hale and healthy until the accident, that the accident occurred due to rash and negligent driving by respondent No.1. The petitioner pleaded that the respondent No.1 is the owner, respondent No.2 is the insurance company/insurer and respondent No.1 is insured. Therefore, the petitioner is claiming compensation of Rs.12,00,000/- jointly and severally from respondent Nos.1 and 2.
The respondent No.1 remained exparte. 6.
The respondent No.2 opposed the claim petition by filing written counter 7.
denying date, time, place of accident, involvement of auto bearing No. AP 09
UM – T/R 6979, accident occurring due to rash and negligent driving by the driver of auto bearing No. AP 28 TB 7090, the injuries suffered by the petitioner, treatment taken and the surgeries underwent. The respondent No.2 pleaded that the owner and insurer of auto bearing No. AP 09 UM – T/R 6979 are proper and necessary parties. Further, it is claimed that the owner of auto entrusted the vehicle to a driver who was not holding valid driving licence.
Further, no information was given to the insurance company about occurrence of accident by the police and therefore claimed violation of section 158 (6) of
MVOP 205 of 2012 Page 3 of 13
M.V.Act. The respondent No.2 denied the age and income of the petitioner and the petitioner being bedridden. The respondent No.2 denied having issued insurance policy to the respondent No.1. The respondent No.2 sought protection under section 170 of M.V.Act apart from protection under sections 147 and 149 of M.V.Act. The respondent No.2 claimed that the compensation claimed is excessive and exorbitant and further pleaded that the interest awarded cannot exceed 6% p.a. On the basis of aforementioned grounds, the respondent No.2 pleaded that the petition be dismissed.
On the basis of above pleadings, the following issues have been settled 8.
for trial.
1) Whether there was an accident resulting in injuries to the petitioner due to rash and negligent driving of auto bearing No. AP 28 TB 7090 by its driver?
2) Whether the petitioner is entitled to compensation and if so, what quantum and from whom?
3) To what relief?
The petitioner got examined PWs.1 to 5 and got marked Exs.A1 to A22. 9.
The respondent No.2 got examined RW.1 and got marked Ex.B1 copy of insurance policy.
The respondent No.2 filed petition under section 170 (b) of M.V.Act and 10.
the same is allowed on 20.03.2019.
ISSUE No.1: 11.
PW.1 i.e., petitioner herein filed evidence affidavit restating the manner of occurrence of accident on account of collision of two autos which were travelling in opposite direction on 20.08.2011 at 9.15 pm at Mekavanampally
Village, Mominpet Mandal, Ranga Reddy District. PW.1 stated that she received grievous injuries on her right leg, right hand, back and other injuries all over the body. PW.1 was shifted to Community Health Center at Vikarabad for first
MVOP 205 of 2012 Page 4 of 13 aid and later shifted to Lazarous Hospital where she was treated as inpatient from 21.08.2011 to 29.08.2011. In cross examination, PW.1 stated that there were four persons travelling in the auto, that the accident occurred at 9.00 pm and she did not give report to the police. PW.1 stated that the accident occurred due to collision of two autos in opposite direction. PW.1 denied receiving injury only to her right leg.
PW.1 is the injured petitioner who is the eye witness to the accident. 12.
According to PW.1 on 20.08.2011 at 9.15 pm when she was traveling to
Vikarabad from Sadashivpet in auto bearing No. AP 09 UM T/R 697, when the auto was near Mekavanampally, an auto bearing No. AP 28 TB 7090 which was coming in the opposite direction from Mominpet driven in rash and negligent manner dashed the auto in which she was travelling. To this evidence of PW.1, except giving the suggestion that the accident occurred due to collusion between two autos coming in opposite direction, there is no suggestion to the effect that there was no negligence on the part of the driver of crime auto.
The contents of Ex.A1 FIR which was registered on the same day and the 13.
contents of the investigation as reported in Ex.A2 charge sheet reveal that on 20.08.2011 at 2145 hours when PW.1’s auto reached Mekavanampally, the driver of crime auto has driven his auto in rash and negligent manner and dashed auto bearing No. AP 09 UM T/R 697 resulting in accident and injuries to the passengers. As per Ex.A3, PW.1 suffered grievous injury of fracture of tibia and patella. Ex.A5 shows that PW.1 was treated for the injuries sustained in an accident on 20.08.2011.
The entire oral and documentary evidence shows that PW.1 was 14.
travelling in an auto and the same was dashed by another auto driven in opposite direction by the respondent No.1 i.e., driver of the crime auto.
Accordingly, a complaint is registered against the driver of the crime auto. The charge sheet is also filed against the driver of crime auto without there being
MVOP 205 of 2012 Page 5 of 13 any allegation about negligence on the part of the driver of the auto in which
PW.1 was travelling. In the circumstances, there is evidence only against the driver of the crime auto. In case, the respondents want to contest the OP to prove contributory negligence, the respondents have to examine a witness in support of the pleadings. Such is not the case in the present OP. In the circumstances, no allegation about contributory negligence on the part of the driver of auto in which PW.1 was travelling can be taken into consideration.
Thus, on the basis of both the oral and documentary evidence, it is held that the accident occurred due to rash and negligent driving by the driver of auto bearing No. AP 28 TB 7090.
ISSUE No.2 : 15.
There is dispute about liability to pay compensation by the respondent
No.2. The main contention of respondent No.2 is that the driver of the crime auto did not possess transport licence, hence there is violation of terms and conditions of the policy. In order to prove violation of terms and conditions of policy, the respondent No.2 examined RW.1 who is the Deputy Manager Legal of the insurance company. RW.1 deposed that the respondent No.1 approached the respondent No.2 for insurance policy for his auto bearing No. AP 28 TB 7090 and accordingly policy was issued in policy No. 3368/00423606/000/00 which was valid from 27.02.2011 to 26.02.2012. RW.1 deposed that the driver of the crime vehicle was not having effective and valid licence to drive the vehicle. As per the driving licence issued by the Licensing authority of Ranga
Reddy District, the driver is having licence to drive auto rikshaw LMV Non-
Transport only. While so, the driver must hold a valid driving licence to drive the crime vehicle by holding a transport endorsement. Without having such driving licence, the crime vehicle was driven at the time of accident. Lastly,
RW.1 stated that at the material time of accident, the crime vehicle did not possess valid permit to ply the vehicle and the driver was not having valid and
MVOP 205 of 2012 Page 6 of 13 effective licence i.e., there is violation of terms and conditions of the policy and therefore deposed that respondent No.2 is not liable to pay compensation.
RW.1 got marked Ex.B1 copy of insurance policy.
In cross examination, RW.1 admitted the policy being in force, two 16.
vehicles being involved in the accident and providing insurance coverage to the crime vehicle. Further, it is admitted that the autos are designed for the purpose of transport of goods or passengers and that the LMV includes transport vehicle. RW.1 deposed that the driver of crime vehicle possessed a non transport LMV licence, however denied that the same is valid to drive the crime vehicle which is a transport vehicle. It is deposed that the respondent
No.2 company issued insurance policy for auto bearing No. AP 28 TB 7090 under a valid policy. However, liability to pay compensation is disputed on the ground that the driver of the crime vehicle did not possess effective and valid driving licence. More particularly, the accused possessed driving licence to drive auto rickshaw LMV only but did not possess driving licence with transport endorsement.
It is a point to be noted that initially driving licence is issued to drive 17.
LMV (Light Motor Vehicle) and after a certain time period, the same is endorsed with transport licence. The driving skills required to drive both LMV and transport vehicle are the same. The only difference is that a transport endorsement is made after certain time of issuance of LMV licence. In the circumstances, this court does not find any violation of provisions of the policy or M.V.Act. In the circumstances, the respondent No.1 being owner and respondent No.2 being the insurer are jointly and severally liable to pay compensation to the petitioner.
RW.1 deposed that there is contributory negligence on the part of the 18.
driver of the auto in which the petitioner was travelling as the accident occurred in the middle of the road. The accident occurred in the night time in
MVOP 205 of 2012 Page 7 of 13 the middle of the road and therefore it is claimed that both the drivers are equally liable for causing the accident. RW.1 claimed that the driver of the auto in which the petitioner was travelling is also equally liable for occurrence of the accident. However, it is to be noted that the case is booked only against the driver of the crime auto. The evidence of RW.1 who is not an eye witness cannot be considered with regard to contributory negligence. In the circumstances, the issue of contributory negligence cannot be taken into consideration.
On the issue of payment of quantum of compensation paid, PW.1 stated 19.
that after the occurrence of the accident, she was shifted to Community Health
Center at Vikarabad for first aid and later shifted to Lazarous Hospital where she was treated as inpatient from 21.08.2011 to 29.08.2011. Upon examining the injury, it was found that there was fracture of right tibia and fracture of patella and operation was conducted to treat the fracture. Due to complications, the petitioner was taken to Ananth Hospital and Owaisi
Hospital, where she was treated from 21.06.2012 to 02.07.2012. A surgery was conducted to her spine. PW.1 has also taken treatment at New Life Hospital,
Uday Clinic where she was admitted as inpatient from 19.03.2013 to 30.03.2013. The petitioner pleaded that she has spent more than
Rs.2,87,774/- towards hospital expenditure, medication, extra nourishment etc,. The petitioner pleaded that total hip replacement and total knee replacement cannot be done due to paucity of funds as the estimated cost would be Rs.5,50,250/-. The petitioner pleaded that she is unable to perform her day to day activity as she is permanently disabled with 87% disability. As a housewife by doing petty works PW.1 earned Rs.4,500/- and contributed the same for the maintenance of the family. Further, after the accident PW.1 became totally bedridden and dependant and all her family members are subjected to mental agony. In the circumstances, PW.1 claimed compensation
MVOP 205 of 2012 Page 8 of 13 of Rs.12,00,000/- towards loss of earning, hospital expenditure, medication etc,. from the respondent Nos.1 and 2 jointly and severally.
PW.1 stated that she was treated under Arogyasri scheme in the 20.
hospital. The treatment was given as an inpatient for nine days in the hospital.
PW.1 denied the suggestion that there is no connection between the treatment taken at Owasi Hospital and Uday Clinic and the injuries sustained in the accident. The disability certificate was given by the Medical Board of King Koti
Government Hospital and not by a camp without any examination.
PW.2 is a consultant Orthopedic Surgeon who treated the petitioner from 21.
19.03.2013 up to 30.03.2013. PW.2 stated that PW.1 received multiple fractures in a road traffic accident for which she was treated at various hospitals. PW.2 stated that the petitioner underwent surgery of her spine at
Owasi hospital and leg surgery took place at Lazarus hospital. PW.2 stated that petitioner came to the hospital with complaint about inability to walk and she was examined by the neuro physician, cardiologist and anesthetist. The petitioner’s MRI shows injury to her spinal cord. During her stay in the hospital, the petitioner underwent D9 to D11 decompression of spinal cord and instrumented fusion. It was examined and noted that there was weakness in the lower limbs of petitioner and there was partial dislocation of the knee. PW.1 had injury to her hip, subsequently advised to undergo home physiotherapy.
PW.1 was treated up to 2015. PW.2 stated that the petitioner would require surgery to hip and knee for replacement with approximate cost of
Rs.6,50,000/-. PW.2 confirmed that Ex.A9 is issued by his hospital in the year 2015 and the cost would have increased subsequently. PW.2 deposed that
Exs.A10, A11, A12, A13, A15, A16, A18 and A19 are issued by Uday Clinic.
Upon examination of petitioner on the date of her examination on 29.01.2019,
PW.2 stated that PW.1 has significant weakness in her lower limb and difficulty in holding urine. PW.1 is wheel chair bound and requires help to do her
MVOP 205 of 2012 Page 9 of 13 activities. PW.2 deposed that the percentage of the disability of PW.1 is 80%. In cross examination, PW.2 stated that PW.1 was treated in different hospitals.
Further, PW.2 denied the suggestion that the injuries are not result of road traffic accident and also denied the suggestion that PW.1 can walk.
PW.3 is the Billing Manager of UDAI Clinic. PW.3 deposed that the 22.
petitioner was admitted in UDAI hospital on 19.03.2013 and discharged on 30.03.2013. PW.3 confirmed issuance of Exs.A10, 11, 12, 13, 14, 16, 18 and 22 by UDAI Clinic. PW.3 deposed that the payment was made by the patient under Exs.A10, 11, 12, 13, 14, 16 and 18. Ex.A19 is the estimate for hip replacement and total knee replacement. In cross examination, PW.3 denied the bills being exaggerated.
PW.4 is the Consultant Neuro Surgeon of Owasi hospital. PW.4 deposed 23.
that on 15.06.2012 he saw the petitioner with history of road traffic accident.
Upon evaluation, the petitioner was found to have spinal injury with weakness in lower limbs and had no control on the bladder. The petitioner was operated on 21.06.2012 for spinal decompression and fixation. Thereafter, the petitioner was kept on physiotherapy, rehabtherapy and advised to take care of bladder bower and back. The petitioner was discharged on 02.07.2012 and came for follow up treatment on 20.12.2012. PW.4 deposed that neurologically the petitioner has not shown much improvement and therefore has been advised to continue physiotherapy. PW.4 in cross examination admitted that the surgery was performed under Aarogya Sree scheme.
PW.5 deposed that he is a Civil Assistant Surgeon since June, 2013, that 24.
the petitioner was brought to King Koti Hospital on 25.03.2015. On said date
PW.5 along with Dr. Sugnaneswar and Dr. V.Ramakrishnaiah examined and issued Ex.A20 disability certificate dt.25.03.2015. As per Ex.A20, the patient is having 87% of disability.
MVOP 205 of 2012 Page 10 of 13
With respect to the oral evidence of PW.2, the witness PW.2 treated PW.1 25.
at UDAI Clinic. PW.2’s evidence is about the treatment given to the spinal cord of PW.1, wherein there was surgery for decompression of D9 to D11 of spinal cord and instrumented fusion. PW.1 was admitted on 19.03.2013 with significant weakness of both lower limbs and partial dislocation of knee. There was injury of hip and after treatment PW.1 was discharged with advice to undergo physiotherapy. In view of the fact that the accident occurred on 20.08.2011 and PW.1 got admitted in UDAI Clinic on 19.03.2013, the counsel
for respondent No.2 vehemently argued that the injuries for which treatment
taken at UDAI Clinic is no way connected with the injuries which were treated at Lazarus hospital immediately following the accident. It is argued that as per discharge summary of Lazarus hospital marked under Ex.A5, PW.1 suffered only fracture to the right leg i.e., tibia and patella. As per Ex.A5, there is no mention about any injuries to the spinal cord. It is emphasized that the injury sustained by PW.1 were of March, 2013 according to PW.2. Therefore, the respondent No.2 denied connection between the injuries sustained in road traffic accident and the spinal cord injury. Hence, pleaded that the bills for treatment taken at UDAI Clinic cannot be considered while passing award.
In this regard, it is to be seen that PW.1 suffered accident on 20.08.2011, 26.
underwent surgery at Lazarus hospital. PW.1 was treated at Lazarus hospital from 21.08.2011 to 29.08.2011 and 16.09.2011 to 23.10.2011. According to
Ex.A5 discharge summary, the surgery was done on 22.08.2011, discharged with advice of follow up treatment. PW.1 was advised strict non weight barring, walking with a walker. Anybody who has suffered fracture of a leg may take about three to four months time for reunion of the fracture followed by some more time for actual resuming normal work. It is not possible for PW.1 to take up any serious activity to suffer any other injuries. Assuming that the backbone injury was not suffered in the accident, there is every possibility of
MVOP 205 of 2012 Page 11 of 13 such injury occurring as a result of consequence of the injuries suffered in the accident. The damage to the backbone could be a result of consequent fall at home while being treated for the injuries in the accident or due to continuous stay in bed or it is possible that the fracture to the backbone was not detected at Lazarus hospital. Also, the spinal injury would be invisible as compared to the fracture of the leg which is visible. In any case, the injury to the backbone of PW.1 could be a direct result of injuries in the accident or a consequence of the injuries sustained in the accident. Therefore, the respondent No.2 cannot deny liability to pay compensation for the treatment taken by the petitioners at
UDAI Clinic. The petitioner by examining PW.2, PW.4 has proven the bills marked under A10, A11, A12, A13, A14, A16, A18 and A19. The evidence of
PW.2 and proof of A10, A11, A12, A13, A14, A16, A18 and A19 are further confirmed by PW.3. In the circumstances, the petitioner would be entitled to payment of bills marked under Exs.A6, A7, A9, A10, A11, A12, A13, A14, A16,
A18 and A19 amounting to Rs.2,87,774/-.
The treatment of PW.1 at Owasi hospital was done under Aarogya Sree. 27.
Therefore, there is no need for payment for the treatment at Owasi hospital.
The evidence of PW.5 is that he is a Civil Assistant Surgeon at King Koti 28.
hospital and Ex.A20 was issued by the King Koti hospital showing 87% permanent disability. Though the percentage of disability is 87% of both lower limbs according to Ex.A20, the functional disability is taken to be 100%. The petitioner claimed to be a private employee with income of Rs.4,500/- per month. No witness is examined in proof of private employment of PW.1, therefore the notional income of PW.1 as a housewife is taken at Rs.3,000/- per month. As per Exs.A2 and A5, the age of the petitioner is 30 years and the multiplier would be ‘17’. Accordingly, the loss of source of income is calculated at 3000 X 12 X 17 = Rs.6,12,000/-. In addition, the petitioner would be entitled to payment of Rs.2,00,000/- towards pain and suffering, Rs.50,000/-
MVOP 205 of 2012 Page 12 of 13 towards extra nourishment, Rs.10,000/- towards transportation. On the basis of evidence of PW.2 and PW.3, in case the cost of future surgeries to the total replacement of hip and knee are considered, the same would costs
Rs.5,50,000/-. Thus, the petitioner is entitled to payment of award of
Rs.17,09,774/- with interest at 7.5% p.a. The petitioners are entitled to total compensation of Rs.17,09,774/-, therefore petitioner’s claim for
Rs.12,00,000/- is held to be reasonable and the same is awarded.
ISSUE No .3: 29.
In the result, the petition is allowed awarding the compensation of
Rs.12,00,000/- (Rupees Twelve Lakhs only) together with costs and future interest at 6% p.a from the date of filing of the OP till the date of realization payable by the respondent Nos.1 and 2 jointly and severally. The respondent
Nos.1 and 2 are granted one month time from the date of this order to deposit the compensation amount. Upon such deposit, the petitioner is entitled to withdraw an amount of Rs.7,00,000/- with interest and the remaining amount shall be kept in a fixed deposit for a period of two years. The advocate fee is fixed at Rs.2,000/-.
Dictated to the Stenographer, transcribed by him, corrected and pronounced by me in
the Open Court on this the 27th day of October, 2020.
CHAIRMAN, MACT-cum-
PRINCIPAL DISTRICT JUDGE,
RANGA REDDY DISTRICT
APPENDIX OF EVIDENCE
WITNESSES EXAMINED
ON BEHALF OF PETITIONERS: ON BEHALF OF RESPONDENTS: PW.1 : Raheemunnisa BegumRW.1 : K.Madhava Reddy PW.2 : Dr.Raghav Dutt Mulukurtla PW.3 : P.Satyanarayana PW.4 : Dr.Syed Ameer Basha Paspal PW.5 : Dr.P.Hanumanatha Rao
EXHIBITS MARKED
MVOP 205 of 2012 Page 13 of 13
ON BEHALF OF PETITIONERS: Ex.A1Attested copy of FIR in Cr.No.100/2011 Ex.A2Attested copy of charge sheet
Ex.A3Attested copy of MLC
Ex.A4Attested copy of application for the examination of injured
Ex.A5Discharge summary issued by Lazarus hospital
Ex.A6Cash receipts for Rs.4,700/- along with receipt, check out slip final bill, discharge summary (6 Nos) Ex.A7Bunch of medical bills for an amount of Rs.4,698/- (14 Nos.)
Ex.A8Discharge summary issued by Owaisi hospital
Ex.A9Bunch of medical bills for an amount of Rs.7,578/-
Ex.A10Bunch of receipts/bills issued by UDAI clinic for an amount of Rs.1,27,930/- Ex.A11Bunch of medical bills for an amount of Rs.13,047/-
Ex.A12Final bill issued by UDAI clinic for Rs.71,000/-
Ex.A13Receipt issued by UDAI clinic for an amount of Rs.48,000/-
Ex.A14Bill along with receipt for an amount of Rs.46,290/- towards implants issued by Arya implants Ex.A15Discharge summary issued by UDAI clinic for
Ex.A16Bunch of medical bills along with bills of MRI for an amout of Rs.27,618/- Ex.A17Photographs (2 Nos.)
Ex.A18Bunch of bills for an amount of Rs.7,913 (Nos.9)
Ex.A19Estimate certificate dt.13.10.2015
Ex.A20Disability certificate issued by Medical Board dt.25.03.2015
Ex.A21Bunch of prescriptions (39 Nos)
Ex.A22X-ray along with receipts, films (8 Nos.)
ON BEHALF OF RESPONDENTS: Ex.B1 : Copy Insurance police
CHAIRMAN, MACT-cum-
PRINCIPAL DISTRICT JUDGE,
RANGA REDDY DISTRICT