Page No.1 M.V.O.P. 968 of 2014
IN THE COURT OF THE CHAIRMAN, MOTOR ACCIDENTS CLAIMS
TRIBUNAL CUM XXVI ADDITIONAL CHIEF JUDGE, CITY CIVIL COURT,
HYDERABAD.
PRESENT: SRI D.RAVINDRA SHARMA,
CHAIRMAN, MOTOR ACCIDENTS
CLAIMS TRIBUNAL -CUM XXVI ADDITIONAL
CHIEF JUDGE, CITY CIVIL COURT, HYDERABAD
Dated, the 9th day of May, 2022
MVOP.No. 968 of 2014
Between: 1.Smt.S.Ramanamma @ Ramana … Petitioner
And
1.Mr.Narayana Konda 2.M/s.Shriram General Insurance Company Limited, Rep. by its manager
Policy No.10002/31/14/010576 valid from 7.3.2014 to 6.3.2014 … Respondents
This petition is coming for hearing before me on this day in the presence of Sri.G.Narender Reddy, Advocate for Petitioners and of
Sri.B.Venkateshwarlu, Advocate for the Respondent No.1, and of
Sri.G.S.Charyulu Advocate for Respondent No.2, and upon hearing the counsel of both sides and the matter stood over for consideration till this day, this Court delivered the following:-
ORDER
1.This claim petition is filed Under section 166 of Motor Vehicles Act, 1988 and Rule 475/1B of A.P.Motor Vehicle Rules 1989, seeking compensation of Rs.9,00,000/- from the respondents on account of the death of the deceased Sri.S.Ramulu in accident which took place on 16.3.2014.
2.The brief averments of the petition are as follows:
The petitioner is the wife of deceased Late Sri.S.Ramulu. That on 16.3.2014 at about 10.30 hours the deceased along with other passengers were proceeding from Muthireddigudem to Bhongir in the auto bearing
No.AP-24-Y-4395, when they reached sub-station Muthireddigudem
Page No.2 M.V.O.P. 968 of 2014
Athmakur Mandal, Nalgonda, the driver of the said auto drove it in a rash and negligent manner with a high speed, due to which, the auto fell down and the deceased received grievous injuries. Immediately the deceased was shifted to Aditya Hospital, Uppal for treatment, while undergoing treatment he succumbed to the injuries on 18.3.2014.
3.The police of Athmakur-M, had registered a case in Cr.No.27/2014 under section.337 and 304-A IPC. The said accident occurred only due to rash and negligent driving of auto bearing No.AP-24-Y-4395. Therefore the respondent No.1 as owner, the respondent No.2 as insurer of the offending auto are jointly and severally liable to pay the compensation to the petitioner.
4. The further claim of the petitioner is that, the deceased was hale and healthy and working as an agriculturist and he was having dry land of Ac-7- 20 guntas situated at Dursaganpally, Athmakur Mandal, Nalgonda District in
Sy.No.85/3, 86/3, 91/4 and 92/1. The deceased used to cultivate the said land and was working as a labour and after completion of the work, he used to attend the Agriculture work and earn an amount of Rs.10,000/- per month and used to contribute the same for the maintenance of the petitioner. Due to the sudden death of the deceased, the petitioner suffered mental agony and she lost the love and affection of the deceased. The petitioner claimed compensation of Rs.9,00,000/- along with interest and costs on account of death of her deceased husband in the said accident.
5.The respondent No.1 filed counter by denying all the petition allegations and contends that the petition is neither maintainable in law nor on facts and liable to be dismissed. He denied the manner of accident, as alleged by the petitioner and their liability to pay the petition claimed amount. He submitted that he is the owner and driver of the vehicle auto
Page No.3 M.V.O.P. 968 of 2014 bearing No.AP-24-Y-4395 which is insured by M/s.Shriram General Insurance
Company vide policy no.10002/31/14/010576 for the period from 7.3.2014 to 6.3.2015. The accident took place on 16.3.2014, therefore the policy was in force hence he is not liable to pay any compensation. He denied that due to rash and negligent driving of this respondent the accident occurred. He denied the age, income and avoation of the petitioner and submitted that the compensation claimed by the petitioner is excessive and exorbitant.
Therefore, he is not liable to pay any compensation and prayed for dismissal of the petition.
6.The Respondent No.2/Insurance company filed counter by denying all the petition allegations. That the petition is not maintainable either in law or on facts and liable to be dismissed. They denied the manner of accident, the age, occupation, earnings of the deceased as contended by the petitioner. They denied to have issued policy covering the liability of the respondent No.1 for the offending vehicle. They denied involvement of the crime auto AP-24-Y-4395 in the accident and that due to the rash and negligent driving of the auto the accident occurred.
7.They submitted that the accident occurred due to the negligence on the part of the deceased. They denied that the driver of the auto was having valid driving license to drive the offending auto. The auto was turned turtle due to non controlling of the same by the offending driver as it was overloaded. Therefore this respondent is not liable to pay the compensation. They further submit that the mandatory condition under section 134 of M.V.Act was not complied as the respondent No.1/owner failed to furnish the particulars of policy date, time and place of accident and other particulars to the insurance company, therefore this petition is not maintainable. The police officials also not forwarded any claim under section 158 (6) of M.V.Act to the tribunal within 30 days from the date of
Page No.4 M.V.O.P. 968 of 2014 accident therefore this petition is not maintainable. The claim and interest claimed by the petitioner is excessive and exorbitant, therefore the petition is liable to be dismissed.
8.The respondent No.2 filed additional counter by submitting that the offending auto AP-24-Y-4395 belonging to respondent No.1 was not insured covering the date of accident. They submitted that the policy bearing
No.1002/31/14/010576 in respect of the auto bearing No.AP-24-Y-4395 belonging to the respondent No.1 the policy was issued by this respondent which is valid from 18.3.2014 to 17.3.2015. hence there is no policy as on the date of accident dated 16.3.2014. Therefore this insurance company is not liable to pay the compensation as there was no agreement of policy existing between the respondent No.1 owner of the offending auto and this insurance company to insure the liability as on the date of accident, therefore this petition is liable to be dismissed.
9.Basing on the pleadings, the following issues were framed :
(1). Whether the pleaded accident deceased S.Ramulu died due to the rash and negligent driving of the driver of auto bearing No.AP-24-Y- 4395 ?
(2). Whether the petitioner is/are entitled to compensation if so how much and from whom ?
(3). To what relief?
10.In the course of trial, the petitioner examined herself as PW1 and through her, Exs.A1 to A9 were marked. To prove the accident, one
B.Malamma, the eye witness, was examined as PW2. To prove the medical expenses, one N.Satish Kumar, was examined as PW3. one K.Kalyan
Chakravarthy Medical Superintendent of Aditya Hosptal, was examined as
Page No.5 M.V.O.P. 968 of 2014
PW4. On behalf of the respondents, RW1 is examined and got marked
Ex.B1to B5 were marked.
11.Heard arguments of both side counsels. Perused the material placed on record.
12.ISSUE NO.1 :
The petitioner to prove her case has examined herself as PW1. She deposed about the manner of accident. That on 16.3.2014 at about 10.30 hours the deceased along with other passengers was proceeding from
Muthireddigudem to Bhongir in the auto bearing No.AP-24-Y-4395. When they reached sub-station Muthireddigudem Athmakur Mandal, Nalgonda, the driver of the said auto drove it in rash and negligent manner with a high speed, due to which, the auto fell down and the deceased received grievous injuries. Immediately the deceased was shifted to Aditya Hospital, Uppal for treatment, while undergoing treatment he was succumbed to the injuries on 18.3.2014.
13.The petitioner further examined the eye witness namely B.Mallamma as PW2. She deposed that on 16.3.2014 at about 10.30 hours the deceased along with other passengers were proceeding from Muthireddigudem to
Bhongir in the auto bearing No.AP-24-Y-4395, when the auto reached sub- station Muthireddigudem Athmakur Mandal, Nalgonda, the driver of the said auto drove it in rash and negligent manner with a high speed, due to which, the auto fell down and the deceased was grievously injured. Though the deceased was shifted to Aditya Hospital, Uppal for treatment he died on 18.03.2014. In the cross examination she admitted that on the date of accident, she along with 4 others were travelling in the offending auto.
Page No.6 M.V.O.P. 968 of 2014
14.The case and contention of the petitioner to the extent of occurrence of accident to the deceased Sri. S.Ramulu and his death was not disputed.
The fact of accident was not disputed by the respondents by producing rebuttal evidence. Therefore the petitioner through her evidence has proved her case and contention that the auto bearing No.AP-24-Y-4395 driven by its driver in rash and negligent manner has caused the accident in which the deceased died while undergoing treatment. The issue No.1 is answered in favour of the petitioner and against respondents.
ISSUE NO.2 :
15.The petitioner is the wife of the deceased Sri. S.Ramulu. She is claiming compensation of Rs.9,00,000/- on account of the accidental death of S.Ramulu. As held in the issue No.1 the accident was caused by the driver of the auto bearing No.AP-24-Y-4395.
16.The respondents examined their Assistant Manager Legal as RW1, through him Exs.B1 to B5 were marked. The respondent No.2 contends that they did not issue policy covering the accident of this case for the offending
Auto bearing No.AP-24-Y-4395 belonging to respondent No.1. They further contend that the policy bearing No.10002/31/14/010576 in respect of the offending auto AP-24-Y-4395 was in force from 18.3.2014 to 17.3.2015, whereas the accident occurred on 16.3.2014. Therefore, there is no contract in between the respondent No.2 and respondent No.1 in respect of the offending auto as on the date of accident. Therefore, the respondent
No.2 is not liable to pay the compensation by indemnifying the respondent
No.1. Hence they prayed for dismissal of the petition against them.
17.The witness further stated that respondent No.1 after the death of the deceased Ramulu on 18.3.2014, immediately paid Rs.4,073/- in cash at 10.00 a.m by suppressing the accident, and death of the deceased has
Page No.7 M.V.O.P. 968 of 2014 obtained the policy Ex.B1 which came into force from 10.10 A.M on 18.3.2014 to midnight 17.3.2015. The accident occurred on 16.3.2014. That they have issued legal notice dated 04.11.2016 under section.134 of
M.V.Act, addressed to the respondent No.1 asking him to produce the documents but he did not produce the said documents. Therefore, they are not liable to pay any compensation to the petitioner.
18.It is also contended by the respondent No.2 that, the petitioner is having burden to prove that the policy was in existence as on the date of accident. The petitioner should have examined the respondent No.1 the owner of the offending vehicle, but she did not do so which can be taken as adverse inference by this court. The respondent No.2 filed Ex.B1 the copy of insurance, Ex.B2 premium payment receipt for Rs.4,073/- for the offending auto. Ex.B3 is the legal notice issued by the counsel for respondent No.2 to the counsel for petitioner and respondent No.1 requesting him to furnish original policy/cover note along with premium receipt for the offending vehicle to prove that the policy was in force as on the date of accident
dated 16.3.2014 along with postal receipts. Ex.B4 and 5 are the complaints
given by the respondent No.2 against respondent no.1 the owner of the offending vehicle.
19.The petitioner No.1 as PW1 has deposed about the age of the deceased as 54 years at the time of the accident. To prove the age of the deceased the petitioners did not file any document for proving the same, except relying upon the Exs.A1 to A5 and A9. As per the Ex.A3 the age of deceased shown as 55 years. The petitioner filed House hold card of the deceased Ex.A9 as per which the deceased was aged about 52 years as on the date of accident 4.11.2012. Therefore the age of the deceased is fixed
as 55 years for the calculation of compensation hereunder. That the
deceased was an agriculturist having Ac.7-20 guntas of dry land in
Page No.8 M.V.O.P. 968 of 2014
Sy.No.85/3, 86/3, 91/4 and 92/1 of Dussaganipalli, Atmakur Mandal,
Nalgonda District. They relied upon the Ex.A8 (3) pahanie copies showing that the deceased was having the land as claimed by them. But they did not file any proof to show that the petitioner was getting income from the agriculture land. However on hypothetical assessment by keeping the age of the deceased into consideration, the deceased must have earning
Rs.8,000/- per month by doing any avocation and even by doing agriculture.
Therefore the income of the deceased is fixed as Rs.8,000/- per month.
20. The multiplicand applicable as per the Sarla Verma’s case is ‘11’ for calculation of compensation. Since the deceased was aged 55 years on the date of accident.
21.The petitioner contended that the deceased immediately after the accident was shifted to Adithya Hospital, Uppal, for treatment, while under going treatment he died on 18.3.2014. The hospital authority has charged
Rs.1,99,318/- which was paid by the PW1. The petitioner examined PW3
Billing Executive of Aditya Hospital, as per him the deceased was admitted on 16.3.2014 and discharged on 18.3.2014 on his death and the petitioner paid Rs.1,40,000/- by way of cash and totally they paid the same amount under Ex.A7 bill which was issued by them. The respondents though suggested that the petitioner claimed Aarogyasree scheme but they did not produce any evidence showing that the petitioner availed Aarogyasree scheme. Therefore, the petitioner proved by the evidence of PW3 and Ex.A7 that the petitioner incurred an amount of Rs.1,40,000/- towards medical expenses for treatment of the deceased. Therefore, the petitioner is granted
Rs.1,40,000/- towards medical expenses.
22.The petitioner also examined medical superintendent of Aditya
Hospital, as PW4. As per his evidence the deceased was treated from
Page No.9 M.V.O.P. 968 of 2014 16.3.2014 and died on 18.3.2014 and his body was handed over to ASI,
T.Ravinder.
23.The petitioner claimed Rs.5,000/- towards transportation and
Rs.5,000/- towards damages to clothing of the deceased. The said expenses are natural and they can be expected in this case. Therefore, the petitioner is grantedRs.10,000/- towards damages to clothing and transportation.
24. The aspects of non-pecuniary damages mentioned in SANTOSH DEVI
vs. NATIONAL INSURANCE COMPANY LIMITED & OTHERS 2012 (6)
SCC 421” have been reviewed in NATIONAL INSURANCE COMPANY V/S
PRANAY SETHI’S case cited above, Reasonable figures on conventional heads, namely, loss of estate, loss of consortium and funeral expenses should be Rs.15,000/-, Rs.40,000/- and Rs.15,000/- respectively.
25.In all, the petitioners are entitled to the following compensation amounts :-
By following the decisions in Sarla Verma V/s.Delhi transport
Corporation (2009 ACJ 1298) and National Insurance Company
V/s.Pranay Sethi 2017 Lawsuit SCC 1093 the compensation payable to the petitioners has to be assessed as under :
Sl.No. Heads Calculations
1.Income of deceasedRs.8,000/- per month
2.1/2 amount is to be deducted8,000/- x 1/2 = 4,000/-; towards personal expenses of8,000/- –4,000 = 4,000/- the deceased since only one dependent
3.10% to be added as futureRs.4,000 x 10% = Rs.400/-; prospects (the deceased wasRs.4000 + 400 = Rs.4,400/- aged 55 years)
3.Income per year @ Rs4,400./- 4,400X 12 =52,800 /- per month
Page No.10 M.V.O.P. 968 of 2014
4.Compensation worked out52,800/- x 11 = 5,80,800/- with multiplier of ‘11'
5.Loss of consortium 40,000/-
6.Funeral Expenses15,000/-
7.Loss of Estate15,000/-
8.Transportation & Damages to10,000/- clothing
9.Medical expensesRs.1,40,000/-
Total compensation awardedRs.8,00,800/-
26.The respondent No2 to prove their contention that they are not liable to pay the compensation to the petitioner, since there was no policy was in force to indemnify the liability of the respondent No 1 in respect of the offending Auto. The respondent No. 2 has examined their Assistant
Manager Legal as RW1, through him Exs.B1 to B5 were marked by contending that they did not issue policy covering the accident of this case for the offending Auto bearing No.AP-24-Y-4395 belonging to respondent
No.1. That the policy bearing No.10002/31/14/010576 in respect of the offending Auto AP-24-Y-4395 was valid from 18.3.2014 to 17.3.2015 and the accident occurred on 16.3.2014. Therefore, there is no contract in between the respondent No.2 and respondent No.1 in respect of the offending auto as on the date of accident. It is also contended that the respondent No.1 after the death of the deceased Ramulu on 18.3.2014, immediately paid
Rs.4,073/- in cash at 10.00 a.m by suppressing the accident and death of the deceased has obtained the policy Ex.B1 which is in force from 10.10 am on 18.3.2014 to midnight 17.3.2015.
27.As per the evidence on record the accident occurred on 16.3.2014.
The respondent insurance company got issued legal notice dated 4.11.2016 under section.134 of M.V.Act, addressed to the respondent No.1 asking him to produce the documents but he did not produce the said documents.
Page No.11 M.V.O.P. 968 of 2014
28.When the respondent no 2, by his evidence proved that there is no policy in force, the burden is on the petitioner to prove that the policy was in existence as on the date of accident. The petitioner should have examined the respondent No.1 the owner of the offending vehicle, but she did not examine him, this has to be taken as adverse inference. The respondent filed Ex.B1 the copy of insurance Ex.B2 premium payment receipt for Rs.4,073/- for the offending auto. Ex.B3 is the legal notice issued by the counsel for respondent No.2 to the counsel for petitioner and respondent No.1 requesting him to furnish original policy/cover note along with premium receipt for the offending vehicle to prove that the policy was in force as on the date of accident dated 16.3.2014 along with postal receipts. As per record there is no evidence that the Ex B1/policy was in force for the offending Auto AP-24-Y-4395 by indemnifying the liability of respondent No.1, there is no evidence produced to prove otherwise. The respondent No2 proved their contention that they have no liability to pay the compensation by indemnifying the liability of respondent No.1. The respondent No 2 is thus not having liability to pay the compensation awarded hereunder. Therefore the respondent No.1 as owner of the offending vehicle alone is liable to pay the compensation to the petitioner and the respondent No.2 is exonerated from paying compensation.
29.The petitioner claimed 12% interest p.a, but as per settled law, unless justified by exceptional circumstances, the interest on the compensation awarded should be at the rate of 6% per annum only. Therefore, the petitioner is granted with interest on the awarded amount @6% p.a.
30.In view of above all reasons, it is held that the petitioner is entitled for a compensation amount of Rs.800,800/-. Rest of the claim of the petitioner is hereby rejected. Accordingly the Issue No.2 is answered in favour of
Page No.12 M.V.O.P. 968 of 2014 petitioners and against the respondent No.1. the respondent No 2 is exonerated from paying the compensation awarded hereunder.
Issue No.3
31.In the result, the petition is partly allowed for Rs.8,00,800/- with costs and interest @ 6% per annum from the date of filing of the petition till the date of deposit of the amount against the Respondent No.1. The respondent No 2 is exonerated from paying the compensation.Time for deposit two months.
On deposit of awarded amount, the petitioner is permitted to withdraw ½ of the awarded amount and the remaining half of the compensation amount of the petitioner including costs and interest shall be kept in Fixed Deposit for a period of two years. The Advocate fee is fixed at
Rs.10,000/-.
(Dictated to my dictation transcribed by her, corrected and
pronounced by me in the Open Court on this the 9th day of May, 2022).
XXVI Additional Chief Judge, City Civil Court, Hyderabad.
APPENDIX OF EVIDENCE
WITNESSES EXAMINED
For Petitioners: For Respondents:
PW1: S.Ramanamma @ RamanaRW1 : Dagam Chandrasekhar PW2: B.Mallamma PW3: N.Satish Kumar PW4: K.Kalyan Chakravarthy
Exhibits marked for Petitioners (PW1): Ex A1 is the certified copy of FIR Ex A2 is the certified copy of inquest report of the deceased Ex A3 is the certified copy of charge sheet. Ex A4 is the certified copy of PME Report. Ex.A5 is the certified copy of Panchanama along with sketch Ex.A6 is the certified copy of MVI Report. Ex.A7 is the discharge summary along with bills. Ex.A8 is the certified copies of pahanies Ex.A9 is the Copy of ration card (verified with originals)
Page No.13 M.V.O.P. 968 of 2014
Exhibits marked for Respondents:
Ex.B1 : is the copy of the policy in respect of auto bearing No.AP-24-Y-4395 Ex.B2 is the copy of the 64 (V)(B) along with premium receipt dated18.3.2014. Ex.B3 is copy legal notice dated 4.11.2016 address to R1 by R2 with postal receipt. Ex.B4 is office copy of the compliant made to DSP Bhongiri, Rachakonda along with postal receipts. Ex.B5 is the office copy of the complaint made to SHO Athmakur, Rachakonda, along with postal receipts.
XXVI Additional Chief Judge, City Civil Court, Hyderabad.